Brian Lazusky is a financial advisor at Equity Services, Inc. with five years of industry experience. He holds a Series 65 designation and has previously worked at Knights of Columbus and Knights of Columbus Asset Advisors. Outside of advisory work, he serves as a Knights of Columbus Insurance Field Agent, selling life insurance and related products. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms, frequently utilizes third-party asset managers, and combines long-term strategies with options for shorter-term trading and specialized instruments.

Brady Clar is a financial advisor at Schwab Wealth Advisory with 25 years of industry experience. He holds the CFP® and CFA® designations and has worked at Schwab Wealth Advisory and Charles Schwab & Co., Inc. since 2018, following prior roles at Morgan Stanley and Morgan Stanley Private Bank. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in its Schwab Wealth Advisory program, offering annual financial reviews, retirement and planning discussions, and tailored investment recommendations. The firm utilizes Schwab’s asset allocation models and research tools, with advisors recommending allocations while clients retain final trading decisions.

Blair Smith is a CFP® professional at Schwab Wealth Advisory with two years of industry experience. His prior roles include positions at The Vanguard Group, Matthias Private Wealth, and 55 North Private Wealth. He holds a Series 63 license and is based in Orlando, FL. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, using Schwab’s asset allocation models and research tools. The firm delivers annual financial reviews and investment recommendations while clients retain final trading decisions.

Jacob Buchman is a financial advisor with Schwab Wealth Advisory in Orlando, FL, holding Series 66 and Series 63 licenses. He has four years of industry experience, including roles at Charles Schwab, Fidelity Investments, and TD Ameritrade. His background includes various positions across financial services and education. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within Charles Schwab & Co., focusing on client-directed investment decisions without discretionary trading authority.

Hong Dai is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Transamerica Financial Advisors since 2012 and is also involved in other business activities including Longwin Group Inc., Longwin Realty LLC, and Longwin Management Inc. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a diverse client base, utilizing a large advisor network and multiple program platforms. The firm’s advisory approach relies primarily on model portfolios and third-party managers, serving individual investors, retirement plans, trusts, estates, charitable organizations, and businesses.

Francesca Gilchrist is a CFP® and holds a Series 66 designation with 25 years of experience in the financial services industry. She has been with Truist Advisory Services since 2016 and also has extensive tenure at Truist Investment Services dating back to 2004. Based in Winter Park, FL, she currently works within Truist’s advisory platform. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm employs a combination of discretionary manager relationships and non-discretionary consulting, supported by third-party platforms and AI-enabled research tools, with a notable degree of inter-affiliate integration across Truist’s entities.

David Bournival is a financial advisor with Principal Financial Services in Winter Garden, FL. He holds Series 63 and Series 66 licenses and has 25 years of industry experience. Since 2010, he has worked with Principal Securities Inc. and Principal Life Insurance Company. Outside of his advisory role, he is involved in outside insurance sales focusing on fixed life insurance, annuities, and disability insurance. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty U.S. military personnel abroad. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Lilian Mesquita is a Certified Financial Planner (CFP®) with 12 years of industry experience, currently serving at First Command Advisory Services since 2015. She holds the Series 66 designation and is based in Orlando, FL. Outside of her advisory role, she serves as the president of a condominium association board. First Command Advisory Services is an SEC-registered investment adviser that serves individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs managed by a centralized investment team.

Maxx Soulliere is a CFP® professional with six years of experience in financial advising. He is currently with Schwab Wealth Advisory in Orlando, FL, having previously worked at Infinex Investments, Citizens First Bank, and several other financial firms. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice within the Schwab ecosystem, delivering services such as financial reviews, retirement planning, and investment recommendations using Schwab’s standard asset allocation models and research tools. The firm operates as an internal advisory unit and does not directly charge clients fees, differentiating it from many enterprise wealth managers.

William Kelly is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 credentials and nine years of industry experience. He has been with Charles Schwab & Co., Inc. since 2016 and joined Schwab Wealth Advisory, Inc. in 2025. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm offers financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools, with final trading decisions made by clients.

Rudolph Saint Cyr is a CFP® professional with over 32 years of industry experience, currently serving at Schwab Wealth Advisory Inc. in Orlando, FL. He has been with Charles Schwab since 2005 and joined Schwab Wealth Advisory in 2016. Outside of his advisory role, he is also involved as an actor and model, performing in TV, film, commercials, and stage plays, as well as providing DJ services for events. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations across various asset classes. The firm operates as part of the Schwab ecosystem, with advice delivered using Schwab’s proprietary research tools and models, while clients retain final trading decisions.

Cory Kent is a financial advisor with Truist Advisory Services in Orlando, FL, holding Series 63 and Series 65 licenses and six years of industry experience. His prior work includes roles at Truist Investment Services, Inc. and Fifth Third Bank, spanning over a decade in total. Truist Advisory Services provides investment consulting and advisory services to individuals, corporations, retirement plan sponsors, and charitable organizations. The firm combines discretionary manager relationships with third-party platform support and uses AI-enabled research tools to oversee manager selection and portfolio reviews.

Alondra Arenas is a financial advisor with Schwab Wealth Advisory Inc. in Orlando, FL, holding Series 65 and Series 63 licenses and one year of industry experience. Her prior experience includes roles at Charles Schwab & Co., Inc. and JP Morgan Chase & Co. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning discussions, and investment recommendations using Schwab’s asset allocation models and research tools.

Shawn Davis is a financial advisor at Schwab Wealth Advisory with 29 years of industry experience. He holds the Series 63 and Series 66 licenses and has been with Charles Schwab and its affiliated entities since 1999. He is based in Orlando, Florida. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, focusing on annual financial reviews, retirement and planning discussions, and investment recommendations across a range of asset classes. The firm operates within the Schwab ecosystem, using standard asset allocation models and research tools while leaving final trading decisions to clients.

Adam Klopfenstein is a financial advisor with Schwab Wealth Advisory, holding a Series 66 designation and eight years of industry experience. He has worked at firms including Charles Schwab & Co., Rocket Companies, Fidelity Investments, Merrill, and Bank of America. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations using Schwab’s standard asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees, distinguishing its operating model from many other enterprise wealth managers.

Julius Costanza is a financial advisor with Schwab Wealth Advisory and holds Series 63 and Series 66 designations. He has 22 years of industry experience, including roles at Charles Schwab since 2009 and managing 4JS Uniforms Inc. from 2009 to 2020. He has been with Schwab Wealth Advisory since 2017. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as annual financial reviews and investment recommendations across various asset classes. The firm operates as an internal advisory unit within the Schwab ecosystem, using standard asset allocation models and research tools while clients retain final trading decisions.

Paula Dailer is a Certified Financial Planner (CFP®) with 16 years of industry experience. She has been with Schwab Wealth Advisory since 2015 and has worked at Charles Schwab since 2011. Paula holds Series 63 and Series 66 licenses and is based in Orlando, FL. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm delivers advice through standard asset allocation models and Schwab research tools, offering investment recommendations while leaving final trading decisions to clients.

Alexander Hernandez is a financial advisor with Truist Advisory Services in Orlando, FL, holding a Series 66 designation and 28 years of industry experience. He has been with SunTrust Advisory Services, Inc., now part of Truist, since 2009. Outside of his advisory role, Hernandez is involved in family real estate projects, assisting his children with property purchases and renovations. Truist Advisory Services provides investment consulting and advisory services to individuals, corporations, retirement plan sponsors, and charitable organizations. The firm’s offerings include asset allocation, fiduciary support, and manager selection programs, utilizing a combination of discretionary and non-discretionary approaches supported by third-party platforms and AI-enabled research tools.

Calvin Wilson is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 65 and Series 63 licenses and 12 years of industry experience. His prior firms include Edward Jones, Bank of America, and Merrill Lynch. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners, providing managed advice and investment education services that emphasize asset allocation and retirement guidance using proprietary models developed with Morningstar Investment Management.

Paul Shoquist is a financial advisor at NewEdge Advisors with 28 years of industry experience. He holds a Series 63 designation and has worked at several firms including Prime Capital Investment Advisors and 20/20 Capital Management. Outside of his advisory role, he serves as a director at Saw Tech Countertops, a construction products company he has been involved with since 2003. NewEdge Advisors is a large registered investment adviser serving individuals, retirement plans, and institutional clients through independent advisers. The firm offers diverse investment solutions combining in-house management and third-party strategies, supported by technology and centralized due diligence.