James Mccririe is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and possessing nine years of industry experience. He has been with Wells Fargo Clearing since 2016 and has worked at Wells Fargo Bank since 2015. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Mehran Torki is a financial advisor at Primerica Advisors with Series 63 and Series 65 licenses and four years of industry experience. He has worked at Primerica Advisors since 2021 and previously spent ten years at Barco Inc. In addition to his advisory role, he is involved in the sale of loan products and home security and automation services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its services.

Russell Seymour is a financial advisor with Edward Jones in Davis, CA, holding a Series 66 designation and three years of industry experience. Prior to joining Edward Jones, he worked at Troon Golf for a total of 12 years. He serves on the Board of Directors for the Davis Chamber of Commerce. Edward Jones is a wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory services including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of more than 23,000 financial advisors.

Gary Malkasian is a financial advisor at Cetera with 19 years of industry experience. He holds the PFS™ and Series 66 designations. In addition to his advisory role, he owns a CPA firm, Malkasian Accountancy, LLP, and serves as treasurer for Gypsy Magic Equine Outreach, a charitable organization. Cetera Investment Advisers LLC provides services through a nationwide network of independent advisors to individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers a range of portfolio management and financial planning services, operating as a multi-manager platform with access to various program structures and third-party managers.

Christian Vaituulala is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior work includes roles at Bank of America, East Lawn Memorial Park, First Tech Federal Credit Union, and Los Rios Community Colleges. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies supported by internal teams and third-party managers. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Timothy Johnson is a financial advisor at Wells Fargo Clearing with 27 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. Outside of his advisory role, he serves as a power of attorney for a family member and as a trustee for the Johnson Family Trust. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans. The firm’s advisory process is IPS-driven and includes both discretionary and non-discretionary services, with a notable focus on incorporating insurance-related products alongside traditional investment options.

George Chavez is a financial advisor with Mass Mutual Investors Services and holds Series 63 and Series 66 registrations. He has 30 years of industry experience, including roles at Merrill, JPMorgan Chase, and Wells Fargo Clearing. Outside of his financial career, he volunteers as a catechist aid for the Cathedral of the Blessed Sacrament, assisting with youth religious programs. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative, annual planning engagements using firm-approved tools to analyze client goals.

Jacob Meisch is a financial advisor at Wells Fargo Clearing with 19 years of industry experience. He holds a Series 66 credential and has worked at Wells Fargo Advisors LLC from 2009 to 2016 prior to joining Wells Fargo Clearing, where he has been since 2016. Outside of his advisory role, he is involved in managing multiple rental properties. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions, utilizing research and analytics from Wells Fargo Investment Institute and third-party sources.

Vishal Patel is a financial advisor with Morgan Stanley in Sacramento, CA, holding Series 63 and Series 66 licenses and 15 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Wells Fargo in various advisory capacities. Outside of financial services, he is a silent investor in hospitality businesses in Gulf Shores, Alabama. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving individuals and institutions with a range of advisory and financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and models to support client financial goals.

Nancy Fletcher is a financial advisor at OSAIC with 41 years of industry experience. She holds a Series 63 designation and previously worked for Lincoln Financial Advisors Corporation for 40 years. Outside of her advisory role, she acts as an insurance agent offering fixed and indexed annuities, long-term care insurance, and traditional life insurance products. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing asset-allocation tools and third-party solutions to manage a wide range of investment portfolios.

Qianqian Sheng is a financial advisor at J.P. Morgan Securities with Series 63 and Series 66 credentials and four years of industry experience. Their background includes roles at JPMorgan Chase Bank, Bank of America Corporation, and Merrill. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.