Michael Murphy is a Series 66-licensed financial advisor with Ameriprise in Cincinnati, Ohio, and has six years of industry experience. Prior to joining Ameriprise in 2018, he worked at General Cable Corporation and the University of Cincinnati. He is also an associate financial advisor at Heick, Hester, Smith & Associates LLC, a private wealth advisory practice. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver non-discretionary, tailored recommendation reports.

Joshua Kennedy is a financial advisor at Fidelity with Series 65 and Series 63 licenses and two years of industry experience. He previously worked at W&S Brokerage Services, Inc. and Western Southern Life, and spent seven years at Mercedes Benz of Fort Mitchell. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm combines fundamental research with quantitative analysis and systematic methodologies, supporting its advisory role to multiple registered investment companies and employing algorithmic approaches in portfolio construction.

Chad Epperson is a Planning Consultant at Fidelity Investments, a position he has held since 2025. Prior to this role, he served as a Work Place Planning Consultant at Fidelity Investments from 2019 to 2025. In his current capacity, Chad collaborates with clients to understand their families and financial goals, working together to develop long-term financial plans that clients can have confidence in. He aims to make the planning process straightforward and supports clients by addressing any questions they may have throughout their journey. Chad holds insurance licenses in Arkansas and California, which support his professional activities. Outside of his work, he enjoys boating, attending concerts, watching football, spending time at the lake, caring for pets, and traveling.

Dean Inman is a financial advisor with OSAIC in Fort Mitchell, KY, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. His career includes roles at Raymond James Financial, Lincoln Financial Securities, and First Financial Wealth Management. Outside of advising, he co-owns and manages self-storage units through U-Loc Storage. OSAIC serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients, offering both brokerage and advisory services with a focus on model-based asset allocation and portfolio optimization. The firm operates a large multi-advisor platform and provides access to proprietary investment models and third-party money manager programs.

Mark Murphy is a financial advisor at Fidelity with 29 years of industry experience. He holds Series 63 and Series 66 designations and has worked across several Fidelity divisions since 2003, including Fidelity Investments Institutional Services Company, Inc. There are no additional outside activities noted. Mark is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory solutions.

Joseph Wood is a financial advisor at Fidelity with Series 63 and Series 66 registrations and five years of industry experience. He previously worked at Citigroup from 2016 to 2021 before joining Fidelity Investments. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio construction. The firm combines fundamental research with quantitative analysis and algorithmic methods, including AI, to manage portfolios and serves as an advisor to multiple registered investment companies.

Brett Rizor is a financial advisor at Fidelity with 30 years of industry experience. He holds Series 63 and Series 66 designations and has worked with various Fidelity entities as well as BNY Mellon Advisors, Inc. His current role at Fidelity began in 2025. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, delivering model portfolios that incorporate mutual funds, ETFs, and ETPs through systematic methodologies and long-term asset allocation benchmarks.

Matthew Lobaugh is a Financial Consultant at Fidelity Investments, where he collaborates with individuals and families to develop comprehensive financial plans tailored to their priorities and goals. His approach focuses on balancing risk with the aspects of life that are most important to his clients. Matthew has been with Fidelity Investments since 2019, progressing from a Client Management Representative to Portfolio Specialist, and currently serving as a Financial Consultant. He holds insurance licenses in Arkansas and California. Outside of his professional work, Matthew enjoys biking, comedy, outdoor adventures, parenthood, and skiing.

Joshua Fouts is a financial advisor at Fidelity with 14 years of industry experience. He holds Series 63 and Series 66 credentials and has worked in various roles across Fidelity’s personal, workplace, and brokerage services since 2012. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to create model portfolios from mutual funds, ETFs, and ETPs, and maintains oversight of sub-advisers and share class allocations.

Adam Dengel is a financial advisor at Fidelity with 21 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Fidelity Investments and its related entities since 2012, along with prior experience at PNC Wealth Management and Natcity Investments. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, emphasizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm serves a variety of clients including registered investment companies and offers model portfolios using systematic methodologies and long-term asset allocation benchmarks.

Lucia Villamagna is a financial advisor with Fidelity Investments, holding Series 66 and Series 63 licenses and two years of industry experience. Her prior work includes roles at Anthropologie, LaRosas, and Starbucks. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios from mutual funds, ETFs, and ETPs.

John Bruns is a financial advisor with Fidelity Investments based in Covington, KY, holding Series 63 and Series 66 credentials and bringing 12 years of industry experience. He has been with Fidelity and its affiliated brokerage services since 2014. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, with model portfolios constructed from mutual funds, ETFs, and ETPs.

Elena Boyd is a financial advisor at Fidelity with Series 63 and Series 66 licenses and three years of industry experience. Her work history includes roles at Cincinnati Landmark Productions, Altar'd State, and Northern Kentucky University. She is part of Strategic Advisers LLC, a Fidelity Investments affiliate, which provides investment management and advisory services to retail and institutional clients. The firm uses a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction, offering model portfolios composed of mutual funds, ETFs, and ETPs.

Adam Boerger is a financial advisor at Wells Fargo Advisors with 30 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Merrill and Prudential Equity Group. Outside of his advisory role, he serves as an umpire for KHSAA Softball and as treasurer for the Northern KY Softball Association. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options including retirement, education, and business-owner transition planning. Advisors develop tailored recommendations using firm research and planning tools, with clients choosing how to implement them through brokerage or advisory programs.

Alexis Lindsay is a financial advisor at Fidelity with a Series 66 designation and three years of industry experience. Prior to joining Fidelity, Alexis held various roles, including positions at Clarity Retail Services and Amazon. Strategic Advisers LLC, a Fidelity Investments company, serves retail and institutional investors with discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm combines fundamental research, quantitative analysis, and algorithmic portfolio construction in its investment process and acts as a registered commodity pool operator with roles in multiple registered investment companies and fund-of-funds.

Michelle Redden is a financial advisor with Fidelity, holding Series 63 and Series 66 designations and over 14 years of industry experience. She has worked with Fidelity Brokerage Services LLC since 2017 and joined Fidelity Investments in 2025. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a wide range of clients, including retail and institutional investors. The firm’s investment approach combines proprietary fundamental research with quantitative analysis and systematic portfolio construction, utilizing algorithmic methodologies and long-term asset allocation benchmarks.

Colin Stewart is a financial advisor at Fidelity with a Series 66 credential and one year of industry experience. His prior roles include positions at PNC Financial Services and Pyramid Consulting Group Inc. He has also worked in multiple capacities related to the University of Dayton and other organizations. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, with a focus on blending proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios.

Alexander Wyszkowski is a financial advisor at Fidelity with five years of industry experience. He holds the Series 63 and Series 66 licenses. His prior work experience includes roles at Amazon and the University of Cincinnati. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including charitable and registered investment companies. The firm uses a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified model portfolios and supports its advisory services with oversight controls and delegated management.

Jack Baglien-Allender is an Investment Solutions Representative III at Fidelity Investments. In this role, he collaborates with clients to develop financial plans aimed at helping them achieve their financial goals. Jack has progressed through various roles at Fidelity Investments, starting as a Customer Relationship Advocate in 2021, then serving as a High Net Worth Service Associate from 2022 to 2023. He advanced to Investment Solutions Representative I in 2023, followed by Investment Solutions Representative II from 2024 to 2026, before attaining his current position in 2026.

Cameron Walton is a financial advisor at Fidelity with eight years of industry experience. He holds Series 63 and Series 66 registrations and has worked at firms including Charles Schwab, Voya Financial Advisors, and MassMutual Chicago. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, using a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages a variety of portfolios, including fund-of-funds and model portfolios, and holds distinctive roles such as commodity pool operator registration and advisory responsibilities for multiple registered investment companies.