Azhoun Al Sada is a financial advisor at Merrill with eight years of industry experience. He holds the Series 63 and Series 66 designations and has worked at Bank of America and Santander Securities. Outside of his advisory role, he is the sole owner of a rental property in Magnolia, Texas. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals and institutions.

Charlie Saman is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2009. Outside of his advisory role, he is involved as a member of Emma Jane DTX LLC, a coffee, bakery, and cocktail establishment, and The Shed DTX LLC, a restaurant and cocktail bar. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving both individual and institutional clients with a broad range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. The firm’s approach includes structured discovery conversations and firm-approved planning tools that model financial outcomes, operating primarily in an advisory capacity for planning.

Mark Owens is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and bringing 46 years of industry experience. He has worked with Wells Fargo Clearing since 2016 and previously with Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broad range of investment options, such as insurance-related vehicles and bank deposit sweep programs.

Robert Young is a CFP® professional associated with Edward Jones, with 16 years of experience in the financial industry. His career includes roles at MMWKM Advisors, Raymond James Financial, Invesco Advisers, and LPL Financial before joining Edward Jones in 2019. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices across the U.S.

Ryan Saravo is a financial advisor with Charles Schwab, holding Series 65 and Series 66 licenses and four years of industry experience. His prior work includes roles at Merrill Lynch, Bank of America, and AllianceBernstein. He is based in The Woodlands, TX. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios and a centralized operational structure that supports comprehensive advisory, brokerage, custody, and cash-sweep services.

Robert Petmecky is a financial advisor at Merrill with four years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America, DKIM Capital, and BNY Mellon Wealth Management. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies developed by internal and third-party managers.

Trisha Talbot is a financial advisor with LPL Financial in Spring, TX, holding a Series 66 designation and 20 years of industry experience. She has been with LPL Financial since 2006. Outside of her advisory role, she operates Talbot Financial, an affiliated business entity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Austin Sturrock is a financial advisor at Edward Jones with a Series 66 designation and three years of industry experience. Prior to joining Edward Jones in 2022, he worked at Gary Greene Better Homes and Gardens, AstraZeneca, and Vertical Pharmaceuticals. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with a range of investment strategies and affiliated financial services. The firm operates under a fiduciary standard and supports its advisory services with a nationwide network of over 23,700 financial advisors and 15,000 branch offices.

Kelly Babineaux is a financial advisor at Wells Fargo Clearing with 27 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Wells Fargo Bank and Wells Fargo Clearing Services since 2018, following two years at JP Morgan Securities and JP Morgan Chase Bank. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, relying on research and analytics to inform investment decisions.

Tam Tran-Minh is Vice President and Wealth Planner at Fidelity Investments, a role held since 2018. In this capacity, Tam focuses on helping clients and their families develop strategies aimed at achieving financial independence, utilizing Fidelity's planning resources, technology, and investment options. Tam has been with Fidelity Investments since 2000, holding various positions including Financial Consultant, Investment Solutions Consultant, Annuity Sales Representative, Senior Investments Representative, and Investments Representative. Prior to joining Fidelity, Tam worked as a Financial Advisor at American Express Financial Advisors from 1999 to 2000. Outside of professional commitments, Tam enjoys family activities, fitness, visiting museums, traveling, and volunteering.

Robert Fenno is a Series 66 credentialed financial advisor with 20 years of industry experience. He has been with Edelman Financial Engines since 2016, including roles at Financial Engines Advisors L.L.C. and Financial Engines Advisor Center, Llc. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm employs a committee-driven proprietary modeling process combined with planner delivery and online tools, offering both discretionary and non-discretionary investment solutions.

Quinetta Anato Mensah is a financial advisor at Fidelity with 19 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Northland Securities, Inc. and RBC Capital Markets. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios including mutual funds, ETFs, and ETPs. The firm also serves in advisory roles for registered investment companies and employs formal governance and proxy-voting procedures.

Kip Joseph is a financial advisor with Edward Jones in Conroe, TX, holding a Series 66 designation and eight years of industry experience. He has been with Edward Jones since 2017. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of more than 23,700 financial advisors.

Matthew Prucha is a CFP® professional with 25 years of experience in the financial services industry. He has been with Edward Jones since 2001. Outside of his advisory role, he manages Tres Lomas Ranch LLC, a ranch property in Humble, Texas. Edward Jones is a full-service wealth management firm serving over four million clients across individual and institutional segments. The firm manages approximately $1.01 trillion in assets through a nationwide network of financial advisors and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

James Rockford is a CFP® professional with 31 years of experience in the financial industry. He has been with Stifel Nicolaus & Co Inc since 2009. Based in Houston, TX, Rockford holds a Series 63 license. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm uses a proprietary investment methodology developed by its Investment Strategy Group to guide asset allocation and financial planning.

Cindy Ough is a financial advisor at Merrill with 32 years of industry experience. She holds the Series 63 and Series 65 credentials and has worked at Merrill since 1993, including her current affiliation with Bank of America, N.A. since 2021. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm uses a combination of model-based and discretionary strategies developed by internal teams and third-party managers.

Mark Mckenzie is a financial advisor at Edward Jones in Magnolia, TX, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones, he worked at Texas A&M and has diverse experience including roles at The Liquor Mart and Bordeaux Homes. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory strategies and affiliated investment products through a nationwide network of financial advisors and branches.

Britney Rascher is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, she worked in educational and childcare settings, including Willis Independent School District and Southside Baptist Childcare Center. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including non-high-net-worth and high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs with discretionary and non-discretionary strategies, SMAs, and affiliated mutual funds, operating under a fiduciary standard.

Jared Hensley is a financial advisor at Osaic Wealth Inc. with three years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Wells Fargo Clearing Services, LLC and Wells Fargo Bank, NA. Outside of his advisory work, he owns and operates Wild Viking Studio, a graphic design business. Osaic Wealth, Inc. serves a diverse client base including retail and institutional investors, offering integrated brokerage and advisory services through a large network of advisers. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct portfolios across various asset classes, supporting both discretionary and non-discretionary account management.

Paul Hammersmith is a financial advisor with Wells Fargo Advisors in The Woodlands, TX, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. His career includes roles at Wells Fargo Advisors and Wells Fargo Clearing dating back to 2012. Outside of his advisory work, he is the sole owner of PHLH LLC, a financial practice based in Shenandoah, TX. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing a broad range of investment and financial planning services, including specialized planning for business-owner transitions, sports and entertainment, special needs, and divorce. Advisors use firm research and planning tools to create tailored recommendations, with clients retaining discretion over implementation through brokerage or advisory programs.