Jon Deane is a financial advisor at Cetera with 31 years of industry experience. He holds Series 63 and Series 65 credentials. In addition to his advisory role, he operates tax and accounting businesses, including serving as president of Apex 2030 Inc. and working in tax preparation and accounting at Gaffey Deane & Talley PLLC. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and financial planning services through a large network of independent advisors and employs a multi-manager platform with a range of investment program options.

Brian Edgar is a financial advisor with Wells Fargo Clearing who holds Series 63 and Series 65 licenses and has 32 years of industry experience. He previously worked at UBS Financial Services from 2008 to 2020. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs more than 14,000 financial advisors, offering a range of brokerage and advisory solutions.

Douglas Quartner is a financial advisor with Morgan Stanley in Palm Beach Gardens, FL, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. He has worked with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2014 and 2015, respectively. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a broad range of advisory programs to individuals and institutional clients, including customized financial planning. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process supported by firm-approved tools and modeling techniques.

Bernard Cohen is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and bringing 55 years of industry experience. He has been with Raymond James & Associates since 2013. Outside of his advisory role, he serves as a trustee responsible for making investment decisions in a family trust. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses, with both non-discretionary and discretionary advisory options, and has notable capabilities in public finance and municipal services.

Makarios Palios is a CFP®-certified financial advisor with 33 years of industry experience, currently affiliated with Raymond James Financial Services Advisors, where he has worked since 2008. He is also a partner in Ten Ten Associates, LLC and serves as CEO of Philotimo Capital Management LLC, the entity managing his Raymond James business. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual and institutional clients, including high-net-worth investors and municipal entities. The firm offers customized, risk-based planning and portfolio solutions, supported by a broad affiliate network and specialized programs such as the SIMPLE IRA Employer Advisory & Consulting Services.

Eugene Schatz is a financial advisor at Morgan Stanley with 27 years of industry experience. He holds Series 63 and Series 66 licenses and has been affiliated with Morgan Stanley and its related entities since 2009. Outside of his advisory role, he has been involved with Christ the King High School for over three decades and operates a sole proprietorship in property management. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and financial planning services supported by structured planning tools and investment modeling.

Steven Boschert is a Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2015. He collaborates with clients to develop and implement financial plans aimed at increasing confidence and reducing uncertainty. Prior to his current position, he served as a Financial Consultant at Fidelity Investments from 2009 to 2015. Steven emphasizes building trusting relationships with clients and approaches his work with a disciplined methodology to support client success. He holds a California Insurance License, which complements his financial advisory responsibilities. Outside of his professional activities, Steven has interests in fitness, gardening, and traveling.

Kyle Berardi is a financial advisor at Morgan Stanley with five years of industry experience. He holds a Series 66 designation and has worked at several firms, including Bank of America, Merrill, and Equitable Advisors. Outside of finance, he previously worked at Black and Blue Steak and Crab and Mirbeau Inn & Spa. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with tailored financial planning and advisory programs. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and market simulations.

Matthew Fucci is a financial advisor at Merrill with one year of industry experience. He holds the Series 66 designation and has prior experience at Arbor Realty Trust, West Suburban YMCA, and The RMR Group. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Josefine Troneby Mooney is a financial advisor with Raymond James Financial in Palm Beach Gardens, FL. She holds the Series 66 designation and has three years of industry experience. Prior to joining Raymond James, she worked at Helius Wealth Management and held various roles at Keiser University. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individuals, retirement plans, corporations, and institutions, providing non-discretionary financial planning and investment consulting supported by extensive research and institutional capabilities.

Ilene Zwick is a financial advisor at Morgan Stanley with 28 years of industry experience. She holds Series 63 and Series 65 licenses. Her prior work includes positions at Wells Fargo Clearing and Wells Fargo Advisors LLC. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct and corporate financial planning arrangements.

Donald Dever is a financial advisor with UBS Financial Services in Fort Pierce, Florida, holding a Series 66 credential and 18 years of industry experience. He has been with UBS Financial Services since 2015. Dever serves on the Nova Southeastern University Regional Campus Advisory Board and the University of Miami Planned Giving Advisory Board, participating in higher education outreach and charitable giving initiatives. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations to tailor financial plans. The firm integrates institutional trading capabilities with wealth management services, providing a broad range of capital markets, custody, and lending solutions.

Robert Parr is a financial advisor with RBC Capital Markets in Wellington, FL, holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. He has worked at City National Bank and Morgan Stanley in various roles prior to his current position. Parr serves on the board of the Rickie Fowler Foundation, which raises and distributes funds for nonprofit projects. He is also the owner of an equestrian horse training and sales business. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs with customized portfolio management and financial planning, utilizing both in-house and third-party investment managers.

Arthur Peckskamp is a CFA® charterholder with 12 years of industry experience, currently serving as a financial advisor at Ameriprise in Boynton Beach, FL. His tenure at Ameriprise includes multiple periods beginning in 2013. Ameriprise provides retirement-income planning services primarily for clients approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports. The firm also offers a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Ryan Smith is a financial advisor with UBS Financial Services in West Palm Beach, FL, holding Series 65 and Series 63 licenses and beginning his advisory career in 2026. Prior to joining UBS, he gained experience at Grow Financial Federal Credit Union and Penske Truck Leasing Co., as well as educational roles at the University of South Carolina and Exeter Township schools. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services supported by proprietary research and model-based asset allocations.

Kenneth Mulreed is a financial advisor with UBS Financial Services in Jupiter, FL, holding Series 63 and Series 66 designations and bringing 36 years of industry experience. He has been with UBS since 2003. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Robert Padgett is a financial advisor with Primerica Advisors in Lake Worth, FL, holding Series 63 and Series 65 licenses and four years of industry experience. He has worked at Primerica Advisors since 2022 and previously at Primerica Financial Services. Outside of finance, Mr. Padgett is a self-employed musician with over 40 years in performance, composition, and music education. Primerica Advisors serves primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm offers a wrap-fee asset management program that utilizes model-delivery strategies and discretionary separately managed accounts supported by custody and trade execution services from Pershing and BNY Mellon Advisors.

Brian Williams is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. He holds a Series 66 designation and has worked previously at Bank of America Merrill Lynch and Edward Jones. Williams is based in Palm Beach Gardens, FL. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities, delivering services on a non-discretionary basis.

Mordelo Breckenridge Jr. is a financial advisor at Merrill with 17 years of industry experience. He holds a Series 66 designation and has been with Merrill since 2009, concurrently affiliated with Bank of America, N.A. since 2007. Based in Palm Beach, FL, his professional background is centered within these institutions. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a wide range of clients including individuals, high-net-worth clients, pension plans, and charitable organizations. The firm’s integration with Bank of America allows access to various products and services beyond typical advisory offerings.

Roy Apple is a financial advisor at Wells Fargo Clearing with a Series 63 designation and 39 years of industry experience. He previously worked at JPMorgan Chase Bank NA and J.P. Morgan Securities for ten years. Outside of his advisor role, he owns a residential rental property in Bretton Woods, New Hampshire. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm employs over 14,000 financial advisors and manages approximately $671 billion in assets.