Eric Schwam is a financial advisor with UBS Financial Services in Marlboro, NJ, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has been with UBS since 2015. UBS Financial Services serves individual, corporate, and institutional clients through a mix of brokerage and investment advisory services, offering fee-based financial planning, portfolio management, and access to a wide range of investment products supported by proprietary research and institutional trading capabilities.

Gary Hager is a CFP® with 35 years of industry experience, currently associated with Osaic since 2025. He previously worked at Lincoln Financial Advisors Corporation for eight years and spent thirteen years with Summit Financial Resources, Inc. and Summit Equities, Inc. He is involved in insurance sales through his ownership and agent roles at Integrated Wealth Management Co., LLC. Osaic Wealth, Inc. serves a diverse client base including individual, high-net-worth, institutional, and nonprofit investors through a broad network of financial advisers. The firm offers integrated brokerage and advisory services, utilizing various platforms and third-party managers to construct portfolios across multiple asset classes with tailored risk management and investment restrictions.

Lori Krikorian is a financial advisor with Morgan Stanley in Red Bank, NJ, holding Series 63 and Series 66 designations and bringing 31 years of industry experience. She has worked at Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney since 2009. Outside of her advisory role, she is involved in renting a personal property during the summer months. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and analyses.

Henry Frenzel III is a CFP® with 24 years of industry experience, currently serving as a financial advisor at Stifel since 2014. His tenure includes work with STiFEL NICOLAUS & CO INC. Stifel serves a diverse client base, including individuals, institutional clients, and municipal entities, offering both brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation, retirement, insurance, and estate planning analyses.

Anthony Frigoletto is a financial advisor with LPL Financial in Red Bank, NJ, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. Prior to joining LPL Financial in 2020, he worked at Wells Fargo Clearing from 2016 to 2020 and Wells Fargo Advisors LLC from 2009 to 2016. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and retirement plan consulting, utilizing model portfolios, third-party research, and technologies such as machine learning across discretionary and non-discretionary management services.

Jeffrey Bahary is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 41 years of industry experience. His prior work includes roles at First Allied Advisory Services, Inc. and First Allied Securities, Inc. He is president of Bahary Financial Group and serves on several nonprofit and community boards, including his local HOA and as a fiduciary for family trusts and estates. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors serving a broad client base, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and financial planning services through multiple program structures and access to both affiliated and third-party managers.

Michael Noone is a financial advisor with Merrill, holding Series 63 and Series 65 credentials and bringing 43 years of industry experience. His career includes prior roles at Morgan Stanley Smith Barney, Morgan Stanley Private Bank, and Bank of America. He serves on the board of Georgian Court University and volunteers with charitable organizations such as the Knights of Columbus and the American Cancer Society. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Joseph Aldi Jr. is a financial advisor at Morgan Stanley with 30 years of industry experience. He holds Series 63 and Series 65 registrations. His prior work includes roles at Wells Fargo Advisors LLC and Wells Fargo Clearing before joining Morgan Stanley in 2022. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides comprehensive financial planning and a range of advisory programs, managing approximately $2.74 trillion in client assets.

Eugene Giordano is a financial advisor at LPL Financial with 25 years of industry experience. He has held his current position since 2003 and holds Series 63 and Series 66 licenses. His other business activities include servicing fixed insurance contracts and conducting transactions on life, disability, long-term care, and fixed annuities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a variety of advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by research and model portfolios.

Michael Marano is a Financial Advisor with Merrill Lynch Wealth Management, serving as a primary point of contact to coordinate various aspects of his clients' financial lives. He focuses on delivering personalized wealth management strategies centered around strategy, service, and stewardship, aiming to provide clarity, reduce complexity, and help clients make informed financial decisions. His expertise includes investment management, retirement planning, tax considerations, estate strategies, and other key wealth management areas. Michael works with individuals and families on college education planning, family wealth management strategies, managing new wealth, and retirement income, among other client focus areas. Michael holds a Bachelor's Degree from Pennsylvania State University and the Personal Investment Advisor (PIA) designation. He is a member of the Shore Builders Association of Central NJ and the Southern Ocean County Chamber of Commerce. Originally from Morris County, New Jersey, he resides in Shrewsbury, Monmouth County with his family. Outside of work, he enjoys boating, football, golfing, ice hockey, music, skiing, traveling, and spending time with his family.

Maurice Cassara is a financial advisor with Morgan Stanley in Shrewsbury, NJ, holding a Series 66 designation and bringing 29 years of industry experience. He has worked with Morgan Stanley Private Bank since 2015 and has been associated with Morgan Stanley Smith Barney and Citigroup Global Markets since 2009 and 2004, respectively. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques, managing approximately $2.74 trillion in client assets.

Kimberly Riccoboni is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and 20 years of industry experience. She has been with Mass Mutual Investors Services since 2017 and has worked at MetLife Securities Inc. since 2011. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual planning engagements using firm-approved analytical tools and delivers written recommendations without discretionary investment authority.

Thomas Frothingham is a financial advisor at J.P. Morgan Securities with 23 years of industry experience. He has worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2014. He holds the Series 63 and Series 66 designations. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with additional market-facing registrations and functions.

Dipak Shah is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 designations and bringing 28 years of industry experience. He has worked with Prudential Insurance Company of America since 1998 and transitioned to LPL Enterprise in 2024. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, advisory services, and access to various investment programs through a platform that integrates advisory and brokerage channels.

Christopher Junquet is a financial advisor at Merrill with two years of industry experience. He holds the Series 66 designation and has worked at Merrill since 2022. His prior work experience includes various roles at Ohio State University, MWWPR, Costco, Forsgate Country Club, Rolling Hills Day Camp, and Christian Brothers Academy. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Owen Stauffer is a financial advisor with LPL Enterprise and holds a Series 66 designation. He has been with LPL Enterprise since 2026 and has prior work experience in various roles including at Kay Jewelers and Provident Bank. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model wealth portfolios, third-party asset management, and a range of brokerage and insurance products.

Brian Berry is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary solutions. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment menu.

Alyssa Saavedra is a financial advisor at Merrill with six years of industry experience. She holds a Series 66 designation and has worked at Bank of America, N.A., Merrill, Jared's Galleria of Jewelry, Pandora, and Chase Bank. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base that includes individuals, high-net-worth clients, and institutional investors. The firm is integrated into Bank of America’s corporate platform, providing access to a wide range of products and services.

Yahui Lu is a financial advisor at LPL Enterprise with 11 years of industry experience. She holds a Series 66 designation and has previously worked at Prudential Insurance Company of America, Pruco Securities, LLC, Bank of America, Merrill Lynch, and Morgan Stanley. LPL Enterprise serves a diverse client base including individuals, high-net-worth clients, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, access to model portfolios, third-party asset management, and a range of brokerage and insurance products through an integrated advisory and brokerage platform.

Robert Somers is a financial advisor at Fidelity with one year of industry experience. He holds a Series 66 designation. His prior roles include work with the American Diabetes Association and involvement with the Kappa Sigma Fraternity Endowment Fund. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs.