Kyle Lahart is a financial advisor with Morgan Stanley, holding a Series 66 designation and 13 years of industry experience. His career includes roles at Merrill and Bank of America prior to joining Morgan Stanley in 2024. Outside of finance, he is involved as an employee at Paddy’s Old City Pub, a restaurant and bar in Philadelphia. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets using structured planning tools and offers both direct and employer-related financial plans.

Mary Marett is a CFP® with 19 years of industry experience, currently advising at Wells Fargo Clearing since 2016. She previously worked at Wells Fargo Advisors LLC from 2013 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broader range of financial products, such as insurance-related vehicles and bank deposit sweep options, than is typical for large institutional advisers.

Craig Mckinley is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and bringing 22 years of industry experience. His career includes roles at METLIFE SECURITIES Inc from 2009 to 2017 and MassMutual Life Insurance Co since 2016. He is currently based in Marlton, NJ. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on annual collaborative planning engagements using firm-approved tools without discretionary authority on investments.

Charles Mcafee is a financial advisor with Wells Fargo Clearing in Marlton, NJ. He holds a Series 63 designation and has 49 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research and analytics from Wells Fargo Investment Institute and third-party sources.

Daniel Ellert is a financial advisor with Morgan Stanley who holds Series 63 and Series 66 licenses and has 12 years of industry experience. Before joining Morgan Stanley in 2021, he worked at Riskalyze and FS Investment Solutions, LLC. He is currently based in Mount Laurel, NJ. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies.

Denise Donahue is a financial advisor at Morgan Stanley with 21 years of industry experience. She holds the Series 66 designation and has previously worked at Raymond James & Associates and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides tailored financial planning and offers a broad range of advisory programs supported by structured planning tools and a global investment committee.

Declan Botwinick is a financial advisor at UBS Financial Services with a Series 66 designation and one year of industry experience. He has held various roles including positions at Hurley and Associates, CPAs, and community involvement with the Barnegat Light Yacht Club. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, utilizing proprietary capital market research and model-based asset allocations to provide tailored financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, operating as a broker-dealer, investment adviser, and futures commission merchant.

Mark Mesco is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and 35 years of industry experience. He has worked at Metlife Securities Inc. and Metropolitan Life Insurance Company from 1989 to 2017 before joining Mass Mutual in 2017. Outside of his advisory role, he is also a property and casualty insurance agent specializing in health and group health. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm employs firm-approved software for goal analysis and offers event-driven planning programs, including recent additions like Divorce Planning.

Hunter Coraggio is a financial advisor at Merrill Lynch Wealth Management based in Mt. Laurel, NJ. In his role, he works directly with clients to develop strategies designed to achieve their financial goals, leveraging Merrill's global investment strategies, lending solutions, and banking services through Bank of America. Prior to joining Merrill, Hunter served as an Associate Banker with the Financial Sponsors Group at J.P. Morgan Private Bank in Manhattan, where he advised ultra-high-net-worth individuals, private equity professionals, and institutions. Since entering the industry in 2021, he has gained experience in client relationship management, business development, and complex financial transactions, collaborating with investment, lending, and trust specialists to craft tailored financial strategies. Hunter earned a Bachelor of Science degree in both Finance and Accounting from Rowan University, graduating Cum Laude in three years with multiple academic honors. He holds the designation of Personal Investment Advisor (PIA). Outside of his professional work, Hunter enjoys family time, travel, golfing, baseball, and follows Philadelphia sports.

Richard Robbins is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 33 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, Robbins serves as treasurer for Al-Anon Family Groups in Virginia Beach, VA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Aaron Nelson is a financial advisor with OSAIC who holds Series 63 and Series 65 licenses and has 33 years of industry experience. He previously worked at Securities Service Network, Inc. for 24 years and Securities America, Inc. for four years. Nelson is a partner at Evesham Capital Management and serves as an executive officer on the board of a nonprofit organization, Oaks Integrated Care Services, as well as a commissioner for the Delaware River Port Authority. He also participates on the leadership council at Rutgers University. OSAIC serves a diverse client base, including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations, offering integrated brokerage and investment advisory services through a large network of affiliated advisers and platforms.

Adam Elover is a CFA charterholder with 19 years of industry experience. He is currently affiliated with LPL Financial since 2024, having previously worked for Rim Securities LLC and Rochdale Investment Management from 2006 to 2024. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, employing both discretionary and non-discretionary management supported by internal and third-party research.

Michael Rosen is a financial advisor with LPL Financial in Cherry Hill, NJ, holding Series 63 and Series 65 licenses and having 32 years of industry experience. He has been with LPL Financial since 1994. Outside of his advisory role, he is involved with Executive Financial Group, Inc., where he sells life, disability, long-term care, and health insurance products. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm offers various advisory programs and financial services supported by research, model portfolios, and technology-driven strategies.

Robyn Lee is a financial advisor at Morgan Stanley with 28 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Morgan Stanley since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services through Financial Advisors and an Estate Planning Strategies Group.

James Koehler is a financial advisor with Morgan Stanley in Marlton, NJ, holding a Series 66 designation and 27 years of industry experience. He has worked with Morgan Stanley and its affiliated entities since 2007, including roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and investment models.

Randy Watkins is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation and six years of industry experience. His career includes roles at MassMutual Life Insurance Company, Equitable Advisors, and AXA Advisors, as well as teaching positions at Rutgers University and Camden County College. Outside of his advisory work, he is also engaged as an insurance broker focusing on individual life, disability, long-term care, fixed annuities, and health insurance products. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars using firm-approved analytics, with planning engagements structured as collaborative, annual relationships.

Cheryl Blair is a financial advisor with Merrill in Mount Laurel, NJ, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. She has worked at Bank of America, N.A. and Merrill since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies developed by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Norman Kaznica is a financial advisor at Cetera with eight years of industry experience. He holds a Series 66 designation and has been with Cetera and its affiliates since 2017. In addition to his advisory role, Kaznica provides tax preparation and planning services through Malin & Masly Financial Services PC. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform that includes affiliated and third-party managers across various program structures.

Eric Listick is a financial advisor at LPL Financial with 29 years of industry experience. He holds the Series 63 and Series 65 credentials and has previously worked at Specific Solutions, Fulton Financial Advisors, Raymond James Financial Services Advisors Inc., and Fulton Bank. He is also associated with ERL Financial Group, a business entity established for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Joseph Midili is a financial advisor with Mass Mutual Investors Services and holds Series 63 and Series 65 licenses. He has four years of industry experience, including prior roles at NYLIFE Securities LLC and New York Life Insurance Company. Outside of his advisory work, he operates Evergreen Lake Agency LLC, a property and casualty insurance business he acquired from a retired agent. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring planning engagements as annual, collaborative relationships using firm-approved analytical tools.