Joshua Ready is a financial advisor with Cetera, holding a Series 66 designation and 20 years of industry experience. He previously worked at U.S. Bancorp Investments, Inc. for 12 years before joining Cetera and founding READY WEALTH in 2025. Outside of his advisory role, he is also an author of children's books. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services, operating as a multi-manager platform with over $256 billion in assets under management and more than 10,000 advisors nationwide.

James Biggs is a financial advisor at Fisher Investments with 20 years of industry experience. He holds the Series 66 designation and has been with Fisher Investments since 2008. Prior to joining Fisher, he worked at Insphere Securities, Inc., Allegis Advisors, Inc., and Equitable Advisors. Fisher Investments serves a global mix of institutional and private clients, including pension plans, foundations, investment companies, and high-net-worth individuals. The firm provides discretionary portfolio management using a combination of quantitative screening, qualitative research, and centralized portfolio management, with a focus on tax-aware strategies and risk management techniques.

Joaquin Zavala is a financial advisor with Merrill holding a Series 66 designation and two years of industry experience. His prior work includes positions at Morgan Stanley Smith Barney LLC, UBS Financial Services, Inc., and AllianceBernstein. Outside of his advisory role, he is involved in several entrepreneurial ventures including The Driver Provider, an automotive and transportation business, and Pocholis Soaps LLC, which operates in the art and culture sector. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Dustin Thacker is a financial advisor at Fidelity with 11 years of industry experience. He holds Series 63 and Series 66 designations and has been with various Fidelity entities since 2015. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to deliver model portfolios and advisory solutions.

Quintin Bybee is a financial advisor with Mass Mutual Investors Services holding the CFP® designation and Series 63 license, with five years of industry experience. Prior to joining MassMutual Life Insurance Company and MML Investors Services, LLC in 2026, he worked at Northwestern Mutual Investment Services LLC for five years and Security On-Demand for seven years. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual that provides ongoing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of planning programs and educational seminars, structuring engagements as annual collaborative relationships using firm-approved analytical tools.

Brayden Campbell is a financial advisor at Edward Jones with a Series 66 designation and four years of industry experience. His prior work includes roles at Podium and BYU Athletic Department. Outside of advising, he has worked as a food delivery driver for DoorDash. Edward Jones is a full-service wealth management firm serving individual and institutional clients with discretionary and non-discretionary advisory strategies, supported by a large nationwide network of financial advisors and branch offices.

Nicholas Loveless is a ChFC® and Series 66 credentialed financial advisor with 12 years of industry experience, all with Edward Jones since 2014. He is based in American Fork, UT. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm offers a broad range of advisory programs and investment solutions, managing over $1 trillion in assets through a large network of financial advisors and branch offices nationwide.

James Blaylock is a financial advisor with LPL Financial in Provo, UT, holding a Series 66 designation and eight years of industry experience. Prior to joining LPL Financial in 2024, he worked for six years with Avantax Advisory Services and related entities. He is also the CEO of Blaylock & Company CPA, a tax preparation and accounting firm he has been involved with since 1976. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, and access to third-party asset managers.

R. Lawrence is a financial advisor at OSAIC with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Sagepoint Financial, Inc. and NEXT Financial Group, Inc. Outside of his advisory role, he is involved in agricultural activities through an LLC that raises beef cattle and participates as a partner in a resort investment LLC. He also serves on the Board of Directors for the USATF Foundation, supporting track and field teams and athletes. OSAIC serves a diverse range of retail and institutional clients, offering integrated brokerage and advisory services through a large network of advisers. The firm utilizes various asset-allocation tools and third-party solutions to manage portfolios that include stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Robert Winder is a financial advisor at Raymond James Financial with 16 years of industry experience. He holds Series 65 and Series 66 licenses and has previously worked at First Financial Advisors, Wells Fargo Clearing, Morgan Stanley, and Citigroup Global Markets. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers non-discretionary, goal-based planning using analytical tools and supports a broad advisor network, including specialized municipal and public finance services.

James Harris is a financial advisor with LPL Financial in Draper, Utah, holding a Series 66 designation and eight years of industry experience. He has worked at LPL Financial since 2018 and concurrently serves at Zions Bank, where he has been employed since 2010. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management access, and institutional platforms, supporting a range of investment strategies through a large network of advisors.

Landon Lawrence is a Wealth Advisor at OSAIC with six years of industry experience. He holds a Series 66 designation and has previously worked at SagePoint Financial, Inc. Outside of his advisory role, he is involved in a family-owned cattle operation where he manages a small crew responsible for land and livestock upkeep. OSAIC serves a broad range of clients including individual and high-net-worth investors, pension plans, and corporations. The firm offers integrated brokerage and advisory services, employing asset-allocation tools and third-party managers to create diversified portfolios across multiple asset classes.

Garrett Barthelmes is a Series 66-licensed financial advisor at LPL Financial with 13 years of industry experience. He has previously worked at J.P. Morgan Securities, Merrill Lynch, and Edward Jones. Outside of finance, he is involved with Deyan Audio, a non-investment-related business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions through a wide network of representatives. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, utilizing both discretionary and non-discretionary strategies supported by research and machine-learning tools.

Dallin Brand is a financial advisor with Primerica Advisors in Pleasant Grove, UT, holding Series 63 and Series 65 registrations and with eight years of industry experience. His background includes roles at Go Health, Cross Fit Lehi, PFS Investments Inc., Primerica Financial Services, Gunthers Comfort Air, and The Church of Jesus Christ of Latter-day Saints. He is involved in sales of various home-related products and services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with thousands of advisors and offices, delivering model-based advisory services supported by third-party asset managers and custodians.

Rick Skousen is a financial advisor with Raymond James & Associates in Provo, UT, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. His career includes long-term roles at Tanner Capital Management and Raymond James Financial Services. He also serves as a licensed insurance agent, providing service for existing life insurance policies. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, and municipal clients through a variety of financial planning and advisory services, offering a range of portfolio management styles supported by firm research and affiliated sub-advisers.

Zachary Mecham is a Financial Advisor at Merrill Lynch Wealth Management. He works closely with business owners, executives, and families to navigate complex financial and transition decisions. Zachary focuses on creating meaningful connections and long-term value for his clients by combining analytical skills with a personal approach. His areas of expertise include family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, special needs planning strategies, individual and corporate investment strategy, and tax minimization. Zachary provides ongoing advice and adapts portfolio strategies as clients' situations evolve. Zachary holds a Personal Investment Advisor (PIA) designation. He earned a High School Diploma from Pleasant Grove High School and attended Western Governors University without obtaining a degree. He is involved in his community through the Church of Jesus Christ of Latter-day Saints and Pleasant Grove High School.

Jonathan Rowland is a financial advisor at LPL Financial with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms, including DFPG Investments and Parkland Securities. Jonathan is also an insurance agent specializing in indexed universal life, universal life, and term insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Curtis Willardson is a CERTIFIED FINANCIAL PLANNER™ professional with 38 years of industry experience. He is currently affiliated with LPL Financial and has held previous roles at Cetera Advisor Networks LLC, Salt Lake BSI, Inc., Cetera Wealth Services, LLC, and CUNA Brokerage Services, Inc. His other business activities include serving as trustee of the Willardson Asset Protection Trust. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a wide range of financial planning and investment management options through a large network of advisors, utilizing both proprietary and third-party strategies across various asset classes.

Jonathan Clegg is a financial advisor with Edward Jones, holding a Series 66 designation and 18 years of industry experience. He has been with Edward Jones since 2007. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a wide range of advisory strategies, including tax-efficient services and affiliated investment products, supported by a large national network of financial advisors and branch offices.

Allyn Shaw is a CFP® professional with 22 years of industry experience, currently serving at Raymond James Financial Services Advisors, Inc. since 2011. Prior to this, he worked at the University of Phoenix for seven years. He is the President of a local Homeowners Association and owns Shaw Financial Services, LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and supports municipal and public finance work through its affiliation with a municipal advisor.