Neela White is a financial advisor at Ameriprise in Ellicott City, MD, holding a Series 66 designation with 15 years of industry experience. She previously worked at Merrill from 2007 to 2021 before joining Ameriprise in 2021. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with specific asset thresholds, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary retirement income recommendations through a centralized consulting team.

Rodas Mekonnen is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill and Bank of America, he held positions at the University of Maryland and Designer Brands Inc./Designer Shoe Warehouse. Outside of finance, he co-owned a retail business, Tutu Hat Shop, from 2021 to 2023. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Emily Crawford is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 14 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously held roles at Wells Fargo Advisors LLC and Wells Fargo Bank NA, where she has been employed since 2004. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a broader range of financial product offerings including insurance-related vehicles and bank deposit sweep options.

Alexander Thomas is a financial advisor with Equitable Advisors in Annapolis, MD, holding Series 63 and Series 65 licenses and possessing 11 years of industry experience. He has worked at Equitable Advisors since 2015 and was previously with Axa Advisors LLC from 2015 to 2020. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, offering both advisory and brokerage/insurance channels to execute client recommendations.

David White is a financial advisor with Equitable Advisors and holds Series 63 and Series 65 licenses. He has 10 years of industry experience, including six years at New York Life Insurance Company and NYlife Securities LLC before joining Equitable Advisors in 2021. Outside of his advisory role, he also sells property and casualty insurance on a part-time basis. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, offering both advisory and brokerage/insurance channels to meet client needs.

Jesus Rodriguez is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. His prior roles include positions at First Command Insurance Services and the National Security Agency. Outside of finance, he owns and operates Innovative Sprocket LLC, a business selling vehicle accessory products. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, pension plans, corporations, and charities.

Michael Hilliard is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. Prior to joining Wells Fargo Advisors in 2022, he worked for Ameriprise Financial Services, Inc. for 17 years. Outside of his advisory role, he is an author of several books and serves as a board member for the Linstead Community HOA in Severna Park, MD. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options and leveraging Wells Fargo research and tools to develop tailored recommendations.

Chad Miller is a financial advisor with Edward Jones in Annapolis, MD, holding Series 63 and Series 66 credentials and 25 years of industry experience. He has been with Edward Jones since 2001. Outside of his advisory role, he is involved in real estate through several rental property holdings and related business entities. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages over $1 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Christopher Hutson is a Series 66-licensed financial advisor with Morgan Stanley in Baltimore, MD, with three years of industry experience. His prior work includes roles at Morgan Stanley Smith Barney LLC and involvement with various organizations such as SemaConnect Inc and Towson University. Outside of his advisory role, Hutson is co-founder of Moments Captured LLC, an art and culture venture, and a partner at Afternoon Delight LLC, an online retail business. Morgan Stanley Wealth Management provides a range of advisory programs serving both individual and institutional clients, utilizing structured financial planning tools and offering investment services through its extensive network of advisors.

Tasha Williams is a CFP®, ChFC®, and Series 66-licensed financial advisor with 20 years of industry experience. She is currently with LPL Financial and has previously worked for Northwestern Mutual Investment Management and Peter Tillinghast. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm offers various advisory programs and financial planning services, supported by both proprietary and third-party research and technology.

Monica Brown is a ChFC® credentialed financial advisor with 34 years of industry experience. She has worked at OSAIC since 2023 and previously spent 14 years at Fsc Securities Corporation. Outside of her advisory role, she teaches group exercise classes at the YMCA of Central Maryland. OSAIC serves a diverse client base, including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services with various investment platforms, utilizing asset-allocation tools and third-party managers to construct portfolios tailored to client needs.

Matthew Roberts is a Financial Advisor at Merrill Lynch Wealth Management, serving as the first point of contact and trusted confidant for clients and their families. He and his team manage every aspect of clients' financial lives, delivering a comprehensive service aimed at providing lasting financial security and building generational wealth. Matthew's expertise includes executive compensation, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, small business strategies, sports and entertainment, and tax minimization. His approach incorporates robust investment management, tax optimization strategies, retirement and income planning, estate and legacy coordination, lending solutions, and ongoing financial guidance. He holds a Bachelor's degree from the University of South Carolina System and earned his CERTIFIED FINANCIAL PLANNER (CFP) designation. Matthew treats every client relationship with the same care and attention he would give to his own family. His personal interests include football, golfing, music, pickleball, skiing, spending time with family, swimming, tennis, traveling, and volleyball.

Aaron Burleson is a financial advisor with LPL Financial and holds Series 63 and Series 66 licenses. He has 20 years of industry experience, including eight years at M&T Securities prior to joining LPL Financial in 2021. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a diverse client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios, research from LPL and third-party subadvisors, and various investment technologies.

Holly Tilford is a financial advisor at Morgan Stanley with 28 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, as well as Citigroup Global Markets since 1997. She serves on the investment committee for the Thomas J ONeill Catholic Health Care Fund in Baltimore. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, emphasizing tailored financial planning supported by firm‑approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services through both direct client relationships and corporate financial planning agreements.

Howard Ulmer III is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds Series 63 and Series 65 licenses and has 36 years of industry experience. Prior to joining Raymond James in 2019, he worked at Wells Fargo Clearing Services LLC for 14 years. Outside of his advisory role, he is an active musician, performing as a guitarist and singer. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm focuses on non-discretionary planning tailored to client goals, utilizing various analytical tools and supports municipal and public-finance work alongside targeted advisory programs.

Wendy Franklin Bayley is a financial advisor at Morgan Stanley with 12 years of industry experience. She holds Series 66 and Series 63 licenses and has previously worked at ClearPlan Wealth Management, Raymond James Financial Services, Marks Wealth Management, and Wells Fargo Clearing Services. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning using firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and provides services through its Financial Advisors and Estate Planning Strategies Group.

Kevin Link is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He has worked with Cetera and its affiliates since 2021 and previously spent seven years at VOYA Financial Advisors. He is also the president and owner of Link Financial Corp and volunteers with the St. Agnes Hospital Charitable Foundation’s finance committee. Cetera Investment Advisers LLC serves a wide range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and consulting services through a multi-manager platform, supporting discretionary and non-discretionary strategies across multiple program structures and custodial relationships.

Simon Moore is a financial advisor at Ameriprise with one year of industry experience. He holds a Series 66 designation and has prior work experience that includes roles at the Naval Academy Golf Association and the Naval Academy AA&F. Outside of advisory work, he has been involved with the Naval Academy Golf Association. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement income planning advice, focusing on dependable income sources and tax-aware withdrawal strategies.

Tyler Hans is a Wealth Management Advisor at Merrill Lynch Wealth Management and a member of the Roche Hans Orders Group. In this role, he leverages over 150 years of combined group experience to assist clients in maximizing their net worth through tailored financial strategies that aim to achieve meaningful goals with minimal risk. Tyler focuses on delivering comprehensive wealth management services, including family wealth management strategies, retirement income planning, tax minimization, and investment strategy for individuals and corporations. Since joining Merrill Lynch in 2014, Tyler has developed expertise in retirement cash flow planning, multi-generational legacy planning, liquidity management, and services for endowments, foundations, and non-profits. He emphasizes a relationship-driven approach, prioritizing the Client Experience Standard by understanding each client's unique objectives and aspirations to provide personalized recommendations and coordinate appropriate specialists as required. Tyler holds the CERTIFIED FINANCIAL PLANNER® (CFP) designation and the Personal Investment Advisor (PIA) credential. He earned a bachelor's degree in Corporate Communications from Elon University. Outside of his professional work, Tyler resides in Olney, Maryland, with his wife, Kristen, and their two sons, Brady and Riley. He enjoys golfing and is also interested in football, ice hockey, and traveling.

Mark Felder is a financial advisor at Morgan Stanley with 38 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank since 2015. Outside of his advisory role, he serves on the Board of Trustees for Second Presbyterian Church. Morgan Stanley Wealth Management provides a wide range of advisory programs for individuals and institutions, offering tailored financial planning supported by firm-approved tools and methodologies.