Zachary Willey is a Financial Consultant at Fidelity Investments, where he has been working since 2024. Prior to this role, he held several positions within the company, including Portfolio Specialist, Workplace Planning Consultant at various levels, High Net Worth Associate, and Customer Relationship Advocate, demonstrating a progressive career in financial services since 2018. Before joining Fidelity Investments, he worked as a Bank Teller at Wells Fargo in 2018. Zachary holds insurance licenses in Arkansas and California, which support his ability to provide comprehensive financial consultation. His professional approach emphasizes partnering with clients to co-create and maintain strong financial plans tailored to their individual goals. Outside of his professional life, Zachary enjoys attending concerts, social events with friends, running, traveling, and spending time with his family and pets.

Christine Hrdlicka is a financial advisor at Fidelity with nine years of industry experience. She holds a Series 66 designation and has previously worked at Bank of America and Merrill. In addition to her advisory role, she is a partner in two personal real estate ventures based in Jacksonville, Florida. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, leveraging proprietary research and algorithmic portfolio construction to manage model portfolios composed of mutual funds, ETFs, and ETPs. The firm is notable for its advisory roles to registered investment companies and use of systematic methodologies incorporating AI tools.

John Phillips is a financial advisor at Merrill with 16 years of industry experience. He holds a Series 66 credential and has been with Merrill since 2015. Outside of his advisory role, he works as a freelance consultant and driver for transportation services during evenings and weekends. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Tahirah Hamilton is a financial advisor with J.P. Morgan Securities in Jacksonville, FL, holding Series 63 and Series 66 credentials and 16 years of industry experience. Her prior roles include positions at Wells Fargo and Empower Retirement. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a quantitative asset-allocation approach combined with centralized due diligence and an ESG eligibility framework. The firm operates within the broader J.P. Morgan organization and offers services on a non-discretionary basis.

Justin Wroten is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and possessing 22 years of industry experience. He has been with Primerica Advisors since 2003 and previously served as Vice President of Chapter from 2016 to 2017. Outside of advising, he is involved in sales of loan products and home security referrals through affiliated companies and operates Justin K. Wroten, LLC for Primerica business purposes. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed account options in a wrap-fee structure. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors, maintaining a focus on percentage-based fees and ongoing manager oversight.

Sean Read is a Vice President and Financial Consultant at Fidelity Investments, where he has worked since 2006. Over his career at Fidelity, he has held various positions including Branch Planning Consultant, Senior Portfolio Specialist, and Private Client Group Relationship Manager, gaining comprehensive experience in financial consulting and client management. Sean's approach emphasizes straightforward communication and education, enabling clients to make informed and confident decisions regarding their financial goals. Sean holds insurance licenses in Arkansas and California. He has dedicated two decades to assisting individuals and families in defining, prioritizing, and pursuing their financial objectives. Outside of his professional work, Sean's personal interests include family activities, golf, parenthood, and traveling.

Joseph Johnson is an Investment Solutions Representative III at Fidelity Investments, where he has held various roles since 2022. In his current position, he collaborates with clients to develop and implement financial plans aimed at improving their financial wellbeing. Joseph focuses on understanding clients' goals and needs to establish effective investment strategies and comprehensive financial plans. Joseph has progressed through multiple roles within Fidelity Investments, starting as an Investment Solutions Representative I in 2022, advancing to level II in 2024, and achieving his current level III status in 2026. This experience has provided him with a thorough understanding of investment solutions and client engagement. Outside of his professional responsibilities, Joseph engages in activities such as camping, fitness, gardening, hiking, music, and swimming.

Emily Davis is a Financial Consultant at Fidelity Investments, where she has been contributing since 2023. She is part of a team dedicated to providing clients with financial education and guidance aimed at fostering confidence in their financial futures. Prior to her current role, Emily held various positions within Fidelity Investments, including Planning Consultant (2022-2023), Director Retirement Planner (2021-2022), and roles in Workplace Planning and Advice from 2018 to 2021. Emily holds insurance licenses in Arkansas and California. Her professional experience encompasses working with individuals, families, and small business owners to develop customized financial plans tailored to their unique needs. Outside of her professional life, Emily enjoys spending time at the beach, boating, kayaking, socializing with friends, and caring for pets.

Anthony Cossio is a financial advisor at J.P. Morgan Securities with Series 66 and Series 63 credentials and one year of industry experience. His prior work includes roles at Fidelity Investments, JPMorgan Chase Bank, and the United States Navy. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Lana Tompkins is a financial advisor at Fidelity with one year of industry experience. She holds a Series 66 designation and has worked at Fidelity Investments since 2024. Prior to her current role, Lana held positions in diverse fields including healthcare and entertainment. Fidelity’s affiliate, Strategic Advisers LLC, provides investment management and advisory services to a broad client base including retail and institutional investors. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including funds and model portfolios.

Kevin Cunningham is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 12 years of industry experience. He has worked at Bank of America and Merrill since 2018 and was previously involved with Stolen Rhodes LLC from 2015 to 2018. Outside of his advisory role, he is a co-owner of a family rental property. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

John Reitz is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds a Series 65 credential and previously worked at Florida Financial Advisors. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Stevan Jones is a CFP® professional with 24 years of industry experience, currently affiliated with Raymond James Financial in Jacksonville, FL. He has worked with Raymond James Financial Services Advisors since 2011 and served at Pentas Wealth Management, LLC for nine years. Since 2025, he has also been the CEO and independent branch owner of Seaside Planning & Investments. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual and high-net-worth investors, pension plans, charitable organizations, and government entities. The firm offers tailored, predominantly non-discretionary advisory solutions and supports programs for small businesses and institutional clients with a notable involvement in municipal and public finance.

Ted Deliard is a financial advisor at Fidelity with four years of industry experience. He holds the Series 66 and Series 63 designations. Prior to joining Fidelity, he worked at Best Buy and Orange Park High School. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a broad client base including retail and institutional investors. The firm combines fundamental research with quantitative and algorithmic portfolio construction and serves in advisory roles to multiple registered investment companies and model portfolio platforms.

Alexander Israel is a financial advisor at Fidelity with Series 63 and Series 66 licenses and one year of industry experience. He has worked in various roles across sectors including tax advisory and logistics prior to joining Fidelity. Fidelity’s Strategic Advisers LLC division provides investment management and advisory services to retail and institutional clients, employing a process that integrates fundamental research with quantitative analysis and algorithmic portfolio construction, and offering model portfolios built from a diverse range of mutual funds, ETFs, and ETPs.

Joshua Diaz is a financial advisor at Charles Schwab with three years of industry experience. He holds a Series 66 designation and has previously worked at Fidelity Investments, Deutsche Bank, and Jetstream Federal Credit Union. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory relationships with access to discretionary separately managed accounts and a formal alternative-investment onboarding process.

Tarek Kishek is a financial advisor at Fidelity with eight years of industry experience. He holds a Series 66 designation and has previously worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated. Outside of advisory work, he is involved in real estate investment through Kishek & Company LLC and sells items on eBay. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base including retail and institutional investors. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory services.

Mitchell Hummel is a financial advisor with Fidelity Investments based in Jacksonville, FL. He holds Series 66 and Series 63 licenses and has five years of industry experience. Prior to his current role, he worked in various positions including at the Alhambra Theatre and Dining and the University of North Florida. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages discretionary and non-discretionary portfolios, engages with multiple sub-advisers, and incorporates advanced methodologies including AI in its investment process.

Zachery Rogers is a financial advisor with Fidelity, holding Series 63 and Series 66 designations and 12 years of industry experience. He has been associated with Fidelity Brokerage Services since 2013 and joined Fidelity Investments in 2025. Outside of his advisory role, Rogers works as a realtor in Jacksonville, FL. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, employing a systematic investment process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also serves as an advisor to multiple registered investment companies and delivers model portfolios to intermediary platforms.

Zeb Scott is a Financial Consultant at Fidelity Investments, where he applies a relationship-focused approach to help clients develop and execute comprehensive financial plans. He emphasizes understanding clients' personal situations and priorities to support their financial and lifetime goals. Scott has extensive experience within Fidelity Investments, having held multiple roles since 2012. His career progression includes positions as Private Client Group Service Associate, Retirement Relationship Manager, Portfolio Specialist, Senior Portfolio Specialist, and currently Financial Consultant. He holds insurance licenses in Arkansas and California. Outside of his professional work, Scott engages in activities such as boating, camping, fishing, kayaking, fitness, and spending time with family.