Allen Ng is a financial advisor with Charles Schwab in Jacksonville, FL, holding Series 63 and Series 66 credentials and possessing 17 years of industry experience. His career includes roles at Charles Schwab Bank, Schwab & Co., TD Ameritrade, and Scottrade. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management with a focus on multi-asset model portfolios and access to alternative investments, supported by a large-scale, integrated operational structure.

Brendan Clowry is a financial advisor with Ameriprise, holding a Series 66 designation and one year of industry experience. Prior to joining Ameriprise in 2024, he worked at Sentinel Wealth Management and spent seven years at the University of California San Diego. Outside of his advisory role, he owns Happy Hoops LLC, a basketball coaching business for school-aged children. Ameriprise is a large institutional firm that offers retirement-income planning services primarily for clients with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, written retirement income recommendations through a centralized consulting team.

Douglas Ohnsman is a financial advisor at Merrill with 28 years of industry experience. He holds the Series 63 and Series 65 designations and has been affiliated with Merrill since 1997. He has also worked at Bank of America, N.A. since 2011. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base including individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Rita Castro is a CFP®-designated financial advisor with Ameriprise, bringing 33 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Outside of her advisory role, she serves as Secretary on the Board of Directors for Pay It Forward America, a nonprofit organization. Ameriprise offers retirement-income planning services primarily for individuals with significant investable assets, utilizing a centralized consulting team to deliver tailored, non-discretionary recommendations that incorporate research, modeling, and tax-efficiency strategies.

Melissa Reinke is a financial advisor at Fidelity with two years of industry experience. She holds a Series 66 designation and previously worked at FNBO and Boston University. Outside of her advisory role, she teaches fitness classes at a residential community in Ponte Vedra, Florida. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage and deliver model portfolios.

Josef Young is a CFP® professional with 14 years of industry experience, currently serving at Wells Fargo Clearing since 2016. He previously worked with Wells Fargo Advisors LLC and Wells Fargo Bank NA, where he has been employed since 2010. Based in Jacksonville, FL, Young holds Series 63 and Series 66 licenses in addition to his CFP® designation. Wells Fargo Clearing provides retirement plan consulting for qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes unique offerings such as insurance-related vehicles and bank deposit sweep options within its investment menus.

Kelly Dewitt is a financial advisor at Merrill with 16 years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2009 and Bank of America, N.A. since 2018. Dewitt is co-owner of a family business located in Jacksonville, Florida. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base including individuals, high-net-worth clients, pension plans, and charitable organizations.

Kathryn Morrish is a Series 66-licensed financial advisor based in Jacksonville, FL, with 1 year of industry experience. She has been with Merrill since 2013 and worked at Bank of America, N.A. since 2024. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm is integrated into Bank of America’s broader platform, which includes access to a wide range of products and services beyond typical managed accounts.

Jeffrey Sherman is a financial advisor at Fidelity with 11 years of industry experience. He holds Series 63 and Series 66 designations. His career includes roles at Fidelity Brokerage Services, Fidelity Personal and Workplace Advisors, and Fidelity Investments. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, IRS-qualified charitable funds, and registered investment companies. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction across a broad range of mutual funds, ETFs, and ETPs, and is noted for its use of AI and formal advisory roles to multiple registered investment companies.

Nathanial Collins is a financial advisor at Morgan Stanley with nine years of industry experience. He previously worked at Fidelity Brokerage Services LLC for ten years and spent one year at State Farm Insurance. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs, including customized financial planning supported by firm-approved tools and methodologies.

Cameron Hurdle currently serves as a Planning Consultant at Fidelity Investments, a role held since 2026. He has progressed through various positions within the firm, including Investment Solutions Representative III, II, and I from 2023 to 2026, and previously worked as a Customer Relationship Advocate from 2021 to 2023. Cameron holds insurance licenses in Arkansas and California. In his professional approach, Cameron focuses on empowering clients to take charge of their financial futures by co-creating personalized plans aligned with their short- and long-term goals. He emphasizes building trust, identifying challenges, and aligning strategies to instill confidence in navigating the economic landscape. Outside of his professional work, Cameron enjoys camping, family activities, football, golf, reading, and traveling.

Pavle Nikocevic II is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior work history includes positions at Genpact, UPS, and ABSN Transport Inc. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base that includes individuals, high-net-worth clients, and institutional investors.

Robert Devine is a CFP® professional with 22 years of industry experience, currently serving at Mass Mutual Investors Services since 2009. He holds Series 63 and Series 65 licenses and is based in Jacksonville, FL. Outside of his advisory role, he is the managing member of Captain Holding, LLC, a business he co-owns, and acts as secretary-treasurer for BNI Money Tree, a local networking organization. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes structured, ongoing financial planning engagements using advanced analytical tools and provides a range of programs including wrap accounts, money-manager programs, and educational seminars.

Garrett Tolley is a Financial Consultant based in Jacksonville, FL, currently working with Fidelity Investments. He collaborates with a Wealth Management Team to assist families, professionals, and organizations in making intentional financial decisions that align with their vision and values. His approach focuses on co-creating financial plans that prioritize intention over chance. Garrett's experience at Fidelity Investments spans several roles since 2016, including positions as a Premium Relationship Associate, Investment Solutions Representative, Financial Representative at the Investor Center, Workplace Financial Consultant, and currently as a Financial Consultant. Throughout his career, he has developed expertise in financial consulting and wealth management. Outside of his professional work, Garrett's personal interests include spending time at the beach, engaging in family activities, gardening, enjoying music, and parenthood.

Michelle Jones is a financial advisor at Charles Schwab based in Jacksonville, FL, with eight years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Charles Schwab Bank and Charles Schwab & Co., Inc. since 2018, following two years at Health Care Management Systems. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals, offering a range of advisory, brokerage, custody, and financial planning services through its Schwab Wealth Advisory wrap fee program. The firm’s client relationship model primarily features non-discretionary advice combined with access to affiliated discretionary separately managed accounts and a structured alternative-investment program.

Lori Woznick is a Series 66-licensed financial advisor with Merrill, based in Jacksonville, FL, and has 19 years of industry experience. She has been with Merrill and Bank of America since 2010. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Suzanne Wing is a Planning Consultant at Fidelity Investments, where she collaborates with clients to develop and update personalized financial plans. She has been with Fidelity Investments since 2018, progressing through roles including Workplace Planning Associate, Workplace Planning Consultant I and II, Relationship Manager at the Regional Center supporting premium clients, and currently serving as a Planning Consultant. Suzanne holds insurance licenses in Arkansas and California, which support her work in financial planning. Outside of her professional role, she enjoys cooking and baking, participating in family activities, exploring food culture as a foodie, watching movies, and engaging in parenthood.

Robert Amatangelo is a financial advisor at Fidelity with Series 63 and Series 66 licenses and five years of industry experience. His background includes roles at Fidelity Investments and prior work in physical therapy and the golf industry. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs. The firm also serves as a registered commodity pool operator and advisor to multiple registered investment companies.

Craig Stacey is the Vice President and Branch Leader at Fidelity Investments, a position he has held since 2022. In this role, he leads a team of financial professionals who assist clients with developing personalized financial plans to help pursue their financial goals throughout life. Prior to this, he served as Assistant Branch Leader at Fidelity Investments from 2020 to 2021. Craig has extensive experience in the financial services industry, having held various roles at Fidelity Investments since 2014, including Private Wealth Management Relationship Manager, Relationship Manager, Financial Representative, and Client Services Associate. He also worked as a Business Service Manager at Morgan Stanley in 2019. No information about his education, credentials, personal interests, or community involvement has been provided.

Courtney Recchio is a financial advisor at Fidelity with eight years of industry experience. She holds the Series 63 and Series 66 designations and previously worked at GE Capital. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm combines fundamental research with quantitative and algorithmic portfolio construction, offering model portfolios primarily composed of mutual funds, ETFs, and ETPs.