Jordynn Fretheim is a financial advisor at Charles Schwab with seven years of industry experience. She holds Series 63 and Series 65 designations and has worked at Charles Schwab Bank, Charles Schwab Premier Bank, and Wells Fargo in various roles since 2012. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. Schwab combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a multi-asset model portfolio approach supported by its in-house financial research and alternative investment programs.

Brayden Silvey is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 licenses and with two years of industry experience. Prior to joining Charles Schwab, he worked at Murphy Nasica and Allied Recourse Partners. Outside of advising, he was involved with Scarface Cards, Ltd from 2020 to 2023. Charles Schwab & Co., Inc. serves a large client base that primarily includes high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a centralized operational structure with integrated custody and brokerage services.

Benjamin Willis is a CFP® professional with four years of industry experience, currently with Charles Schwab in Westlake, TX. His prior work includes roles at Charles Schwab Bank, Uber Eats, Wealth Star Advisors, and Bearfoot Companies LLC. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers an integrated platform including brokerage, custody, and alternative investment services.

Joshua Lucas is a financial advisor at Charles Schwab with Series 66 and Series 63 licenses and one year of industry experience. His prior work includes roles at RB Global and several service and retail companies before joining Charles Schwab. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary investment management with access to multi-asset model portfolios and alternative investments. The firm is notable for its large scale and integrated advisory, brokerage, and custody services.

Shih Hsuan Chan is a financial advisor at Charles Schwab with nine years of industry experience. He holds the Series 63 and Series 66 licenses and has worked at Charles Schwab since 2022, following seven years at TD Ameritrade. Outside of his advisory role, he is an owner of rental properties in Texas. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment guidance, integrating multi-asset model portfolios and alternative investment options through a large-scale, centralized platform.

Matthew Sandquist is a financial advisor with Charles Schwab & Co., Inc. He holds Series 66 and Series 63 licenses and has five years of industry experience. His career includes roles at Charles Schwab since 2017, as well as positions at UWL Inc. and Pro View Global Digital Surveillance. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Bonny Collins is a financial advisor at Charles Schwab with 26 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Charles Schwab since 2021. Prior to joining Schwab, she held roles at International Assets Advisory, LLC, Megatel Capital Investment, and Advisors Asset Management, Inc. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, utilizing multi-asset model portfolios and providing centralized custody and operational support.

Jackson Fields is a financial advisor with Charles Schwab, holding Series 66 and Series 63 licenses and bringing two years of industry experience. Prior to joining Charles Schwab, he held various roles including working at BJ's Brewhouse and Uber Eats, as well as multiple periods of full-time education. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary advisory relationships and access to discretionary separately managed accounts, combining a multi-asset investment approach with centralized custody and operational support.

Fabio Esteves Joaquim is a financial advisor at Charles Schwab with 12 years of industry experience. He holds Series 66 and Series 63 designations and has worked at Charles Schwab and its affiliated entities since 2014, including TD Ameritrade Investment Management. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, combining strategic asset allocation with access to alternative investments and centralized operational support.

Nathaniel Mc Laughlin is a financial advisor with Charles Schwab, holding Series 66 and Series 63 licenses and four years of industry experience. He previously worked at TD Ameritrade and spent sixteen years at AT&T before entering the financial services field. Mc Laughlin is based in Westlake, Texas. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and employs a multi-asset strategic allocation approach supported by centralized operational and supervisory infrastructure.

Dennis Davis II is a financial advisor with Charles Schwab in Westlake, TX, holding Series 66 and Series 63 licenses and four years of industry experience. His prior roles include positions at Fidelity Investments and Quicken Loans/Rocket Mortgage. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by strategic asset allocation models and a comprehensive alternative investment due diligence process.

Steven Kaplan is a financial advisor at Charles Schwab with 10 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Kaplan Wealth Strategies LLC, Eagle Strategies LLC, NYLIFE Securities LLC, Bank of America, and Merrill. Outside of his advisory work, he is involved with a non-investment-related real estate entity. Charles Schwab & Co., Inc. serves high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a blend of non-discretionary and discretionary investment management supported by centralized custody, brokerage, and operational infrastructure.

Seth Wade is a financial advisor with Charles Schwab & Co., Inc. in Westlake, TX, holding Series 63 and Series 66 licenses and having nine years of industry experience. Prior to joining Schwab in 2024, he worked for eight years at TD Ameritrade. Outside of his advisory role, Seth occasionally engages in freelance graphic design work, including projects for nonprofit organizations. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary and discretionary managed accounts supported by strategic asset allocation and alternative investment due diligence.

Trey Fidler is a financial advisor with Charles Schwab who holds Series 63 and Series 66 licenses and has 20 years of industry experience. He has worked at Charles Schwab & Co., Inc. since 2006 and at Charles Schwab Bank, SSB since 2021, following prior experience at TD Waterhouse Investor Services Inc. from 2006 to 2021. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options supported by multi-asset model portfolios, centralized custody, and a formal alternative-investment process.

Don Hubbard Jr. is a financial advisor with Charles Schwab who holds Series 63 and Series 66 licenses and has 31 years of industry experience. He previously worked at TD Ameritrade and Ameritrade, Inc. Additionally, he is a licensed realtor involved in the marketing and sale of residential and commercial properties. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a scalable, integrated platform with centralized supervision, custody, and order routing.

Jayson Zhou is a financial advisor at Charles Schwab with three years of industry experience. He previously worked at Fidelity Investments, Landolt Securities, and TKC Wealth Management. Outside of his advisory role, he serves as an officer for the Hong Kong Association of Northern Texas. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions supported by multi-asset model portfolios and centralized operational infrastructure.

Kara Liwanag is a financial advisor at Fidelity with 14 years of industry experience. She holds the Series 63 and Series 66 designations and has worked at various Fidelity entities since 2013. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and managed funds.

Isaias Arellano is a financial advisor with Charles Schwab, holding Series 66 and Series 63 licenses and bringing eight years of industry experience. Prior to joining Charles Schwab, he worked at TD Ameritrade and has a background that includes five years in the luxury kitchen industry. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm provides a combination of non-discretionary investment guidance with access to discretionary separately managed accounts, supported by multi-asset model portfolios and a formal alternative-investment platform.

Brian Bell is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 licenses and bringing 36 years of industry experience. He has been with Charles Schwab in two periods, initially from 2012 to 2024 and then returning in 2024. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios, alternative investment options, and centralized custody and brokerage services.

Geoffrey Cosgriff is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and 18 years of industry experience. He previously worked at TD Ameritrade for 17 years before joining Charles Schwab in 2024. Outside of his advisory role, he manages a rental duplex in Arlington, Texas. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, utilizing multi-asset model portfolios and a structured alternative investment offering.