Sean Tesoro is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with LPL Financial since 2008. Outside of his advisory role, Tesoro serves as an assistant swim coach for Reading Memorial High School. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, supporting its network of over 22,800 advisors.

Joseph Travaglini is a financial advisor at Morgan Stanley with 26 years of industry experience. He has been with Morgan Stanley since 2013 and has worked at Morgan Stanley Private Bank, National Association since 2015. He holds Series 63 and Series 65 designations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Nicholas Latham is a financial advisor with LPL Enterprise holding Series 63 and Series 66 credentials and four years of industry experience. He has previously worked with The Prudential Insurance Company of America, Pruco Securities LLC, NYLife Securities LLC, and New York Life. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach, offering access to third-party asset managers, financial planning, and insurance products through affiliated entities.

Jocelyn Hawkins is a Financial Consultant at Fidelity Investments, a role she has held since 2020. She partners with clients to develop financial plans that reflect their personal needs, preferences, and beliefs, focusing on holistic financial planning and building relationships based on trust and transparency. Her goal is to implement investment plans that provide clients with increased confidence in their financial futures. Her professional experience at Fidelity Investments includes roles as an Investment Consultant in 2019, a Relationship Manager from 2018 to 2019, and a Financial Representative from 2016 to 2018. This progression demonstrates her continued commitment to serving clients' financial needs within the firm.

Randal Peters is a financial advisor with Cetera, holding the ChFC® designation and Series 63 and 66 licenses, with 33 years of industry experience. He has a background in accounting and tax services, operating R. C. Peters, CPA Tax & Financial Services, Inc. since 2010, though the corporation is now inactive and used to collect fees related to prior client sales. Peters also served for over a decade at Avantax Insurance Agency and Avantax Investment Services. Cetera Investment Advisers LLC is an SEC-registered firm providing a multi-manager platform that serves individual, corporate, charitable, and institutional clients through a broad range of portfolio management and consulting services. The firm offers both discretionary and non-discretionary investment solutions with access to affiliated and third-party managers across various program structures.

Paul Lysan is a CFA charterholder with 39 years of industry experience. He is currently with Cambridge Investment Research Advisors and has previously worked at Centaurus Financial, Inc. He also owns and manages Lysan & Young Tax Preparation LLC and provides tax services as a CPA. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement plan advisory services through a network of independent professionals. The firm provides access to proprietary and third-party investment strategies across multiple platforms with both discretionary and non-discretionary options.

Travis Tucker is a financial advisor at Cetera with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Raymond James and Steward Partners. Outside of financial advising, he is the owner of an online retail business, James Aesthetics LLC. Cetera Investment Advisers LLC is an SEC-registered adviser serving a wide range of clients, including individuals, retirement plans, corporations, and institutional accounts. The firm offers various portfolio management and financial planning services through a large network of independent advisors and provides access to multiple investment program options and third-party managers.

Stacy Bazylinski is a CFP®-designated financial advisor with 19 years of industry experience, currently affiliated with Cetera. Her prior work history includes roles at Steward Partners Investment Advisory and Raymond James Financial Services. She serves as a board member for the Pillsbury Foundation and organizes a nonprofit 5K road race in memory of her mother. Cetera Investment Advisers LLC provides investment advisory services through a large nationwide network, serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Michael Ryan is a CFP® with 21 years of experience in the financial services industry. He currently works at OSAIC, where he has been employed since 2018, following a 13-year tenure at Signator Investors, Inc. In addition to his advisory role, he holds a position as an independent insurance agent focusing on fixed insurance products. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated advisors and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, utilizing asset-allocation tools, risk-tolerance assessments, and automated rebalancing to manage portfolios that include a variety of investment types, with options for discretionary and non-discretionary account management.

Judy Carryl Young is a financial advisor at Ameriprise with 26 years of industry experience. She has been with Ameriprise and its predecessor entity since 2005 and holds a Series 66 designation. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Steven Rudnyai is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and bringing 38 years of industry experience. His prior roles include positions at Cetera Advisors LLC, Investors Capital Corp., and Raymond James Financial. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a variety of portfolio management options and access to third-party money managers, supported by over 10,000 advisors and more than $256 billion in assets under management.

Jed Chmara is a financial advisor at OSAIC with 35 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at OSAIC since 2018. Prior to this, he spent ten years at SII and holds an operational role as COO at Pacific Financial Partners. Outside of advising, he is involved in a sole proprietorship that renovates and resells residential properties as well as managing an LLC engaged in Airbnb property management. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisors, offering integrated brokerage and advisory services, financial planning, and access to various investment platforms. The firm employs asset-allocation tools and risk assessments to build diversified portfolios and supports multiple managed account solutions.

Erin Blanchard is a financial advisor at Merrill with 17 years of industry experience. She holds a Series 66 designation and has been with Merrill and Bank of America N.A. since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Fabiola Louis Jean is a Series 66 licensed financial advisor at Merrill with five years of industry experience. Her prior work includes roles at Bank of America, Compass Working Capital, The Guild for Human Services, and The Bank of Nova Scotia. Outside of her advisory work, she is engaged as a rideshare consultant for Uber and Lyft and is a Market Partner for a cosmetic product sales company. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Anthony Dawson is a Financial Consultant currently working with Fidelity Investments since 2020. He holds the designation of Certified Financial Planner and focuses on helping individuals and families with their financial planning needs. Anthony's professional experience includes roles as a Financial Consultant at Santander Investment Services, LLC from 2017 to 2020 and as a Financial Solutions Advisor at Merrill Lynch from 2012 to 2017. His approach involves following a disciplined process and leveraging the resources available at Fidelity to assist clients in achieving their financial goals. Outside of his professional work, Anthony has interests in comedy, music, outdoor adventures, parenthood, swimming, and traveling.

Jason Diosa is a Financial Consultant at Fidelity, a position he has held since 2025. He collaborates with families to develop, implement, and maintain financial strategies tailored to their individual goals, emphasizing trust and personalized investment approaches. Jason has extensive experience at Fidelity Investments, having served in various roles since 2008. His previous positions include Investment Consultant (2024-2025), Benefits and Planning Consultant for Executive Services (2020-2024), Senior Relationship Manager (2017-2020), Relationship Manager (2011-2017), and Financial Representative (2008-2011). Outside of his professional work, Jason's personal interests include beach activities, family time, food, reading, running, and traveling.

Jonathan Lanstein is a financial advisor at Cambridge Investment Research Advisors with 24 years of industry experience. He previously worked at Cantella & Co., Inc. for 21 years before joining Cambridge in 2022. Outside of advisory roles, he is involved in several business activities including ownership and leadership positions in holding companies, consulting, and real estate ventures. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, utilizing a range of portfolio management approaches across multiple platforms.

Robert Clark is a financial advisor at Robert W. Baird & Co. with 33 years of industry experience. He holds the CFP® designation as well as Series 63 and Series 65 licenses. Prior to joining Baird in 2025, he spent 14 years at Janney Montgomery Scott and has been involved with Oil Combinations Inc. since 1987. Outside of his advisory role, Clark serves as a board member and consultant for Energy Connections Technologies LLC, a company providing transportation and technology services to the oil and gas industry. He works within The DDK Group at Robert W. Baird, which offers tailored wealth management services to individuals, families, pensions, corporations, and institutional clients. The group provides a range of consulting and portfolio management solutions, including discretionary and non-discretionary management, separately managed accounts, and overlay services, with capabilities spanning traditional and alternative investment strategies.

Eric Bergstrom is a financial advisor at Raymond James Financial with 28 years of industry experience. He previously worked at Morgan Stanley & Co., Inc. for 15 years before joining Raymond James Financial Services Advisors, Inc. in 2019. Outside of his advisory role, Bergstrom serves as Chair of the Reading MA Republican Town Committee and is an unpaid volunteer for the Town of Reading, MA. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, and institutions. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Adam Tobin is a certified financial planner (CFP®) with 32 years of industry experience. He has been with LPL Financial since 2004. In addition to his advisory role, Tobin operates the Law Offices of Adam Tobin PC, providing legal services unrelated to investment advising. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a wide range of advisory and brokerage services, utilizing model portfolios, third-party subadvisors, and customized strategies across multiple asset classes.