Jay Barry is a Financial Advisor at Merrill Lynch Wealth Management, having joined the Barry team in 2022. Prior to this role, he spent three and a half years as a Financial Data Associate at Moody's Investors Service. Jay focuses on a range of client needs including college education planning, corporate benefits, executive services, divorce transition planning, equity compensation, legacy planning, managing new wealth, personal retirement planning, portfolio management, and tax minimization. He holds a Bachelor's Degree in Public Policy from Hamilton College, earned in 2018, and holds the Personal Investment Advisor (PIA) designation. Outside of his professional work, Jay enjoys playing pickup basketball, golfing, skiing, and traveling. He also follows sports closely, supporting teams such as the Yankees, Giants, Nets, and Devils.

Gregory Stelnick is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 42 years of industry experience. He has worked at Linsco/Private Ledger Corp. since 1989 and has been associated with Master Tax since 1981. Outside of his advisory role, he is involved in a real estate rental business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of financial planning and advisory services, including discretionary and non-discretionary portfolio management and access to model portfolios and research from multiple sources.

Ruben Marshall is a CFP® professional with 28 years of industry experience, currently serving at J.P. Morgan Securities in Princeton, NJ. He has worked at J.P. Morgan Securities since 2014 and previously spent three years with RGCA Family, LLC. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory capabilities with brokerage, distribution, and investment management services.

Lisa Kent is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing over 40 years of experience to her role. She serves multiple generations within families, focusing on family wealth management strategies, legacy planning, and personal retirement planning. Lisa is a qualified Portfolio Manager within the Merrill Investment Advisory Program, where she builds and manages personalized investment strategies that may incorporate a range of assets and third-party strategies. Lisa holds a Bachelor's degree from Bucknell University. She holds several professional designations, including Certified Investment Management Analyst (CIMA), Certified Private Wealth Advisor (CPWA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Lisa was honored to chair the Merrill Financial Advisor Advisory Council to Management in 2021, representing her peers to senior leadership. She has been recognized by Forbes as one of the "Best-In-State Wealth Advisors" from 2019 through 2023, and as one of "America's Top Women Wealth Advisors" in 2019, 2020, and 2021. Lisa focuses on empowering women to take control of their financial lives, providing clear guidance as a peer and mentor. Outside of work, she enjoys cycling, cooking, hiking, dancing, and spending time with her family in East Brunswick, New Jersey.

Michael Stevens is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 28 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously spent seven years at Wells Fargo Advisors LLC. Outside of his advisory role, he has ownership in Alpha Wolf LLC, an investment-related business. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a range of investment options such as insurance-related vehicles and bank deposit sweep programs.

Ronald White is a financial advisor with LPL Financial in Manalapan, NJ, holding Series 63 and Series 65 credentials and 30 years of industry experience. He previously worked at IC Advisory Services Inc and The Investment Center Inc for 13 years each. Outside of his advisory role, he is involved in businesses focused on tick and mosquito control as well as fireplace services. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and technology-driven strategies.

Vincent Fichera is a Financial Consultant currently working at Fidelity Investments. In this role, he partners with clients to understand their short and long-term financial goals and develops individualized financial plans. He focuses on providing a transparent and welcoming experience to clients and aims to build relationships that foster confidence and comfort in every interaction. Vincent has accumulated experience in the financial services industry through various positions. Prior to his current role, he served as an Investment Consultant at Fidelity Investments from 2023 to 2024. Before joining Fidelity, he held several roles at Merrill, including AVP, Financial Solutions Advisor from 2021 to 2023, Investment Consultant II on the Premium Team from 2020 to 2021, Investment Consultant on the Trade Desk in 2020, and Financial Services Representative from 2019 to 2020.

Frankie Plasencia is a financial advisor at Wells Fargo Clearing with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Wells Fargo Clearing since 2016, following roles at WELLS FARGO Advisors, LLC and Wells Fargo Bank NA. Outside of finance, he owns and operates businesses in auto sales and vehicle maintenance. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory options. The firm’s investment approach is IPS-driven and incorporates a range of financial products, including insurance-related vehicles and bank deposit sweep options.

Eric Nelson is a financial advisor with Charles Schwab in Princeton, NJ, holding a Series 66 designation and 13 years of industry experience. His prior roles include positions at TD Ameritrade, Bank of America, and Merrill. Nelson has been with Charles Schwab since 2019 across different divisions. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset investment approach supported by centralized custody and operational infrastructure.

Steven Kochenour is a financial advisor at Ameriprise with 23 years of industry experience. He holds the Series 66 designation and has been with Ameriprise Financial Services since 2005. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on income sources and tax-aware withdrawal strategies.

Julie Christman is a financial advisor at Charles Schwab based in Princeton, NJ, with 18 years of industry experience. She holds the Series 63 and Series 66 designations and has been with Charles Schwab and Charles Schwab Bank since 2004 and 2005, respectively. Outside of her advisory role, she bakes goods for holidays and special occasions for family and close friends. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset model portfolio approach supported by centralized custody and operational infrastructure.

Jeffrey Condit is a financial advisor at Merrill with 10 years of industry experience and holds the Series 66 designation. His prior work includes positions at Fred Alger & Company, LLC, and Bank of America, N.A. He is based in Princeton, NJ. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Tony Ganter is a Planning Consultant at Fidelity Investments, a role he has held since 2024. Prior to this, he served as a Relationship Manager at Fidelity Investments from 2023 to 2024 and as a Financial Representative from 2022 to 2023. In his professional approach, Tony emphasizes the importance of trust in financial relationships. He focuses on understanding individual goals, values, and financial situations to co-create bespoke financial plans that are tailored to each person’s unique circumstances and adaptable over time. Outside of his professional work, Tony's personal interests include activities such as beach visits, fitness, golf, music, and running.

Emily Paget is a financial advisor at Ameriprise with a Series 66 designation and one year of industry experience. Prior to joining Ameriprise, she worked at the University of Delaware and in the Smithtown School District. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides detailed retirement income planning and ongoing advice, using proprietary research and a centralized service team.

Michael Messina is a Financial Consultant at Fidelity Investments, a position he has held since 2022. He has been working in the financial services industry since 2007, with experience that includes roles as a Planning Consultant and Relationship Manager at Fidelity Investments, a Wealth Management Advisor at TIAA CREF, and a Financial Representative at Northwestern Mutual. His approach involves assessing clients' unique financial situations and collaboratively building plans that help them pursue financial confidence. He focuses on understanding his clients' ambitions and aligning them with effective tools and resources to assemble a path toward their goals. Michael holds a California Insurance License. Outside of his professional work, Michael has personal interests that include biking, camping, hiking, and snowboarding.

Paul De Grazia is a Senior Financial Advisor for Merrill Lynch Wealth Management based in Princeton, NJ. Since beginning his career with Merrill in 1995, he has provided advisory and leadership services to individuals, small businesses, and institutional clients. His expertise includes retirement planning, executive compensation, employee benefits, investment strategies, and various aspects of wealth management such as tax minimization, legacy planning, and socially responsible investing. Paul takes a holistic, goal-based approach to client relationships, leveraging the resources of Merrill Lynch, Bank of America, and Warringer DeGrazia and Associates to design and implement personalized financial strategies. These strategies encompass investment management, banking, lending, education, planning, and trust and estate considerations. He holds a Bachelor's Degree in Finance from Seton Hall University and a Master's Degree in Theology from Georgian Court University. Paul serves as a Catholic Deacon within the Diocese of Trenton at Saint John the Baptist Roman Catholic Church in Allentown, NJ, and is involved with the Knights of Columbus in Allentown.

William Black Jr. is a financial advisor at Morgan Stanley with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a broad range of advisory programs and financial planning services supported by proprietary planning tools and a structured discovery process.

Evan Silverman is a financial advisor with Morgan Stanley in Lawrenceville, NJ, holding a Series 66 designation and having 13 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2016. Outside of his advisory role, he serves as an officer in The Kairos Project, a technology business based in Pennsylvania. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and economic modeling.

Joseph Lauri Jr. is a Series 66-licensed financial advisor with UBS Financial Services in Princeton, NJ. He has 23 years of industry experience, all of which has been spent with UBS since 2003. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor strategies to clients’ goals and risk tolerances.

Stephen Thomas is a Wealth Management Advisor based in Princeton, NJ, affiliated with Merrill Lynch Wealth Management. He joined Merrill Lynch in February 2008 and has served as a wealth management advisor since June 2014. Stephen is part of the Barry Team, where he focuses on retirement planning and executive benefits. He has developed expertise in employer-sponsored plans, including 401(k) plans, equity awards, non-qualified deferred compensation, and defined benefit pension plans. His role involves educating clients on employer benefits to help them understand how these accounts may aid in achieving their personal financial goals. His client focus areas include education planning, employee benefits planning, executive compensation, equity compensation services, legacy planning, personal retirement planning, portfolio management services, tax minimization, and retirement income. Stephen graduated from Rutgers University in 2006 with a Bachelor of Arts degree in Economics and a secondary focus on Psychology. He holds the Chartered Retirement Planning Counselor™ designation obtained in 2012, the CERTIFIED FINANCIAL PLANNER® certification earned in 2017, and the Personal Investment Advisor designation. He lives in New Hope, PA, with his wife Esther, son Harrison, daughter Cameron, and their adopted dog Balboa. In his free time, Stephen enjoys watching baseball, particularly the New York Yankees, as well as writing and performing live music in his local community.