Joel Cederlind is a financial advisor with AE Wealth Management, LLC, holding a Series 65 designation and two years of industry experience. He has worked at AE Wealth Management since 2023 and previously held roles at Ensign Wealth Management, Banker's Life, and CACI Inc. Cederlind is also involved in insurance sales through Ensign Wealth Management. AE Wealth Management is an SEC-registered investment adviser serving a diverse client base, including individual investors, retirement plans, trusts, charitable organizations, and businesses. The firm uses a platform-centered approach combining model portfolios managed internally and by third parties, with advisors tailoring solutions under discretionary authority.

Samuel Hawkins is a financial advisor with Sequoia Financial Group, L.L.C., holding a Series 66 designation and seven years of industry experience. His prior work includes roles at Cetera, Renaissance Financial, and Securian Financial Services. Outside of finance, he has experience in the restaurant industry with Fox Restaurant Concepts. Sequoia Financial Advisors, LLC serves a diverse client base including individuals, family offices, corporations, and charitable organizations. The firm offers wealth planning, investment management, and retirement-plan advisory services, using a mix of model and custom portfolios with various investment vehicles overseen by an Investment Policy Committee.

Jerod Ensz is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 63, Series 65, and Series 66 licenses and five years of industry experience. His prior work includes roles at Whitesell Financial Group, LLP and Commonwealth Financial Network. Outside of his advisory career, he is involved in managing single-family rental properties. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners, providing managed advice and investment education through various programs that emphasize asset allocation and retirement guidance. The firm leverages Morningstar Investment Management’s proprietary software and portfolio models and operates with a large client base and advisor team.

Taylor Sevenants is a CFP® and holds a Series 66 license with two years of industry experience. He is currently with Schwab Wealth Advisory, where he has worked for three years. Prior to that, he was involved with Ambli Global Cuisine and spent several years in education roles, including two years at Grand Canyon University Campus. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice within the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations guided by Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not act as a discretionary portfolio manager.

Jeffrey Thiede is a financial advisor with Kestra Advisory who holds Series 63 and Series 65 licenses and has 12 years of industry experience. He previously worked at J.W. Cole Advisors, Inc. and NPB Financial Group, LLC. Outside of his advisory role, he is the owner of a property management business in Scottsdale, Arizona. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors and a broad mix of institutional and individual clients, including very large institutional investors such as sovereign wealth funds. The firm offers a range of services including fiduciary consulting, plan design, investment advice, and utilizes multiple management platforms and third-party solutions.

Isiah Brown is a financial advisor at VALIC Financial Advisors with six years of industry experience. He holds Series 63 and Series 66 designations and has worked previously at firms including Morgan Stanley, Merrill Lynch, and Advisors Group. His career background also includes roles outside financial services at LifeTime Fitness and various other organizations. VALIC Financial Advisors serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and discretionary unified managed accounts utilizing Envestnet’s platform and third-party model managers, operating at scale with over 1,200 advisors.

Rodney Smith II is a CFP® with 23 years of industry experience, currently affiliated with Commonwealth Financial Network. He previously worked at Seacat Financial Services before joining RS Wealth Management, where he also acts as an insurance agent selling fixed insurance products. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of nearly 2,900 advisors and hundreds of thousands of clients. The firm offers a broad platform including managed-account programs, third-party asset manager access, and custody services.

Stanton Shields is a financial advisor at OSAIC Institutions, Inc. with 10 years of industry experience. He holds a Series 66 designation and has worked at Infinex Investments, Inc., Alerus, Bank of America, N.A., and Merrill. He is also involved in banking activities through Alerus. Osaic Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients. The firm offers customized advisory services and operates a hybrid adviser/broker‑dealer model, combining discretionary and non-discretionary management with access to alternative investments and lending solutions.

Navreet Bath is a CFP® certificant with eight years of industry experience, currently serving as an advisor at Schwab Wealth Advisory. She has worked with Charles Schwab since 2017 and was previously employed at Harkins Theatres. Bath is based in Phoenix, AZ. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, utilizing proprietary asset allocation models and Schwab research tools. The firm serves clients primarily through annual reviews and investment recommendations while leaving final trading decisions to clients.

Kayla Begue is a financial advisor with Schwab Wealth Advisory and holds a Series 66 designation. She has 10 years of industry experience, including over a decade with Charles Schwab. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in its Schwab Wealth Advisory program, offering services such as financial reviews, retirement planning, and investment recommendations. The firm operates within the Schwab ecosystem, using standard asset allocation models and Schwab research tools while maintaining a non-discretionary advisory approach.

Jeffrey Carter is a financial advisor at Hornor, Townsend & Kent, LLC, with a Series 66 credential and one year of industry experience. Prior to joining Hornor, Townsend & Kent, he held positions in mortgage lending and real estate, including roles at Caliber Home Loans and West USA Realty. Outside of his advisory role, he owns a consulting company focused on advising senior management on operational efficiencies and strategies. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans with advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory and broker-dealer services, offering a range of account options and third-party asset manager relationships under a due diligence and supervisory framework.

Davis Pearce is a financial advisor at Schwab Wealth Advisory with Series 63 and Series 66 licenses and three years of industry experience. Prior to joining Schwab, he worked at Carvana LLC and held various other roles outside the financial sector. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations based on standard asset allocation models and Schwab research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not charge clients directly for its services.

Matthew Marble is a financial advisor at Empower Advisory Group with two years of industry experience. He holds a Series 66 designation and previously worked in law enforcement with the Chandler and Arvada police departments. Outside of finance, he has held various roles including driving for Uber and employment in industrial construction and party event services. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain IRA and retail brokerage clients. The firm delivers integrated services linked to Empower’s recordkeeping and administrative platforms, emphasizing long-term portfolio returns and annual rebalancing.

Nicholas Glueckler is a financial advisor at Sequoia Financial Group, L.L.C. with 10 years of industry experience. He holds the Series 66 and Series 63 licenses and has previously worked at firms including John Hancock Investment Management Distributors LLC, State Street Global Advisors, and Morgan Stanley. Sequoia Financial Advisors, LLC provides wealth planning, investment management, retirement-plan advisory, and related consulting services to a diverse clientele including individuals, family offices, corporations, and charitable organizations. The firm combines model allocations and custom solutions using a variety of investment vehicles, with research and monitoring supported by an Investment Policy Committee.

Ryan Everett is a financial advisor with Principal Financial Services in Phoenix, AZ. He holds the Series 66 and Series 63 credentials and has one year of industry experience. Prior to joining Principal Financial Services, he worked at LPL Enterprise and Principal Life Insurance Company, and has experience in healthcare supply through DME-Direct.com. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

David Moratti is a financial advisor with Commonwealth Financial Network in Phoenix, AZ, holding the ChFC® designation and Series 63 and 65 licenses. He has 30 years of industry experience, including prior roles at Morgan Stanley and Camelback Retirement Planners. He is a co-owner of RUN DMCC, LLC, a private entity facilitating securities, advisory, and insurance business. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, offering a variety of advisory programs and support services. The firm provides operations, trading, technology, investment management, compliance, and practice-management resources to affiliated advisors who deliver advice under Commonwealth’s supervision.

Thomas Rankin is a financial advisor at Ameritas Advisory Services, LLC with 39 years of industry experience. He holds the Series 63 and Series 65 credentials and has been associated with Ameritas Advisory Services since 2021. Rankin is also the owner and managing member of Arizona Advisors and Time2Buy, LLC, the latter of which involves the purchase and sale of horological and other resale items. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individuals, including high-net-worth clients, charitable and corporate entities, and retirement plans. The firm offers fee-based asset management, retirement-plan advisory, and fiduciary services, utilizing model portfolios, third-party sub-advisers, and custom strategies with regular client reviews.

Haris Aziz is a CFP® professional with four years of industry experience, currently serving at Schwab Wealth Advisory in Phoenix, AZ. His prior work history includes roles at Science Care and O'Reilly's Auto Parts. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, utilizing standard asset allocation models and Schwab research tools to recommend investment allocations while leaving final trading decisions to clients.

Corinne York is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. She has been with Charles Schwab and its affiliated firms since 1999. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews, retirement and planning discussions, and investment recommendations using Schwab's research tools and asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees, distinguishing its service model from many other enterprise wealth managers.

Tyler Kunzler is a financial advisor with Schwab Wealth Advisory in Phoenix, AZ, holding Series 63 and Series 66 licenses and bringing eight years of industry experience. He previously worked at J.P. Morgan Securities and Wells Fargo in various roles. Outside of advising, he serves as Vice President of Tate and Daniel LLC, where he manages financial tracking for tax purposes. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice primarily to clients enrolled in the Schwab Wealth Advisory program, utilizing standard asset allocation models and Schwab research tools. The firm conducts annual account reviews and does not exercise discretionary trading authority, operating as an internal advisory unit within the Schwab ecosystem.