Brian Standefer is a Certified Financial Planner® with 18 years of industry experience. He has been with LPL Financial since 2007 and operates out of Houston, TX. In addition to his advisory role, Standefer serves as a public notary and holds a license to sell long-term care insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, institutions, and retirement plan participants. The firm offers a range of financial planning and portfolio management options, utilizing both proprietary and third-party strategies.

Geralyn Enriquez is a financial advisor with Morgan Stanley in Houston, TX, holding a Series 63 designation and 32 years of industry experience. Prior to joining Morgan Stanley Smith Barney in 2009, she worked at Citigroup Global Markets for 12 years. Outside of her financial career, she operates EV Entertainment, providing DJ and singing services. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a broad range of advisory programs and tailored financial planning to individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and scenarios to support its financial planning services.

Michelle Katona is a financial advisor with Morgan Stanley in Houston, TX, holding a Series 66 designation and three years of industry experience. Her prior roles include positions at Pride Technologies and Tailored Management, along with various non-financial businesses such as Maiden Odds LLC and ZipZone Outdoor Adventures. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools to support client financial goals.

Nikhil Modi is a financial advisor at LPL Financial with 34 years of industry experience. He holds the Series 63 and Series 66 designations and has previously worked at Next Financial Group Inc and Ameriprise. Outside of advising, he is an author and has experience selling and servicing term life insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by technology tools and oversight of substantial discretionary assets.

Diego Fernandez is a financial advisor with J.P. Morgan Securities in Pearland, TX. He holds a Series 66 designation and has one year of industry experience. Before joining J.P. Morgan Securities, he worked at JPMorgan Chase Bank, N.A., and has previous experience with Equitable Financial Life Insurance and Equitable Advisors. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. Their advisory process focuses on written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Adil Berrada is a financial advisor at Equitable Advisors with Series 63 and Series 65 credentials and four years of industry experience. He has been with Equitable Advisors since 2022. Outside of his advisory role, he serves as Treasurer on the volunteer Board of Directors for the Houston Interpreters & Translators Association and operates a language interpretation and translation business. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm offers a range of advisory programs through Investment Adviser Representatives and referrals to third-party asset managers, focusing on personalized risk assessment and tailored investment solutions.

Lilly Cuaron Castro is a financial advisor at Morgan Stanley with 17 years of industry experience. She has held roles at Morgan Stanley Private Bank, N.A. since 2017 and Morgan Stanley Smith Barney LLC since 2016. Castro holds Series 63 and Series 65 credentials. Morgan Stanley Wealth Management provides advisory programs to both individual and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and modeling techniques.

Jack Hansen serves as a Wealth Management Advisor with Merrill Lynch Wealth Management. In his role, he focuses on helping families and business owners develop wealth plans that align with their life priorities, integrating guidance from Merrill's investing insights and banking solutions from Bank of America. His expertise encompasses various areas including family wealth management strategies, liquidity management, managing new wealth, small business strategies, individual and corporate investment strategy, tax minimization, and retirement income planning. Jack provides specialized services for high-net-worth individuals, offering access to institutional-grade tools and strategies such as advanced tax strategies, concentrated equity management, estate planning, exit planning, and M&A advisory through his team. Jack holds a Bachelor's degree from the Texas State University System and professional designations including Chartered Financial Consultant (ChFC), Certified Financial Planner (CFP), and Personal Investment Advisor (PIA). Outside of work, he engages in activities such as baseball, basketball, boating, football, running marathons, skiing, and traveling.

Kevin Mathew is a financial advisor with Ameriprise, holding Series 63 and Series 65 designations and eight years of industry experience. Prior to joining Ameriprise in 2022, he worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. from 2018 to 2022, and at Axa Advisors from 2017 to 2018. Outside of Ameriprise, he is associated with Tiras Wealth Management LLC as an Associate Financial Advisor and Client Service Specialist. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, providing detailed recommendations on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and automated processes overseen by a specialized team to deliver personalized retirement income advice within a large institutional framework.

Jeremy Cooke is a CFP® credentialed advisor with 23 years of industry experience, currently serving at J.P. Morgan Securities since 2012. He has worked at JPMorgan Chase Bank, NA since 2003. Based in Houston, TX, Cooke holds Series 63 and Series 66 licenses. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary program. Their advisory process incorporates centralized due diligence with quantitative and qualitative research, utilizing forward-looking capital market assumptions to build model asset allocations.

Scott Monteverde is a financial advisor with Morgan Stanley in Houston, TX, holding a Series 66 designation and 21 years of industry experience. He has worked at various Morgan Stanley entities since 2005, including Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process incorporating firm-approved tools and modeling techniques.

Luis Gutierrez Jr. is a Financial Advisor with Merrill Lynch Wealth Management, bringing nearly 26 years of experience in the financial services industry. He specializes in family wealth management strategies, international wealth management, and individual and corporate investment strategy. Luis holds a bachelor's degree in Business Administration with a focus on Finance from the University of Texas System and has earned the Personal Investment Advisor (PIA) designation. His approach centers on connecting all aspects of a client's financial life to prioritize and pursue their most important goals. Outside of his professional role, Luis participates in community and faith-based organizations, including the Knights of Columbus and the Catholic Men Called to Be Saints Men's Bible Class. He also enjoys baseball, fishing, golfing, music, softball, swimming, and watching movies.

Alicia Smith is a financial advisor at Primerica Advisors with seven years of industry experience. She holds Series 63 and Series 65 licenses and has worked in roles at Primerica Advisors since 2020, as well as prior positions at PFSI Investment Inc. and Jordan Cove LNG, LLC. Outside of advising, she is involved in the sale of loan products and home security and automation services through affiliates of PFS Investments Inc. and Primerica Mortgage, LLC. Primerica Advisors sponsors a wrap-fee asset management program serving mainly individual investors, including high-net-worth clients, as well as corporate and charitable entities. The firm employs model-delivery strategies managed by unaffiliated asset managers and supports accounts through BNY Mellon Advisors and Pershing custody/clearing services.

Bruce Abrams is a financial advisor with Thrivent Investment Management in Houston, TX. He holds the Series 66 credential and has five years of industry experience. His prior work includes roles at Bulldog Security, Uber, and Uhaul. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering goal-based analyses and written recommendations across various financial planning topics. The firm combines planning with managed-account services through its WealthPlan option while keeping those services separate.

Jessica Luuong is a financial advisor with Merrill in Houston, TX, holding Series 63 and Series 65 licenses and 28 years of industry experience. She has been with Merrill since 2009 and also worked at Bank of America, N.A. from 2021 to the present. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Sean Gentry is a Wealth Management Advisor and Managing Director leading Gentry, Masters & Associates, a wealth management team based in Houston, Texas. He joined Merrill Lynch Wealth Management in 2007 and serves as a senior partner of the team recognized on the Forbes "Best-in-State Wealth Management Teams" list from 2023 to 2026. Sean and his team focus on providing customized strategies to business owners, corporate executives, and affluent families, managing over $1.6 billion in assets as of January 2026. Sean's expertise includes college education planning, executive compensation, family wealth management, legacy planning, liquidity management, and retirement planning, among other areas. He and his team prioritize connecting all aspects of clients' financial lives to pursue their most important goals through personalized, boutique-like services. He graduated from the University of Arkansas (Walton School of Business) with a Bachelor of Business Administration in Finance and Real Estate and holds the Certified Financial Planner (CFP®) and Personal Investment Advisor (PIA) designations. Sean is active in professional organizations such as the Certified Financial Planner Board of Standards Inc. and the Financial Planning Association. His community involvement includes support for the American Cancer Society, University of Arkansas Alumni Scholarship, and participation on the University of Houston Advisory Panel and the W.A.T.C.H. DOG Program at his children's school. In his personal life, Sean is married with two children and enjoys spending time with his family, playing golf, and hunting.

Erin Spring is a financial advisor at Merrill with 28 years of industry experience. She holds Series 63 and Series 66 designations and has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2011. Based in Houston, TX, she works within a large institutional firm. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Taylor Rouse is a Client Experience Advisor at Merrill Lynch Wealth Management. In this role, Taylor works with clients to understand their current financial situations and introduces them to solutions available through Merrill and Bank of America. Taylor aims to empower clients with the knowledge and tools to take control of their financial lives and select platforms suited to their needs. Taylor holds a Bachelor's degree from Montreat College and has earned professional designations as a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA). These credentials reflect Taylor's commitment to providing informed financial guidance aligned with clients' goals.

Stephen Bonczek is a financial advisor with OSAIC, holding a Series 66 credential and over 20 years of industry experience. His career includes roles at Royal Alliance Associates, INC., Bonczek Financial Services, First Independent Advisory Services, Inc., American General Securities Incorporated, and Ameriprise. He is also involved in insurance sales and service through his business, Bonczek Financial Services. OSAIC Wealth serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform. The firm offers a range of advisory and brokerage services with an investment process centered on model-based asset allocation and portfolio optimization.

Neil Parmar is a financial advisor with Ameriprise in Houston, TX, holding Series 63 and Series 65 licenses and having 10 years of industry experience. He has worked at Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2015. Ameriprise offers a retirement-income planning service focused on clients approaching or in retirement who meet certain asset thresholds, providing tailored recommendation reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its approach and delivers these services through a centralized consulting team in partnership with its advisors.