Robert Biernat is a financial advisor at Morgan Stanley with 50 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by a structured discovery process and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and provides services through various investment and planning strategies.

Austin Sparrow is a Planning Consultant at Fidelity Investments, a position he has held since 2025. In this role, he collaborates with financial consultants to understand clients' financial situations and supports the implementation of appropriate financial plans aimed at achieving their goals. Prior to this, Austin gained experience as a Relationship Manager and Financial Representative at Fidelity Investments from 2023 to 2025, and as a Financial Services Representative at Northwestern Mutual from 2022 to 2023. Austin's professional background encompasses various roles within the financial services industry, providing him with a broad perspective on client relationship management and financial planning. His experience has equipped him to assist clients in navigating their financial journeys effectively. Outside of his professional life, Austin has interests in baseball, cars, fishing, football, outdoor adventures, and traveling.

Thomas Rice is a financial advisor at UBS Financial Services with 44 years of industry experience. He has been with UBS since 1982 and holds Series 63 and Series 65 licenses. UBS Financial Services Inc. serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and provides a broad range of capital markets services through its platform.

Howard Senescu is a financial advisor with Morgan Stanley in Deerfield, IL, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has worked with Morgan Stanley and its affiliated entities since 2008. Senescu also serves as a successor trustee involved in estate administration. Morgan Stanley Wealth Management offers a wide range of advisory programs for individual and institutional clients, with financial planning services that utilize structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides customized planning through its Financial Advisors and Estate Planning Strategies Group.

Kristina Jucaban is a Series 66 licensed financial advisor with ten years of industry experience. She has worked at Merrill for fifteen years before joining UBS Financial Services in 2024. UBS Financial Services Inc. serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, leveraging proprietary research and capital market assumptions to tailor investment strategies.

Scott Marshall is the Vice President and Branch Leader at Fidelity Investments, where he leads a team of financial professionals focused on delivering an exceptional wealth planning experience to clients. He has been with Fidelity Investments since 2000, progressing through various roles including Assistant Branch Office Manager, Regional Planning Consultant, VP Senior Account Executive, Financial Planning Consultant, and multiple Financial Representative positions. Before joining Fidelity, Scott worked as a Financial Advisor at McDonald Investments Inc. from 1999 to 2000. Over his career, he has accumulated extensive experience in financial planning and wealth management within Fidelity Investments. No additional information about his education, credentials, personal interests, or community involvement has been provided.

Justin Graves serves as a Branch Leader, supporting advisors and branch staff who work directly with clients to address their financial needs. In this role, he focuses on fostering a collaborative and consistent branch environment while overseeing day-to-day operations. He supports the team responsible for delivering the client experience and helping clients work toward their financial objectives. Prior to his current role at Fidelity Investments starting in 2025, Justin held positions at Bank of America - Merrill Edge, including Registered Academy Manager from 2023 to 2025 and Relationship Consultant - Life Services from 2021 to 2022. Outside of his professional responsibilities, Justin has interests in art, family activities, fitness, football, and singing.

Travis Sylvester is a CFP® professional with eight years of industry experience, currently serving at Cetera. His prior work includes roles at Fidelity Investments and Capital Trading Group. He is a co-founder and financial planner of Shoreline Financial Partners and holds a notary public commission. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a multi-manager platform with a variety of portfolio management options and financial services, supported by a large network of over 10,000 advisors and substantial assets under management.

Larry Malles is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2012 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Janel Huston is a financial advisor with Raymond James Financial in Northbrook, IL, holding Series 63 and Series 65 credentials and 38 years of industry experience. She has worked with various Raymond James entities since 2008. In addition to her advisory role, she owns Huston Wealth Solutions, a support company based in Glenview, IL. Raymond James Financial Services Advisors, Inc. provides tailored financial planning and investment consulting to a diverse client base, including individual and high-net-worth clients, corporations, and institutional investors. The firm uses advanced analytical tools and offers both advisory programs and specialized services, such as municipal advisory and SIMPLE IRA Employer Consulting.

Tabitha Kenney is a financial advisor with RBC Capital Markets, holding a Series 66 designation and 19 years of industry experience. She has worked at RBC Wealth Management since 2021 and previously spent 13 years at Merrill. RBC Wealth Management serves a diverse client base including individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to clients’ risk profiles through a combination of in-house and third-party investment managers.

Lisa Yoest is a CFP® with 36 years of industry experience, currently with LPL Financial since 2025. Her prior roles include positions at Baker & Yoest Investment Advisers Inc and Cetera Financial Specialists LLC. She serves on the board of a nonprofit organization, HPHS Class of 1983 NFP. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients nationwide. The firm offers a range of financial planning and advisory programs, combining discretionary and non-discretionary management with access to model portfolios, research, and advanced technologies.

Anna Goldberg is a Series 66-licensed financial advisor at UBS Financial Services with three years of industry experience. She previously worked at Steersman and has a background that includes five years at Magnolia Bakery. Outside of her advisory role, she provides home care assistance for her father several hours a week. UBS Financial Services serves individual, corporate, and institutional clients through a mix of brokerage and investment advisory services, employing model-based asset allocations and proprietary research to tailor client plans. The firm combines institutional trading capabilities with wealth management offerings, including fee-based financial planning and capital markets services.

Rhonda Salins is a financial advisor with Morgan Stanley in Deerfield, IL, holding Series 63 and Series 65 credentials and bringing 46 years of industry experience. She has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009. Outside her advisory role, she serves as a general partner and trustee for various investment-related family partnerships and trusts. Morgan Stanley Wealth Management offers advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets through a structured planning process supported by firm-approved tools and models.

Carla Lang is a financial advisor with Merrill in Northbrook, IL, holding Series 63 and Series 65 designations and bringing 45 years of industry experience. She has been with Merrill since 2009 and has concurrently worked with Bank of America, N.A. since 2011. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth investors, and institutions.

Scott Berk is a financial advisor at Morgan Stanley with 27 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and has worked at Morgan Stanley Smith Barney since 2009. Prior to that, he was with Citigroup Global Markets beginning in 1996. Berk holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved tools, managing approximately $2.74 trillion in client assets.

Katherine Strain is a financial advisor at Wells Fargo Advisors with 15 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at UBS Financial Services and Raymond James & Associates. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services supported by proprietary research and tools, allowing clients to customize implementation through brokerage or advisory programs.

Derek Anderson is a Wealth Management Advisor with Merrill Lynch Wealth Management. He specializes in helping clients create personalized wealth management strategies that address their full financial picture and adapt to changing market conditions. His expertise includes college education planning, family wealth management, legacy planning, philanthropic planning, portfolio management services, and retirement planning, with a focus on serving corporate executives and women and wealth. Derek holds a Bachelor's Degree from Northern Illinois University and maintains professional designations as a CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). He is committed to understanding clients’ values and goals through one-on-one conversations, working alongside them to pursue their life objectives while planning their legacy. Outside of his professional work, Derek volunteers with community organizations including the Field Museum of Natural History, Holy Family Catholic Academy, and St. Nectarios Greek Orthodox Church. His personal interests include baseball, golfing, scuba diving, traveling, and spending time with his family.

John Ruddy is a Senior Financial Advisor at Merrill Lynch Wealth Management, focusing on helping affluent individuals and their families navigate today's financial challenges. He provides personalized attention and disciplined, customized financial strategies aligned with clients' goals, liquidity needs, time horizon, and risk tolerance. John manages portfolios on a discretionary basis, incorporating individual stocks and bonds, model portfolios, and third-party investment strategies. John has many years of experience as a financial advisor, including prior work in the insurance industry. He holds the Certified Plan Fiduciary Advisor® (CPFA®) designation, is a qualified Portfolio Manager, and also has the Personal Investment Advisor (PIA) and Retirement Accredited Financial Advisor (RAFA) designations. He earned a Bachelor of Science in Business from John Carroll University and graduated from Fenwick High School in Oak Park, Illinois. A Chicago native, John lives in Glenview, Illinois, with his two sons. He is an avid baseball fan and is actively involved in the community as a coach for Blaze Buddy Ball and Glenview Youth Baseball.

Matthew Atristain is a financial advisor at Merrill with a Series 66 credential and three years of industry experience. Prior to his current role, he worked at Bank of America and has held various positions outside finance, including roles at Jimmy Johns and Mariano's. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.