Ngan Wedemeier is a financial advisor with Empower Advisory Group, holding Series 63 and Series 65 designations and seven years of industry experience. She has worked at Empower Financial Services since 2022 and previously held roles at Citizens Securities and Ameriprise Financial Services. Wedemeier was also involved with the Walton School PTO from 2010 to 2017. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to retail IRA and brokerage clients. The firm integrates its services with Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Mark Connors is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has been affiliated with Commonwealth Equity Services since 1998. Commonwealth Financial Network is a registered investment adviser that supports a national network of approximately 2,950 advisors and their retail and institutional clients. The firm offers a variety of advisory programs and services, including discretionary model portfolios and personalized indexing, while providing operations, trading, technology, compliance, and practice-management support to its affiliated advisors.

Daniel Moraes is a financial advisor with Eagle Strategies (NY Life) based in Waltham, MA, holding Series 63 and Series 66 credentials and possessing 15 years of industry experience. His prior experience includes six years with Exit Strategies Group, LLC. Moraes is also involved in insurance brokering through various outside carriers. Eagle Strategies serves a diverse client base including individual investors, defined contribution and defined benefit plans, as well as charitable and corporate clients. The firm offers a range of advisory services with an emphasis on tailoring recommendations to client objectives, managing a significant portion of assets on a non-discretionary basis.

Benjamin Lisle is a financial advisor with Eagle Strategies (NY Life) based in Waltham, MA. He holds Series 65 and Series 63 registrations and has one year of industry experience. Prior to joining Eagle Strategies, Lisle worked at M&T Bank for five years and has experience in other roles including community college employment and small business operations. Outside of his advisory role, he owns and operates a vending machine business. Eagle Strategies serves a diverse client base including individual and institutional investors, offering financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored recommendations and primarily manages assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Heather Crews is a financial advisor at Commonwealth Financial Network with two years of industry experience. She holds the Series 66 designation and previously worked for CLERAC, LLC DBA Enterprise Rent-A-Car for 19 years. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm provides a range of advisory programs and services, including wealth management and retirement plan consulting, while supporting affiliated advisors with operations, trading, technology, compliance, and practice management.

Joseph O'Loughlin is a financial advisor with Integrated Wealth Concepts LLC in Waltham, MA, holding Series 63 and Series 65 licenses and 40 years of industry experience. He has worked at several firms including Wells Fargo Advisors and LPL Financial before joining Integrated Wealth Concepts in 2017. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management and comprehensive financial planning, constructing customized portfolios using mutual funds, ETFs, equities, and fixed income with a primarily long-term investment approach.

Eric Kellar is a financial advisor at Valic Financial Advisors with 22 years of industry experience. He holds Series 66, Series 65, and Series 63 designations. His prior roles include positions at AllSourcePPS, Inc., NORC at the University of Chicago, and Integrated Resources, Inc. among others. Valic Financial Advisors is an SEC-registered investment adviser and FINRA-member broker-dealer serving primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and discretionary unified managed accounts utilizing Envestnet’s platform and third-party model managers across a large network of advisors.

Elizabeth Erickson is a financial advisor at Transamerica Retirement Advisors, LLC with 29 years of industry experience. She holds Series 63, 65, and 66 designations. Her prior roles include positions at Cuna Mutual Group and CUNA Brokerage Services, Inc. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners through various managed advice programs and investment education services, using proprietary software and model portfolios provided by Morningstar Investment Management. The firm operates at scale with a large client base and focuses on non-discretionary and discretionary asset management without targeting high-net-worth or corporate clients.

Caleb Harty is a financial advisor with Eagle Strategies (NY Life) based in Andover, MA, holding Series 63 and Series 65 licenses and with 15 years of industry experience. He has worked with Eagle Strategies since 2015 and operates Harty Financial, which sells New York Life products and brokers non-registered insurance products. Outside of advising, Harty is involved in several activities including volunteering with the Red Cross, owning Andover Cider Co, and serving on the NOLS Alumni Advisory Council. Eagle Strategies serves a broad mix of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services. The firm works with a variety of investors and plans, offering multiple program types and emphasizes tailoring recommendations to client objectives, with most assets managed on a non-discretionary basis.

Robert Shoff is a financial advisor with Eagle Strategies (NY Life) based in Waltham, MA. He holds Series 63 and Series 66 licenses and has 16 years of industry experience, including roles at NYLIFE Securities LLC and New York Life Insurance Company. Outside of his financial services career, he owns a property rented through Airbnb. Eagle Strategies serves a diverse clientele, offering financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm provides tailored solutions across multiple program types, with the majority of its assets managed on a non-discretionary basis, and works with both individual and institutional clients.

Mary Stockton is a CFP® and ChFC® with 28 years of experience in the financial services industry. She is currently with Eagle Strategies (NY Life) and has worked with NYLIFE Securities LLC and New York Life Insurance Company since 1997. Stockton also owns Stockton Financial and Insurance Services, through which she conducts business outside of her advisory role. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple program types and emphasizes tailored recommendations, operating primarily on a non-discretionary asset base within an integrated New York Life affiliate structure.

Bruce Goodman is a financial advisor at Hightower Advisors with 56 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Purshe Kaplan Sterling Investments, Bickling Financial Services, Shepherd Financial Partners, and LPL Financial. Goodman also engages in selling and servicing life, health, and disability insurance. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients, utilizing a multi-manager approach that includes affiliated and third-party managers, proprietary research, and a variety of investment vehicles.

Justin Catalano is a financial advisor with TIAA-CREF in Waltham, MA, holding Series 63 and Series 66 designations and 19 years of industry experience. He has been with TIAA-CREF since 2014. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs primarily to individuals connected to TIAA-administered employer retirement plans, as well as to trusts, estates, partnerships, and small retirement plans. The firm distinguishes between one-time planning services and ongoing portfolio management, operating under a fiduciary standard with a range of model and customized portfolio options.

Steven Rugo is a financial advisor with Empower Advisory Group in Wakefield, MA, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He previously worked at GWFS Equities, Inc. since 2018 and John Hancock Distributors, LLC from 2014 to 2018. Outside of investment-related activities, he owns and operates an investment property. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and retail brokerage account holders. The firm integrates its services with Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Jeffrey Varsa is a financial advisor with Eagle Strategies (New York Life) based in Waltham, MA, holding a Series 66 designation and 25 years of industry experience. He has operated The VARSA Group, LLC since 2010 and has been affiliated with New York Life and Nylife Securities LLC since 2003. Eagle Strategies serves individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisers. The firm offers a range of program types and emphasizes tailored recommendations, with the majority of assets managed on a non-discretionary basis.

Thomas Crutchfield is a CFP® professional with 32 years of industry experience, currently serving as an advisor at Commonwealth Financial Network since 2012. He also works as a consultant, a role he has held since 2009. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors and their clients by providing advisory programs, wealth management, retirement plan consulting, and comprehensive back-office services including operations, trading, compliance, and technology. The firm offers a variety of investment program structures and discretionary model portfolios managed by its Investment Management and Research team.

Tom Mongare is a financial advisor with Transamerica Financial Advisors holding Series 63 and Series 65 licenses. He has prior experience in healthcare, working at Express Healthcare since 2018 and Paramount Healthcare Services from 2014 to 2018. He joined Transamerica Financial Advisors and World Financial Group Insurance Agency in 2026. Transamerica Financial Advisors serves a diverse client base including individual investors, pension plans, trusts, estates, charitable organizations, and corporations. The firm provides both advisory and broker-dealer services through proprietary and third-party model portfolios, offering discretionary and non-discretionary investment programs.

Rachel Barker is a financial advisor at Commonwealth Financial Network with eight years of industry experience. She holds a Series 65 designation and has previously worked at Carson Wealth Boston, Kestra Financial, Inc., and TEAM Wealth Planning and Management. Outside of her advisory role, she is a partner at Windy Ridge Farm. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a broad range of advisory programs and operational support, enabling advisors to offer customized portfolio solutions and access to discretionary model portfolios.

Richard Robb is a CFP®-credentialed financial advisor with Commonwealth Financial Network, bringing 40 years of industry experience. He has been affiliated with Capital Management Partners since 1996 and Commonwealth Equity Services, Inc. since 1990. Robb serves as the Board Chair of Tire Conversion Technologies Inc., a non-investment related role. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser supporting a national network of nearly 2,900 advisors. The firm provides a broad platform including managed-account programs, access to third-party asset managers, and custody/clearing services for individual and institutional clients.

Matthew Conroy is a CFP® professional with 12 years of industry experience. He has worked at Hightower Advisors since 2020 and previously spent six years at Argent Wealth Management. Conroy also has over a decade of experience with Pillar Financial. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients. The firm emphasizes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers alongside proprietary research and a variety of investment vehicles.