Miranda Montejo is a Series 66-registered advisor at Primerica Advisors with one year of industry experience. Her prior work includes roles at Guardian Life Insurance Company, Park Avenue Securities, and Arctic Chiropractic and Physical Medicine. Outside of her advisory work, she is involved in outside insurance sales and has maintained a connection to physical therapy and chiropractic services. Park Avenue Securities LLC serves a broad retail client base, offering both brokerage and advisory services alongside financial and business consulting. The firm employs a range of investment strategies through proprietary models, third-party managers, and digital advice solutions, managing approximately $15 billion in regulatory assets.

Laura Myers is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and bringing six years of industry experience. She has worked at Charles Schwab since 2021 and previously at TD Ameritrade and Driven Brands, Inc. prior to joining Schwab Wealth Advisory in 2024. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm does not exercise discretionary trading authority and operates as an internal advisory unit within the Schwab ecosystem.

Aleksandar Jakovljevic is a financial advisor with Primerica Advisors in San Diego, CA, holding a Series 66 designation and 17 years of industry experience. He has worked extensively with Guardian Life Insurance Company and Park Avenue Securities throughout his career. Outside of his advisory role, he serves as a trustee of The DUO Trust and is a co-owner of Delije LLC. Park Avenue Securities LLC serves a diverse retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers both brokerage and advisory services with a range of proprietary and third-party investment programs, combining discretionary and non-discretionary management approaches.

Andrew Robinson is an advisor at Integrated Wealth Concepts LLC with one year of industry experience. He is also a partner at Duffy Kruspodin LLP, a CPA firm where he has worked for over 15 years. His professional background includes accounting and financial services. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, emphasizing customized portfolios and a combination of long-term strategies with shorter-term trades.

Alexandria Harris is a financial advisor with Hightower Advisors in San Diego, CA, holding Series 65 and Series 63 licenses and bringing eight years of industry experience. She has worked at Hightower Advisers, LLC since 2019 and Delphi Private Advisors since 2016. Hightower Advisors provides investment advisory and planning services to a wide range of individual and institutional clients, including pension and profit-sharing plans, charitable organizations, corporations, and trusts. The firm’s approach emphasizes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers alongside proprietary research and a variety of investment strategies.

John Glenn II is a financial advisor with United Planners' Financial Services of America, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has worked at multiple firms including GH Wealth Management and Glenn & Associates, and owns a non-variable insurance business in San Diego. United Planners Financial Services is a national wealth-management enterprise serving a diverse client base that includes individual investors, retirement plans, corporations, trusts, and estates. The firm delivers advisory and brokerage services through independent representatives using various custodians and third-party managers, with a notable emphasis on non-discretionary account management.

Patrick Araujo Lipine is a financial advisor at Breckinridge Capital Advisors Inc with 13 years of industry experience. He holds the Series 65 designation and has been with Breckinridge since 2013. Breckinridge Capital Advisors manages over $50 billion in separately managed accounts and sub-advisory arrangements for high net worth individuals, charitable organizations, corporations, trusts, mutual funds, and wrap-fee program participants. The firm offers a variety of fixed income and equity strategies, combining top-down macro outlooks with bottom-up fundamental research, and emphasizes tax-aware services and portfolio customization.

Alfredo Paredes is a CFP® and holds a Series 65 license with three years of industry experience. He has been with Mariner Wealth Advisors since 2019, including his current role since 2023. Prior to his advisory career, he worked in various roles including at LIFEAid Beverage Co. and the University of California, Santa Cruz. Mariner serves a diverse client base including individuals, pension plans, trusts, and charitable organizations, providing investment management, financial planning, and retirement plan consulting. The firm employs discretionary, customized portfolios supported by an internal management team and offers integrated tax and accounting services alongside traditional portfolio management.

Michael Graney is a financial advisor with Integrated Wealth Concepts LLC and holds Series 63 and Series 65 licenses. He has 24 years of industry experience and has been affiliated with Laurel Wealth Advisors, Inc. since 2012. Graney also lectures on financial planning for women at Poway Adult School and Mira Costa Continuing Education and serves as a surf coach at SurfinFire Surf School. Integrated Wealth Concepts LLC serves individuals, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers discretionary investment management, financial planning, and consulting services, using customized portfolios that combine mutual funds, ETFs, equities, and fixed income with a primarily long-term investment approach.

Timothy Petrovich is a financial advisor with Guardian Life, holding a Series 65 credential and six years of industry experience. His prior work includes positions at Cadaret Grant & Co., Inc., Securities America, Inc., and LPL Financial. He is currently associated with both Guardian Life Insurance Company and Park Avenue Securities. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management and a subsidiary of Guardian Life, serves individuals, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm offers brokerage services, financial planning, retirement plan consulting, and a range of investment advisory programs using both proprietary and third-party models.

Kavita Rajaratnam is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. She has worked in real estate sales with multiple firms, including Big Block Realty, Realty One Group San Diego, and currently HKT Cal Inc and REAL Broker. In addition to her advisory role, she is involved in online estate planning through Net Law Group Inc. Transamerica Financial Advisors, LLC serves a broad client base that includes individual investors, retirement plans, trusts, and charitable organizations. The firm employs a model portfolio and third-party manager approach, delivering services through various platforms such as Transamerica ONE and TFA365, with regulatory assets under management around $1.7 billion.

James Yee is a financial advisor at Independent Financial Group, LLC with two years of industry experience. He holds a Series 66 designation and has worked at Green Retirement and Independent Financial Group since 2020. Prior to his financial career, he spent several years in the cutlery industry with roles at Knife Sharpener and We Be Knives. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser serving individuals, high-net-worth clients, charities, corporations, and plan sponsors. The firm offers brokerage, portfolio management, financial planning, and retirement plan services through a national network of Investment Adviser Representatives, utilizing multiple advisory programs and third-party asset managers.

Jung Hoon Park is a financial advisor with Principal Financial Services in San Diego, CA, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. His career includes roles at several financial firms such as Principal Life Insurance Company, National Life Group, and MassMutual Life Insurance Company. He is also involved in selling various types of insurance, including life, disability, annuities, health, long-term care, dental, Medicare, and medical insurance. Principal Securities offers brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm focuses on financial planning, retirement consulting, and access to third-party money manager programs through direct advisory and promoter arrangements.

Mark Vannatta is a CFP® professional with over 43 years of experience in the financial services industry. He is currently affiliated with Primerica Advisors and has held roles at Guardian Life Insurance Company and Park Avenue Securities since 2004. Park Avenue Securities LLC serves a diverse retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients, offering brokerage and advisory services alongside financial and business consulting. The firm employs a range of investment strategies through proprietary and third-party portfolios and supports various account-level services such as lending solutions and donor-advised funds.

Enrique Enriquez is a financial advisor at Guardian Life with 29 years of industry experience. He holds the Series 65 and Series 63 licenses and has worked at Park Avenue Securities and Guardian Life since 2015. Enriquez is also involved with Armorcrest Insurance Services LLC, a property and casualty insurance company specializing in home, auto, and commercial insurance. Guardian Life’s subsidiary, Park Avenue® Wealth Management, serves individuals, pension plans, charitable organizations, and corporate clients through brokerage services, financial planning, and investment advisory programs, combining proprietary and third-party strategies.

Jack Stark I is a financial advisor with Independent Financial Group, LLC, holding a Series 66 designation and three years of industry experience. He has worked at Northwestern Mutual Investment Services LLC and Northwestern Mutual Life Insurance Company since 2022. Jack has also been engaged in academic pursuits since 2009. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser serving individuals, charities, corporations, and plan sponsors. The firm offers brokerage, portfolio management, financial planning, and retirement plan services, distributing advisory programs through a national network of Investment Adviser Representatives and utilizing multiple investment platforms and third-party managers.

Sandra Williams is a financial advisor at Guardian Life with the ChFC® designation and Series 66 license, bringing six years of industry experience. She has worked with Park Avenue Securities, LLC and Guardian Life Insurance Company since 2019. Outside of her advisor role, Williams is engaged in business coaching through The W Coaching Group, Inc., which she founded and continues to operate, and she is also a published author. Park Avenue Securities LLC, doing business as Park Avenue® Wealth Management, is a broker-dealer and SEC-registered investment adviser serving individuals, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm offers a range of brokerage services, financial planning, and advisory programs combining proprietary and third-party strategies.

Margaret Mazzella is a financial advisor at Bankers Life Advisory Services, Inc. with seven years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Bankers Life Securities since 2018. In addition to her advisory role, she serves as a Branch Sales Manager at Bankers Life & Casualty, where she manages a team of agents and is involved in hiring and training. Mazzella is also an officer and shareholder of PB Roma's Inc., a corporation related to a now-closed restaurant. Bankers Life Advisory Services, Inc. provides discretionary portfolio management and investment consulting primarily to mass-affluent and high-net-worth individuals. The firm emphasizes customized asset allocation, tax efficiency, and a combination of fundamental, technical, and cyclical analysis to guide investment decisions.

Darek Williams is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 66 licenses and 10 years of industry experience. His prior roles include positions at Merrill, Bank of America, Unionbanc Investment Services, and Union Bank. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of multi-asset, multi-manager investment advisory programs and broker-dealer execution and custody services. The firm is notable for its combination of large institutional scale, in-house research capabilities, and specialized market roles such as swap dealer and futures commission merchant.

Clark Anderson is a CFP® with 40 years of industry experience, currently affiliated with Principal Financial Services. He has been associated with Principal Securities Inc. since 1985 and PRINCIPAL Life Insurance Company since 1998, and he also leads Anderson Legacy Advisors. Outside of investment advisory, he is involved in selling group benefits and various individual insurance products, including fixed life insurance and long-term care policies. Principal Securities provides brokerage and registered investment advisory services to a wide range of clients, including individual investors, retirement plans, trusts, and military personnel. The firm offers direct advisory programs, financial planning, and access to third-party money manager asset allocation and separately managed account solutions.