Herbert Refvik is a financial advisor at Lebenthal Global Advisors, LLC with five years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at MML Investors Services, LLC, MassMutual Life Insurance Company, NYLIFE Securities LLC, and New York Life Insurance Co. Outside of finance, his background includes roles at Apple Honda and 631 Insider Inc. Lebenthal Global Advisors serves individuals, including high-net-worth clients, trusts, retirement accounts, small businesses, and employee benefit plans. The firm provides discretionary and non-discretionary portfolio management, financial planning, and pension consulting, managing approximately $820 million in assets across a multi-advisor team.

William Toczylowski is a CFP®-certified financial advisor with two years of industry experience. He is currently with NerdWallet Wealth Partners, LLC and has previously worked at Future You Wealth LLC, Capital Group Private Client Services, BNY Mellon Wealth Management, and Mariner Wealth Advisors. NerdWallet Wealth Partners serves individual and high-net-worth clients as well as certain charitable organizations, managing approximately $263 million in discretionary assets. The firm emphasizes passive, asset-class-weighted portfolios combined with comprehensive financial planning and engages third-party sub-advisers for specialized strategies.

Kevin Cox is a financial advisor at Masterworks Advisers, LLC with 21 years of industry experience. He holds a Series 66 designation and has worked at firms including Owl Rock Capital Securities LLC and Arete Wealth Advisors, LLC. In addition to his advisory role, he performs administrative functions for Masterworks, LLC, an alternative investment platform. Masterworks Advisers provides investment advice focused exclusively on securitized art investments issued by Masterworks affiliates. The firm offers non-discretionary and limited discretionary advisory services centered on a rules-based investment process involving art market research, appraisal, and allocation modeling, serving individual and high-net-worth investors.

Muhammad Tahir is a financial advisor at Seasons of Advice Wealth Management in New York, NY, with 17 years of industry experience. He holds the Series 66 designation and has worked at Ameriprise Financial Services, Inc. from 2006 to 2017 before joining Seasons of Advice Wealth Management and its affiliated SOA Wealth Advisors, LLC. Seasons of Advice Wealth Management offers financial planning and discretionary investment management to individuals, high net worth clients, trusts, small business owners, professionals, and families. The firm uses a proprietary planning process that integrates goal tracking, asset allocation, cash-flow reviews, and tax planning, tailoring investment recommendations to each client’s objectives and risk tolerance.

Chris Zhang is a financial advisor at Ascend Interplay, LLC with seven years of industry experience. He previously worked at Morgan Stanley Asia Limited and Morgan Stanley & Co LLC before joining Ascend Interplay in 2022. Chris holds Series 63 and Series 65 licenses. Ascend Interplay provides portfolio management and advisory services primarily to high-net-worth individuals through a non-discretionary model. The firm serves a small client base and offers a broad range of investment options, including private placements, real estate, digital assets, and derivatives, while also providing no-cost travel planning services.

John Rogers is a CFA® charterholder with 10 years of industry experience. He is currently with WealthCare Financial Group, Inc. and has worked previously at LPL Financial LLC, Equity Services Inc, and National Life Insurance Company, among others. Outside of advisory work, he serves as an individual insurance agent for National Life Insurance Company. WealthCare Financial Group serves individuals, families, business owners, nonprofit organizations, and retirement plan sponsors with financial planning, portfolio management, and pension consulting. The firm employs a Structured Investing approach that emphasizes diversified, customized portfolios and long-term focus, utilizing a due-diligence process for portfolio selection and managing both convergent and market-independent strategies.

Debra Burnham is a financial advisor at Premier Wealth Advisors, LLC with 40 years of industry experience and holds a Series 63 designation. She has worked at firms including Cetera Advisors LLC, First Allied Advisory Services, First Allied Securities, and RMB Capital Management. Burnham serves as a co-trustee for the Bernheim Arboretum and Research Forest Trust and volunteers as a board member for the Scarsdale Transfer Education Plan (STEP) nonprofit. Premier Wealth Advisors, LLC manages approximately $555 million in assets for individuals, corporations, and other entities, offering both financial planning and investment management services. The firm employs a core/satellite investment approach that combines passive index strategies with active managers and tailors portfolios to client risk tolerance, time horizon, and liquidity needs.

Alexander Kemp is a financial advisor at NerdWallet Wealth Partners, LLC with a Series 65 license and two years of industry experience. He previously worked at Zoe Financial Inc. for seven years and has additional experience at Infor and Hometeam. NerdWallet Wealth Partners, LLC is an SEC-registered investment adviser serving individual and high-net-worth clients, along with certain charitable organizations, through discretionary investment management and integrated financial planning. The firm employs a team approach with 14 advisors, focusing on passive, asset-class-weighted portfolios supported by fundamental analysis and providing comprehensive financial planning as part of its services.

Kevin De Rosa is a financial advisor at BlackDiamond Wealth Management, LLC in New York, NY, holding a Series 65 credential with nine years of industry experience. His prior roles include positions at Your Planning Partner, LLC and McAdam LLC. BlackDiamond Wealth Management is an SEC-registered advisory firm with a seven-person team managing approximately $424 million for a diverse client base that includes individuals, high-net-worth clients, trusts, estates, corporations, and retirement plans. The firm employs a generally long-term, diversified investment approach using low-cost mutual funds and ETFs, tailoring portfolios to client objectives and risk tolerance, and occasionally utilizes unaffiliated independent managers.

Susan Forgasch is a CFP® with 34 years of experience in the financial services industry. She has worked at Westco Advisory Services, Inc. since 2012 and at Westco Investment Corp. since 1998. Outside of her advisory role, she serves as a member of the Planning Board for the Village of Lake Success. Westco Advisory Services provides comprehensive financial planning and portfolio management to individuals, pension and profit-sharing plans, trusts, estates, and small businesses. The firm employs a documented risk-tolerance and goals-based investment process, using customized asset allocation and regular account reviews.

Nicola Patullo is a CFP® professional with 23 years of experience in financial advising. She is currently with Legacy Edge Advisors and previously worked at Orbis Wealth, WealthShield Partners, and TIAA. Legacy Edge Advisors serves individual and high-net-worth clients as well as trusts, providing discretionary portfolio management, financial planning, and a sponsored wrap-fee program. The firm customizes investment strategies based on individual goals and employs a diverse range of analytical methods and investment approaches.

Henry Beinstein is a financial advisor at Gagnon Securities, LLC with 23 years of industry experience. He holds a Series 63 designation and has been with Gagnon Securities since 2002. Beinstein is a Certified Public Accountant and Chartered Global Management Accountant, serving as an Independent Director and Chairman of the Audit Committee at Vector Group LTD, as well as holding independent board roles at the Lombardy Hotel and the Omega Institute, a nonprofit organization. Gagnon Securities manages discretionary equity-focused accounts for individual and institutional clients, using a research-intensive, stock-by-stock approach aimed at aggressive capital appreciation. The firm operates both as an SEC investment adviser and a FINRA-member broker-dealer, offering brokerage services and managing affiliated pooled vehicles and partner funds.

Brian Gagnon is a financial advisor at Gagnon Securities, LLC with 34 years of industry experience. He holds a Series 63 designation and has been with Gagnon Securities since 1999. Outside of his advisory role, he serves as President of Hilltop Aviation Services, LLC and acts as a trustee for the Gagnon Family Foundation. He is also an advisory council member of the National Kidney Foundation Innovation Fund. Gagnon Securities manages discretionary equity-focused accounts for individual and institutional clients and provides brokerage services for retirement and non-retirement accounts. The firm employs a research-intensive, stock-by-stock approach aimed at aggressive capital appreciation and operates affiliated pooled vehicles alongside its broker-dealer platform.

Krystina Brown is a CFP® professional with five years of experience at Financial Decisions, LLC in New York, NY. She has been with the firm since 2016, working in various roles within the advisory team. Financial Decisions serves individual and high-net-worth clients, as well as retirement plans, corporations, and charitable organizations, offering portfolio management, financial planning, and consulting services. The firm’s investment approach includes a mix of bonds, equity mutual funds, individual equities, and allocations to independent managers, with a process focused on client objectives, asset allocation, and ongoing portfolio monitoring.

Palak Forbes is a Series 65-licensed advisor at Altfest Personal Wealth Management with one year of industry experience. Prior to joining Altfest, Palak worked at Audacy and The New York Times Company. Altfest Personal Wealth Management serves high-net-worth individuals, retirement plans, trusts, and business entities by providing investment management, financial planning, and ERISA fiduciary services. The firm manages individualized portfolios using fundamental, technical, and cyclical analysis, and offers both retirement-plan services and pooled investment vehicles.

Michael Schwartz is a CFP® with 24 years of industry experience. He has worked at Magnus Financial Group LLC since 2017 and previously spent 18 years with Northwestern Mutual Investment Services, LLC. Outside of his advisory role, he is an independent insurance agent. Magnus Financial Group provides personalized financial planning and investment management services to individuals and entities, including family offices, trusts, and qualified retirement plan sponsors. The firm manages approximately $1.95 billion in assets and employs a team-based approach that integrates comprehensive planning with diversified asset allocation across various investment vehicles.

Hui Yao Kelly Lin is a financial advisor at Legacy Edge Advisors with 26 years of industry experience. She previously worked at TIAA for 23 years and held roles at Orbis Wealth and WealthShield Partners. Lin is also an independent licensed insurance agent. Legacy Edge Advisors serves individual and high-net-worth clients as well as trusts, offering discretionary portfolio management, financial planning, and a sponsored wrap-fee program. The firm employs a diverse investment approach combining fundamental, quantitative, and technical analysis, tailoring strategies to client goals and risk tolerance.

Richard Terry is a CFP® professional with 10 years of industry experience. He has worked at Merit Financial Partners LLC since 2018 and previously spent 11 years with Mtp Advisors. Merit Financial Partners serves individual and high-net-worth clients, as well as trusts, estates, retirement plans, and charitable organizations, providing fee-only financial planning, investment consultation, and discretionary portfolio management. The firm employs a fiduciary approach combining fundamental and technical analysis with an emphasis on strategic asset allocation and diversified portfolios, using low-cost index funds and ETFs alongside active strategies when appropriate.

Stephen Montez is a financial advisor with NerdWallet Wealth Partners, LLC in New York, NY. He holds Series 66 and Series 63 credentials and has three years of industry experience. His prior roles include positions at Equitable Advisors, Bank of America, Merrill, Fidelity Investments, and JP Morgan Securities. Montez also has experience in real estate with eXp Realty LLC and Douglas Elliman Real Estate and was involved in Fun Times Productions from 2019 to 2022. NerdWallet Wealth Partners is an SEC-registered investment adviser serving individual and high-net-worth clients, as well as certain charitable organizations. The firm focuses on passive, asset-class-weighted portfolios supported by fundamental analysis and provides integrated financial planning and ongoing portfolio monitoring, utilizing third-party sub-advisers and AI tools for specialized strategies.

Marianne Hocknell is a financial advisor at United Asset Strategies Inc. with five years of industry experience. She holds a Series 63 designation and works within a team of 25 advisors based in Garden City, NY. United Asset Strategies provides discretionary investment management, retirement-plan and pension consulting, and estate and financial planning services to individuals and institutional clients. The firm manages over $2 billion in assets and employs a diversified investment approach combining strategic asset allocation with active fixed-income management.