Sabri Hesano Jr. is a financial advisor with UBS Financial Services in Troy, MI, holding Series 63 and Series 65 credentials and 28 years of industry experience. He has been with UBS since 2015. Outside of his advisory role, he serves on the Reception Committee and Audit and Finance Committee for the Detroit Economic Club and is an Investment Committee member for Detroit Regional Dollars for Scholars, a nonprofit supporting local students’ post-secondary success. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and offers proprietary research and various capital markets services through its integrated platform.

Joseph Mastroberto is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been working in the financial services industry since 1996. Joseph began his career as a retirement consulting actuary at a pension and retiree benefits consulting firm before joining Merrill in 2004. He applies his experience to provide personalized and strategic advice tailored to each client's financial needs. His areas of expertise include retirement income planning, wealth management for individuals, business owners, and corporations, educational savings strategies, portfolio management, and wealth preservation and transfer. Joseph holds the Certified Plan Fiduciary Advisor (CPFA) and Chartered Retirement Planning Counselor (CRPC) designations. He earned a Bachelor of Science degree in Mathematics from the University of Michigan. Joseph resides in Troy, Michigan. Outside of work, he enjoys ice hockey, reading, and tennis.

Derick Grembi serves as a Private Wealth Advisor at MKG & Associates within Merrill Private Wealth Management. He brings over 30 years of experience in financial services, focusing on investment analysis and implementation, wealth strategy, and portfolio management. Derick's primary role involves developing custom portfolio strategies tailored to the unique and evolving needs of families. He provides strategic vision, investment oversight, and relationship leadership, guiding the firm's investment philosophy and portfolio strategy. Before joining Merrill in 2014, Derick was a Director and Portfolio Manager at BlackRock's Private Investors Group, where he customized investment strategies for high net worth clients and institutions. He holds the Chartered Financial Analyst (CFA) designation, the CERTIFIED FINANCIAL PLANNER (CFP) certification, and the Personal Investment Advisor (PIA) credential. Derick earned a Bachelor's degree from Oakland University and is a member of professional organizations including the CFA Institute. Derick is recognized for his contributions to wealth management, having been named to the Forbes "Best-in-State Wealth Advisors" list for five consecutive years. He is active in his community, serving on the boards of Men of the Sacred Heart and Legatus. Derick resides in Rochester Hills, Michigan, with his wife Diane and their seven children, often spending time coaching their sports teams.

Patrick Adams is a financial advisor with LPL Enterprise in Troy, MI, holding Series 63 and Series 65 licenses and 18 years of industry experience. His prior work includes roles at Prudential Insurance Company of America, Pruco Securities, Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and MetLife Securities. He is also involved in insurance sales for Medicare Supplement policies through the American Insurance Group. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, advisory, brokerage, and insurance products, utilizing an integrated platform that combines adviser programs with active sales of financial products and affiliated insurance services.

Bradley Spindler is a financial advisor with Cetera, holding the Series 66 credential and three years of industry experience. His prior roles include positions with True North Capital Management LLC and Horizon Advisers. Outside of his advisory work, he is also involved as an insurance agent selling life, health, disability, annuities, and long-term care products. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large nationwide network of independent advisors serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services using multiple program structures and model portfolios, with over $256 billion in assets under management and more than 10,000 advisors.

Matthew Bucher is a financial advisor at UBS Financial Services with 11 years of industry experience. He holds the Series 66 designation and previously worked at Bank of America, N.A. for nine years prior to joining UBS in 2024. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and provides proprietary research to tailor client solutions.

John Moran is a Financial Advisor and Portfolio Advisor at Merrill Lynch Wealth Management. He serves as a resource to business owners, executives, and wealthy families, assisting them in navigating complex financial situations to achieve their financial goals. His expertise includes executive compensation, family wealth management strategies, personal retirement planning, tax minimization, and retirement income. John's approach involves understanding clients' priorities through thoughtful conversations, followed by designing and implementing personalized financial plans. He and his team provide a comprehensive experience that covers family wealth planning, tailored investment strategies, retirement and cash flow planning, tax-aware investing, legacy planning, banking, lending, and charitable giving strategies. He holds a Bachelor's Degree in Finance from Michigan State University and has earned the Personal Investment Advisor (PIA) designation. John is involved with the Brother Rice High School Alumni Association and the Michigan State University Alumni Association. His community involvement includes contributions to the Capuchin Soup Kitchen and the Gleaners Community Food Bank of Southeastern Michigan. Outside of work, John enjoys basketball, boating, fishing, football, pickleball, swimming, and spending time with his family.

Robert Brunmeier is a CFP® credentialed financial advisor at OSAIC with 17 years of industry experience. He previously worked at Woodbury Financial Services, Inc. and Questar Asset Management. Brunmeier is also an investment advisor representative at Woodbury Financial Services. OSAIC serves a broad range of clients including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm employs a variety of advisory platforms and uses asset-allocation tools, risk-tolerance analysis, and third-party money managers to construct diversified portfolios.

Brendan Connelly is a financial advisor at OSAIC with Series 65 and Series 63 licenses and one year of industry experience. Prior to joining OSAIC Wealth Inc, he has been associated with Platinum Wealth Management Group and held multiple roles at Central Michigan University and TRSMI. He is also an insurance resident producer, selling insurance products as part of a separate business activity. OSAIC Wealth, Inc. serves a diverse client base ranging from individual investors to corporations and charitable organizations through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools and third-party platforms to manage portfolios across various asset classes on discretionary or non-discretionary bases.

Eric Ratliff is a CFP® professional with over 21 years of experience in the financial industry. He has worked at LPL Financial since 2022 and previously spent nine years with J.P. Morgan Securities. Ratliff is based in Troy, MI. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Beena Kinariwala is a financial advisor at Equitable Advisors with 34 years of industry experience. She has held her current role since 1999, previously associated with AXA Advisors, LLC during overlapping years. Kinariwala also operates BK Financial Services as a sole proprietor, conducting insurance activities outside of the Equitable network. Equitable Advisors serves a broad client base including individual investors, retirement plan sponsors, corporations, and charitable organizations. The firm offers financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers, employing a hybrid referral and implementation model that integrates advisory and brokerage channels.

Erik Kent is a financial advisor at Ameriprise in Troy, MI, with 11 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at Morgan Stanley, Citizens Securities, Inc., and Scottrade. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and annual retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Alvin Hill III is a financial advisor with Edward Jones in Bloomfield Hills, MI, holding Series 63 and Series 66 credentials and 20 years of industry experience. He has been with Edward Jones since 2018 and previously worked at Comcast Corporation from 2015 to 2018. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a network of about 23,700 financial advisors and offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Kathryn Halonen is a CFP® professional with 28 years of experience at UBS Financial Services in Birmingham, MI. She has been with UBS since 1998. Outside of her advisory role, she serves as Treasurer for the East Hills Middle School PTO, managing budgeting and financial responsibilities. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, including wealth management and capital markets services. The firm combines institutional trading capabilities with comprehensive financial planning and portfolio management tailored to client goals and risk tolerances.

Leila Aleyaseen is a financial advisor with Morgan Stanley in Troy, MI, holding a Series 66 designation and 21 years of industry experience. She previously worked at UBS Financial Services for five years before joining Morgan Stanley in 2021. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured discovery conversations and firm-approved planning tools in its financial planning process.

Cathleen Odish is a financial advisor with LPL Financial in Bloomfield Hills, MI, holding a Series 66 designation and bringing 16 years of industry experience. She previously worked at Cambridge Investment Research Advisors and National Planning Corporation. She also presents seminars through White Glove Workshops. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services supported by in-house and third-party research and includes a variety of investment strategies and technology-driven solutions.

Sherrie Ingham is a financial advisor with Ameriprise in Troy, MI, holding the ChFC® designation and Series 63 and 65 licenses. She has 25 years of industry experience, including roles at Concorde Asset Management and L.M. Kohn & Company. Outside of her advisory work, she is involved in business ownership and serves as COO of TLC Management. Ameriprise provides retirement-income planning services primarily for clients with substantial investable assets, combining research, modeling, and tax-efficient strategies to deliver personalized, non-discretionary recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Gregory Tarr is a financial advisor with LPL Financial based in Washington, Michigan. He holds the ChFC® and Series 63 credentials and has 33 years of industry experience, including 24 years with LPL Financial. Outside of his advisory role, he operates a non-variable insurance business under Tarr & Associates in Romeo, Michigan. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a nationwide network. The firm offers a range of advisory and brokerage services, utilizing both discretionary and non-discretionary management, supported by proprietary and third-party research.

Phillip Rosiek is a Financial Consultant currently working at Fidelity Investments. He has been in this role since 2019 and has previously held positions as an Investment Consultant at Fidelity Investments from 2014 to 2019, and as a Financial Consultant II at PNC Bank from 2006 to 2014. With over 15 years of experience, Phillip has served as a trusted advisor to many multi-generational families. He approaches financial planning as a partnership, co-creating wealth plans tailored to provide a roadmap towards financial peace of mind. His commitment to clients includes evolving relationships that adapt as clients and their families experience life changes. Outside of his professional work, Phillip has personal interests in biking, reading, and soccer.

Steven Briggs is a Wealth Management Advisor associated with Merrill Lynch Wealth Management. He brings over 40 years of experience dedicated to serving the financial needs of his clients. Steven leads The Briggs Group, providing services that focus on the financial well-being of clients and their families. His approach emphasizes a comprehensive perspective on investment advisory, cash management, and life cycle planning services, tailored to families who have accumulated financial assets and seek to grow and maintain them. The group also offers access to specialized banking and lending solutions through collaboration with a Wealth Management Lending Officer. Throughout his career, Steven has built longstanding client relationships that often span generations. His clientele primarily includes business executives, owners, and professionals who appreciate his insights and leadership. Steven holds multiple professional certifications, including the CERTIFIED FINANCIAL PLANNER® (CFP), Certified Investment Management Analyst® (CIMA®), and Chartered Retirement Planning Counselor™ (CRPC). In addition, he has served as an industry arbitrator for the Financial Industry Regulatory Authority (FINRA). Steven earned his Bachelor's Degree from Vanderbilt University and is a graduate of Culver Military Academy. He is affiliated with the Sigma Nu Fraternity and contributes to the community through involvement with the Furniture Bank of Southeastern Michigan. Steven resides in Orchard Lake, Michigan, and has two grown children.