Devin Williams is a financial advisor at Commonwealth Financial Network with a Series 65 credential and three years of industry experience. Prior to joining Commonwealth in 2023, he held positions at Forthright Capital Partners, Aston Carter, Vicus Capital, Heritage Financial Advisors, and Cassaday and Company. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing about $212.7 billion in client assets. The firm offers a broad adviser-support platform that includes managed-account programs, third-party asset manager access, retirement consulting, and custody services.

Melinda Manning Robinson is a financial advisor at Empower Advisory Group with 16 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at firms including T Rowe Price and Glass Jacobson Investment Advisors LLC. Outside of her advisory role, she works part-time at TJ-Maxx in Pasadena, Maryland. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, leveraging integrated platforms for recordkeeping and administration. The firm emphasizes long-term portfolio returns and savings rates in its planning services and serves a large participant base relative to its adviser headcount.

Donald Ferguson Jr. is a financial advisor at Beacon Pointe Advisors, LLC with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Keeney Financial Group, Inc. and Triad Advisors, Inc. He is also the owner of DFergs, LLC, a stockholder entity based in Ocean City, Maryland. Beacon Pointe Advisors provides investment advisory and consulting services to a diverse range of individual and institutional clients, utilizing a manager-focused, asset-allocation approach that combines active and passive strategies with ongoing performance monitoring. The firm sponsors proprietary investment vehicles and serves as an operating general partner for multiple private funds.

Lesa Crosser is a financial advisor at HB Wealth with 19 years of industry experience. She holds a Series 66 designation and previously worked at Wms Partners LLC for 14 years before joining HB Wealth in 2025. HB Wealth Management is a registered investment adviser serving individuals, families, trusts, retirement plans, corporate entities, foundations, and institutional clients. The firm offers wealth management, investment management, and financial planning, combining quantitative and qualitative due diligence across public and private investment strategies.

Lorraine Flowers is a CERTIFIED FINANCIAL PLANNER™ professional with 38 years of industry experience. She is an Investment Advisor Representative at Kestra Advisory Services, LLC, where she has worked since 2016. In addition to her advisory role, she owns The Flowers Financial Group, through which she acts as a life and health insurance agent. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse client base, including institutional and individual investors. The firm offers services such as fiduciary consulting, plan design, employee education, and access to multiple management platforms, serving a range of clients from small plans to large institutional investors like sovereign wealth funds.

Brianna Martin is a financial advisor at T. Rowe Price Advisory Services, Inc. with nine years of industry experience. She holds Series 63 and Series 66 licenses. Prior to her current role, she worked at Charm City Run for seven years. T. Rowe Price Advisory Services provides retirement-focused financial planning and discretionary investment management to individual investors and households. Its approach includes model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, supported by an interactive online planning tool and annual reviews.

Nathaniel Adams is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 63 and Series 66 licenses and has 10 years of industry experience. Adams has been with T. Rowe Price since 2015. T. Rowe Price Advisory Services, Inc. provides a retirement-focused advisory program for individual investors and households, combining goals-based financial planning, retirement income planning, and discretionary investment management. The firm employs model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, using tax-aware rebalancing and tactical allocations.

Kimberly Wright is a CFP® professional with 21 years of industry experience. She is currently with Janney Montgomery Scott, where she has worked since 2018, following a prior role at Morgan Stanley. Outside of her advisory work, she is a partner in MKW Properties, LLC, an entity involved in property management and related activities. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a wide range of clients including individuals, families, trusts, estates, corporate and retirement plan sponsors, and charitable organizations, offering brokerage services, financial planning, and advisory programs with both in-house and third-party portfolio management.

Robert Christian is a financial advisor with PlanMember Securities Corporation and Paladin Advisor Group, holding Series 63 and Series 66 licenses with seven years of industry experience. Prior to his financial services career, he worked for 25 years at the Annapolis Fire Department and also spent time at the Maryland Department of Health. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as a fiduciary for many plans and offering participant-level investment options. The firm employs a strategic asset allocation framework with risk-based mutual fund portfolios and supports plan sponsors and participants through education, personalized planning, and counseling services.

Robert Hopkins is a financial advisor at William Blair with 42 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Brown Advisory Securities, LLC for 17 years before joining William Blair in 2019. Outside of his advisory role, he serves on the boards of the Baltimore Cemetery Association and the Maryland Historical Society, chairs the investment committee of St. John’s Church, Western Run Parish, and is president of the Thomas Wilson Foundation for the Children of Baltimore City. William Blair’s Private Wealth Management division offers investment management, financial planning, and wealth services to individuals, foundations, and corporate clients. The firm employs active, research-driven strategies across various asset classes and provides access to proprietary models, third-party sub-managers, and private investment opportunities.

Lemium Johnson is a financial advisor at T. Rowe Price Advisory Services, Inc. with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has worked primarily at T. Rowe Price since 2013, with brief roles at Nationwide Investment Services Corp, K4Connect, Charter Communications, and Merrill. T. Rowe Price Advisory Services, Inc. provides a retirement-focused advisory program combining nondiscretionary financial planning, retirement income planning, and discretionary investment management. The firm serves individual investors and households using model portfolios invested in proprietary mutual funds and ETFs, supported by an interactive online planning tool and periodic reviews.

Erica Monroe is a financial advisor with T. Rowe Price Advisory Services, Inc., holding a Series 66 designation and three years of industry experience. Her career includes roles at New Energy Equity and BDO USA LLP, as well as academic positions at the University of Maryland and Montgomery College. T. Rowe Price Advisory Services offers a retirement-focused advisory program that combines nondiscretionary financial planning, retirement income planning, and discretionary investment management primarily using T. Rowe Price mutual funds and ETFs. The firm serves individual investors and households with at least $250,000 in investable assets and employs tax-aware strategies and Monte Carlo simulations in their portfolio management and planning processes.

Moriah Yousefi is a financial advisor at T. Rowe Price Advisory Services, Inc. with three years of industry experience. She holds a Series 66 designation and has worked at several firms, including Donohue Hart Thomson Financial Group and Malecki Financial Group. Her background also includes roles outside finance such as teaching positions at Rutgers University and Harford Community College. T. Rowe Price Advisory Services provides retirement-focused financial planning and discretionary investment management to individuals and households, utilizing a goals-based approach supported by online tools and telephone access to advisors. The firm invests exclusively in proprietary T. Rowe Price mutual funds and ETFs, employing tax-aware strategies and model portfolios tailored to client risk profiles.

Tracy Clark is a CFP® with 20 years of industry experience, currently advising at Valic Financial Advisors since 2018. Her prior roles include positions at Capital One Advisors, LLC and Capital One Investing, LLC from 2016 to 2018. She is also an agent with Agia, involved in non-securities insurance products. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

James Gauthier is a CFA® charterholder with 18 years of experience in investment management. He is currently with Cerity Partners LLC and previously worked at Maryland Capital Management, Vansant Mewshaw, BlackRock Investment Management, 1919 Investment Counsel, and Legg Mason Investment Counsel. Cerity Partners serves a diverse clientele including individuals, families, trusts, charitable institutions, and institutional investors, offering customized wealth management services incorporating proprietary quantitative screening, manager selection, direct security selection, and alternative investment access.

Arturo Romo is a financial advisor with PNC Wealth Management in Columbia, MD, holding Series 63 and Series 65 licenses and bringing seven years of industry experience. His prior experience includes roles at Wells Fargo Clearing Services, LLC, and Wells Fargo Bank NA. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital strategy platform that uses algorithm-driven risk assessment and implements investments via mutual funds and ETFs with annual rebalancing.

Kobe Bolanos is a CFP® professional with four years of industry experience, currently with Kestra Advisory. He has worked at Kestra Advisory and affiliated firms since 2021 and has prior experience at Armstrong Flooring, Under Armour, Stevenson University, Kohl’s, and Ruby Tuesday. Outside of advisory duties, he holds roles involving investment operations and registered representative activities at Kestra-related entities. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a broad mix of institutional and individual clients, offering services such as fiduciary consulting, plan design, and advisor-managed accounts. The firm serves large institutional investors and utilizes multiple management platforms and third-party solutions within a supervisory framework.

Dennis Strittmatter is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 63 and Series 66 licenses and has two years of industry experience. His prior work includes roles at Aston Carter, SOBO Strength & Performance, and Merritt Clubs. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management to individual investors and households. The firm uses model portfolio allocations invested exclusively in T. Rowe Price mutual funds and ETFs, combining goals-based planning with tax-aware strategies and annual plan reviews.

Bryan Ator is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds a Series 66 designation and has two years of industry experience. His prior roles include positions at T. Rowe Price Investment Services, Inc. and Cowan Systems, as well as employment related to the University of Maryland. T. Rowe Price Advisory Services provides retirement-focused financial planning and discretionary investment management primarily for individual investors and households. The firm uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, employing tax-aware rebalancing and Monte Carlo simulation-based financial plans.

Marc Shuster is a financial advisor with Eagle Strategies (NY Life) in Timonium, MD, holding the ChFC® and Series 63 designations and bringing 22 years of industry experience. He has worked with Eagle Strategies since 2018 and has been the owner of MJS Financial Group, LLC since 2007. Outside of advisory services, Shuster is involved in brokering non-registered insurance products and property and casualty insurance through appointments with outside carriers, and he is also a personal investor in cryptocurrencies. Eagle Strategies serves a broad mix of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated investment adviser representatives. The firm emphasizes tailored recommendations and primarily manages assets on a non-discretionary basis, working extensively with institutional plan sponsors and integrating advisory and insurance solutions within the New York Life affiliate structure.