Alexis Jaeger is a financial advisor at Primerica Advisors with seven years of industry experience. She holds the Series 63 and Series 65 credentials. Outside of her advisory role, she owns an online clothing business called His Kingdom Apparel. Primerica Advisors manages a wrap-fee asset management program primarily serving individual investors, including both non-HNW and high-net-worth clients, as well as corporate and charitable clients. The firm utilizes a model-delivery strategy supported by third-party asset managers and focuses on scaled advisory services through a large network of advisors.

Christopher Carbone is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. His prior work includes roles at Bank of America N.A. since 2022 and operating Carbone's Clothing Company from 2016 to 2022. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual, corporate, and nonprofit clients.

Lori Curley is a financial advisor at Morgan Stanley with 21 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Ameriprise and Merrill. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through Corporate Financial Planning agreements.

Michael Cohen is a financial advisor at OSAIC with 43 years of industry experience. He holds the ChFC® designation and Series 63 license and has worked at Royal Alliance Associates, Inc., Signator Investors, Inc., and NEL Equity Services Corporation. Cohen serves as a trustee for trusts of immediate family members and owns and operates MRC Financial Services and MRC Wealth Management Inc., which provide various insurance products. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable investors through a large network of advisors and multiple advisory platforms. The firm offers integrated brokerage, investment advisory, financial planning, and managed account services, utilizing firm-provided asset allocation tools and third-party solutions.

Paul Buckley is a financial advisor at Morgan Stanley with six years of industry experience. He holds the Series 66 designation and previously worked at Prudential Global Investment Management for 13 years before joining Morgan Stanley in 2019. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and research.

Michael Ayerov is a financial advisor at J.P. Morgan Securities with 21 years of industry experience. He holds a Series 66 designation and has been with J.P. Morgan Securities since 2012, having worked at JPMorgan Chase Bank, N.A. since 2007. Outside of his advisory role, he serves as a board member on the fundraising committee for Chabad Lubavitch of Western Monmouth County, a nonprofit organization promoting Jewish life. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm delivers these services alongside affiliated brokerage, distribution, and investment management capabilities through a non-discretionary program where clients retain final decision-making authority.

Neil Montesano is a financial advisor at LPL Financial with 26 years of industry experience. He previously worked for Wells Fargo Advisors for 10 years before joining LPL Financial in 2023. Montesano holds a Series 63 designation. He is involved with Boland-Montesano Financial Group LLC, a non-investment-related business entity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, with a range of discretionary and non-discretionary management options supported by in-house and third-party research.

Vicki Pace is a financial advisor at Morgan Stanley with 20 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Morgan Stanley since 2018, with prior experience at Janney Montgomery Scott and running Pronto Gift Baskets, a retail and online customer service business. Morgan Stanley Wealth Management serves individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and models.

Austin Cioffi is a financial advisor with Mass Mutual Investors Services, holding Series 65 and Series 63 licenses and having five years of industry experience. His work history includes roles at MassMutual Life Insurance Company since 2022 and prior positions at National Holdings Corp and National Securities Corporation. He was a full-time student for ten years before entering the industry. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on structured, collaborative planning engagements using firm-approved analytical tools.

Anthony Mignone is a financial advisor with Equitable Advisors, holding a Series 66 designation and 25 years of industry experience. He has been with Equitable Advisors since 2001 and previously worked at Axa Advisors, LLC. Outside of his advisory role, he is involved with the Ashar Group, which operates in the life settlement sector. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by offering financial planning, retirement plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model and provides both advisory and brokerage/insurance channels to implement client recommendations.

John Volpe is a financial advisor at Morgan Stanley with 42 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked for Stifel Nicolaus & Co Inc for nine years before joining Morgan Stanley in 2024. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and proprietary models to support client financial strategies.

David Cash Alston is a financial advisor with Edward Jones in Shrewsbury, NJ, holding Series 63 and Series 66 licenses and having six years of industry experience. His prior roles include positions at Bank of America/Merrill Lynch and LPL Enterprise. Outside of his advisory work, he serves as Deputy Treasurer for Sage Well Compliance. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large nationwide network of financial advisors and branch offices.

Michael Reszkowski is a financial advisor with Morgan Stanley in Shrewsbury, NJ, holding a Series 66 designation and six years of industry experience. His prior roles include positions at Merrill Lynch, Janney Montgomery Scott, and a range of small business ventures such as Tommy's Tavern and Tap and Iron Hill Brewery. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving individual and institutional clients with comprehensive financial planning and investment services, managing approximately $2.74 trillion in client assets. The firm utilizes structured planning tools and emphasizes a collaborative planning process without providing individual security recommendations in standalone planning engagements.

Agnieszka Kolbusz is a financial advisor with Morgan Stanley in Toms River, NJ, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. She previously worked at UBS Financial Services for 11 years before joining Morgan Stanley Smith Barney LLC in 2023. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients, offering comprehensive financial planning and a range of advisory programs supported by firm-approved tools and research.

Joseph Serzan III is a financial advisor with Edward Jones in Spring Lake, NJ, holding a Series 66 designation and bringing 12 years of industry experience. He has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs and investment strategies, operating under a fiduciary standard and supported by a large nationwide network of financial advisors and branch offices.

Ethan Stewart is a CFP® and holds a Series 66 license with four years of industry experience. He is currently with Charles Schwab & Co., Inc., where he has worked for three years. His prior experience includes roles at Merrill and various positions outside the financial industry. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options supported by multi-asset model portfolios, alternative investment due diligence, and centralized operational infrastructure.

William Surdovel is a financial advisor at UBS Financial Services with 41 years of industry experience. He holds Series 63 and Series 65 registrations and has been with UBS since 2009. Outside of his advisory role, he officiates NCAA football games through ECFOA, dedicating over 20 hours per month to this activity. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering fee-based financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management and provides research-driven, tailored investment solutions.

Thomas Lord is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and 19 years of industry experience. He has worked at several firms including Wells Fargo Bank, Fidelity Brokerage Services, and currently maintains an advisory role at Rockdale Financial Services alongside his position at Cetera. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a variety of investment program options, managing over $256 billion in assets and supporting more than 10,000 advisors nationwide.

Jason Fern is a financial advisor with Wells Fargo Clearing in Howell, NJ, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has worked with Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services guided by an IPS-driven process grounded in modern portfolio theory. The firm’s approach includes a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Daniel Gamble is a financial advisor with Morgan Stanley in Avon, New Jersey, holding a Series 66 credential and 19 years of industry experience. He has been with Morgan Stanley since 2016. Outside of his advisory role, Gamble serves as an officer and trustee for local organizations including the Avon Fire Company and Avon First Aid & Rescue Squad. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers a range of services including estate planning and broad investment offerings.