Jaime Estrada is a financial advisor with Wells Fargo Advisors, holding a Series 66 designation and bringing 15 years of industry experience. He has been with Wells Fargo Advisors since 2022 and previously worked at Wells Fargo Clearing from 2016 to 2022. In addition to his advisory role, Estrada coaches basketball at De La Salle High School in Concord, CA. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services tailored to clients who meet a net-worth threshold. The firm offers a broad range of planning services and integrates advisory recommendations with other financial products and referral channels.

Argenis Biscardi Melendez is a CFP® professional with six years of industry experience, currently affiliated with OSAIC. His career includes roles at Royal Alliance Associates, NYLIFE Securities LLC, and New York Life Insurance Company. He also supports Pacific Financial Partners as part of a team servicing existing clients with insurance and investment products. OSAIC Wealth serves a diverse client base, including individual investors, retirement plan sponsors, charities, and corporate clients, offering brokerage and advisory services through a multi-advisor platform focused on model-based asset allocation and portfolio optimization.

Samantha Smith Carsey is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. She holds Series 63 and Series 66 credentials and has worked extensively within JPMorgan Chase Bank and J.P. Morgan Securities since 2013. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research and offers a range of services that include ESG considerations and derivatives capabilities.

Tiffany Ho is a financial advisor at Merrill with seven years of industry experience. She holds a Series 66 designation and has worked previously at LPL Financial, LLC and Jackson Square Financial. She is based in Walnut Creek, CA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Nicholas OConnor is a Financial Consultant at Fidelity Investments, a role he has held since 2025. Prior to this, he worked as an Investment Consultant at Fidelity Investments from 2023 to 2025. In his current position, Nicholas partners with clients to understand their financial goals and develops customized plans that address their unique needs. Nicholas holds a California Insurance License, which supports his work in financial consulting. He prioritizes forming strong relationships with clients and their families, emphasizing trust, reliability, and competency in his professional approach. Outside of his professional life, Nicholas enjoys a variety of personal interests including board games, boating, camping, fishing, football, and skiing.

Lee Gordon is a financial advisor with Morgan Stanley in Walnut Creek, CA, holding a Series 66 credential and 15 years of industry experience. He has been with Morgan Stanley and its Private Bank division since 2015. Morgan Stanley Wealth Management provides advisory programs to both individual and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and market simulations.

Bryan Yun is a CFA® charterholder with nine years of industry experience, currently serving as a financial advisor at J.P. Morgan Securities in Walnut Creek, CA. He has been with J.P. Morgan in various capacities since 2016. Outside of his advisory role, he is associated with Wonders Pediatric Therapy, a pediatric occupational therapy business started by his wife, though he does not have direct responsibilities there. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their advisory process involves centralized due diligence with quantitative and qualitative research to build model asset allocations, focusing on non-discretionary, customized investment advice and performance reporting.

Danelle Heal is a financial advisor with UBS Financial Services in Walnut Creek, CA, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. She has been with UBS since 2015. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Erika Odell is a financial advisor at Morgan Stanley with four years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley since 2022, following roles at Mass Mutual Investors Services and Bankers Life and Casualty. Prior to her financial services career, she practiced law at the Law Offices of Donald A Odell for twelve years. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutions, focusing on tailored financial planning through structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides services that include investment advisory and estate planning strategies.

James Brian Sugay is a financial advisor with RBC Capital Markets and holds a Series 66 designation. He has 18 years of industry experience, including roles at City National Bank and Wells Fargo Clearing. Outside of his advisory work, he is a co-owner of a vacation property. RBC Wealth Management serves a diverse client base including individual investors, institutions, pension plans, corporations, and charities. The firm offers a variety of advisory programs featuring discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services, utilizing both in-house and third-party investment managers.

Delsin Varian-Gonzalez is a Financial Consultant currently working at Fidelity Investments since 2025. Prior to this role, he served as a Planning Consultant at Fidelity Investments from 2023 to 2025 and as a Central Relationship Manager at the same firm from 2022 to 2023. His financial advisory career began at Equitable Advisors, where he worked as a Financial Consultant from 2018 to 2022. Delsin holds a California Insurance License and focuses on empowering clients to make informed financial decisions through collaboration and education. He values an ongoing relationship with clients to ensure their needs are heard and addressed, regardless of financial complexity or simplicity. Outside of his professional work, Delsin engages in personal interests including beach activities, fitness, football, playing instruments, attending social events with friends, and outdoor adventures.

Omar Nazari is a Financial Advisor affiliated with Merrill Lynch Wealth Management. He works with clients to understand their financial goals and develop strategies to pursue them across short-, mid-, and long-term horizons. Omar provides guidance in areas including general investing, retirement planning, and savings for unexpected expenses. Additionally, he offers access to Bank of America specialists for services related to banking, credit, home financing, and small business solutions. His client focus includes family wealth management strategies, investment consulting for defined contribution plans, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. Omar holds the professional designations Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). His education includes a non-accredited certificate program from Kabul University.

Benjamin Steinhorn is a financial advisor at OSAIC with one year of industry experience. He previously operated Steinhorn Consulting for ten years before joining OSAIC. He holds a Series 66 designation. OSAIC serves a diverse client base including retail and institutional investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform. The firm offers brokerage and advisory services across various programs, emphasizing model-based asset allocation, portfolio optimization, and a range of discretionary and third-party investment strategies.

Charles Bond is a CFP® professional with 42 years of industry experience, currently affiliated with OSAIC in Lafayette, CA. His prior roles include positions at Royal Alliance Associates, Inc., Signator Investors, Inc., and Transamerica Financial Advisors. Bond is also a managing member of Bond Financial and Insurance Services LLC, an insurance agency operated with family members that offers health, life, dental, disability, and vision insurance products. OSAIC serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform. The firm offers a range of brokerage and advisory services with an investment process centered on model-based asset allocation and portfolio optimization.

Judith Abrams is a financial advisor with Fisher Investments in Walnut Creek, CA. She holds Series 63 and Series 65 credentials and has 25 years of industry experience. She has worked with Quasar Distributors, LLC since 2001 and Fisher Investments since 1998. Fisher Investments serves institutional and private clients worldwide, including pension plans, foundations, and high-net-worth individuals, offering discretionary portfolio management across various asset classes. The firm uses a centralized Investment Policy Committee and combines quantitative and qualitative research to construct diversified portfolios while employing tax-aware strategies and risk management techniques.

Karry Maciak is a financial advisor with LPL Financial in Walnut Creek, CA, holding Series 65 and Series 66 credentials and 25 years of industry experience. Prior to joining LPL Financial in 2013, Maciak worked at Mechanics Bank, Bancwest Investment Services, Chase Investment Services Corp., Wamu Investments, and Wells Fargo Clearing. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset managers.

Kevin Hills is a CFP® professional with 17 years of experience in the financial services industry. He has worked at Wells Fargo Clearing since 2016, following prior roles at LPL Financial and Edward Jones. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Joseph Caselle is a financial advisor with UBS Financial Services in Walnut Creek, CA, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He previously worked at Merrill from 2009 to 2017 and Banc of America Investment Services, Inc. from 2002 to 2009. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and capital market assumptions to tailor investment strategies.

Silvia Hernandez is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 credentials and six years of industry experience. She has worked with Wells Fargo Clearing Services LLC since 2018 and has been with Wells Fargo Bank NA since 2011. Outside of her advisory role, she works part-time as a warehouse associate. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services grounded in modern portfolio theory and tailored to plan objectives and risk tolerances.

Craig Blackwood is a financial advisor with Morgan Stanley in Walnut Creek, CA, holding the Series 63 and Series 66 credentials and possessing 18 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and also works with Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management provides advisory programs to both individual and institutional clients, offering tailored financial planning supported by firm-approved tools and analysis, with a broad range of investment and planning services.