Patrick Hudson is a financial advisor with Morgan Stanley in Grand Rapids, MI, holding a Series 66 designation and 19 years of industry experience. He has worked at Morgan Stanley Private Bank since 2015 and has been associated with Morgan Stanley Smith Barney since 2009, following earlier work at Citigroup Global Markets starting in 2006. Morgan Stanley Wealth Management serves both individual and institutional clients with a broad range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools supported by its Global Investment Committee to model financial outcomes.

David Tupper is a financial advisor with Ameriprise in Byron Center, MI, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. His career includes two decades at Fifth Third Securities and several years with Huntington National Bank and The Huntington Investment Company. Outside of advising, he serves on the board of Grand Traverse Industries, a nonprofit employing individuals with disabilities, and is involved with the Munson Hospital Foundation board; he also owns Tups Classics, LLC, a classic car buying and selling venture. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that includes tailored retirement income planning and annual advisory support focused on income stability and tax-aware withdrawal strategies.

Thomas Munroe is a financial advisor with Raymond James & Associates, holding a Series 66 designation and eight years of industry experience. He previously worked at Bank of America and Merrill Lynch. Munroe serves on the boards of the White Lake Yacht Club and the Western Michigan Yachting Association, where he assists in planning annual sailing regattas. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, and charitable organizations with financial planning and consulting services, offering a range of portfolio management styles supplemented by firm research and model manager options.

Ronald Raredon is a financial advisor at Raymond James Financial with one year of industry experience. He holds the Series 66 designation and has held multiple roles, including positions at the University of Mississippi and Cedar Crest Dairy. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individual, institutional, and charitable organizations. The firm offers tailored, non-discretionary planning and consulting using risk profiling and analytical tools, and supports clients through various advisory programs and specialized institutional services.

David Koetje is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 credentials and over 30 years of industry experience. His career includes roles at VOYA Financial Advisors and Target Insurance Services. Koetje is also an elder and finance committee member at Wellspring Church in Hudsonville, Michigan. Cambridge Investment Research Advisors serves a diverse client base, including individuals, pension plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement plan advisory services through a network of independent professionals. The firm provides both proprietary and third-party investment strategies across multiple platforms and emphasizes documented advisor business relationships and institutional features tied to its scale.

Sanath Balaji is a financial advisor with Raymond James & Associates in Grand Rapids, MI, holding Series 63 and Series 66 credentials and one year of industry experience. His prior roles include positions at Hantz Financial Services, Crunch, Keller Williams, and Northwestern Mutual. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a broad client base—including individuals, institutional and pension plans, and charitable organizations—offering financial planning and consulting services with a variety of portfolio management styles and affiliated research.

Mark Davis II is a financial advisor with Ameriprise, holding Series 63 and Series 65 designations and 29 years of industry experience. His prior roles include positions at The Huntington Investment Company, Cetera, and TCF National Bank. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing annual retirement income planning advice focused on income sources and tax-aware withdrawal strategies.

Paul Snow is a financial advisor with Equitable Advisors in Grand Rapids, MI, holding Series 63 and Series 65 credentials and bringing 46 years of industry experience. He has been with Equitable Advisors since 1999, including its predecessor Axa Advisors, for a combined total of 27 years. Equitable Advisors serves individual clients of varying wealth levels, pension and profit-sharing plans, corporations, charitable organizations, and other institutions. The firm offers financial planning, retirement plan consulting, and asset-management programs, utilizing a network of Investment Adviser Representatives and various third-party advisory platforms.

Paulo Zepeda is a financial advisor at Edward Jones with one year of industry experience. He holds a Series 66 designation and has previously worked at Plante Moran and the University of Michigan. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates through a nationwide network of financial advisors and branch offices.

Elijah Walcott is a financial advisor with OSAIC, holding a Series 66 designation and one year of industry experience. Prior to joining OSAIC, he was a student for 11 years. Outside of advising, he serves as an administrative assistant to Aaron Oudbier at P&S Management LLC. OSAIC Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a broad network of affiliated advisers. The firm provides integrated brokerage and advisory services, utilizing asset-allocation tools and automated rebalancing to manage portfolios across various investment types.

Jeffrey Liszewski is a financial advisor at Morgan Stanley with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered advisor and broker-dealer serving individuals and institutional clients with a wide range of financial planning and investment services. The firm manages approximately $2.74 trillion in client assets and offers tailored advisory programs supported by structured planning tools and methodologies.

Daniel Sayfie is a financial advisor with Equitable Advisors in Grand Rapids, MI, holding a Series 66 designation and eight years of industry experience. He has worked at Equitable Advisors since 2018 and previously was employed by AXA Advisors, LLC. Outside of his advisory role, he operates a business under the name THE SNOW RETIREMENT GROUP. Equitable Advisors serves a wide range of clients including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives, utilizing a combination of firm-offered programs and third-party asset managers.

Benjamin Vogler is a Planning Consultant at Fidelity Investments, where he collaborates closely with Financial Consultants to develop and implement customized financial strategies tailored to individuals and families. He emphasizes building lasting relationships through trust and education while assisting clients in navigating Fidelity's range of financial options to support their unique financial journeys. Benjamin's professional experience at Fidelity Investments includes roles as an Investment Consultant from 2025 to 2026 and a Relationship Manager from 2023 to 2024. Prior to Fidelity, he worked as a Financial Representative from 2022 to 2023 and as a Financial Service Representative from 2021 to 2022. Outside of his professional career, Benjamin's personal interests include boating, football, lake activities, skiing, and soccer.

Aaron Osborn is a financial advisor with Merrill in Grand Rapids, MI, holding a Series 66 license and three years of industry experience. Prior to joining Merrill in 2022, he worked for Wynalda Packaging from 2011 to 2022. Osborn is involved with Bethany Christian Services Inc., a religious organization focused on foster care and housing for children. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Justin Chopp is a Vice President and Financial Consultant at Fidelity Investments. In his role, he partners with individuals and families to develop and implement personalized financial strategies that align with their unique goals and priorities. He has been with Fidelity Investments since 2017, advancing through various positions including Financial Representative, Investment Consultant, and Financial Consultant before assuming his current role in 2026. His approach emphasizes education, trust, and integrity to empower clients in making informed financial decisions and building lasting relationships focused on long-term objectives.

Abby Williams is a financial advisor at Edward Jones in Grand Rapids, MI, holding a Series 66 designation with one year of industry experience. She has previous experience at Plante Moran Financial Advisors and the University of Dayton. Outside of advising, she is involved with Dinks & Dingers, a local social club where she serves food and drinks. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and investment strategies. The firm manages approximately $1.01 trillion in assets and maintains a large national network of financial advisors and branch offices.

Brooke Gibbard is a Series 66 licensed financial advisor with over three years of industry experience, currently with LPL Financial in Grand Rapids, MI. She previously worked at Voya Financial Advisors, Inc. and JGH & Associates, each from 2013 to 2021. In addition to her advisory role, she is a notary public in Grand Rapids. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a wide range of financial planning and investment management services, utilizing model portfolios, third-party subadvisors, and customized strategies supported by advanced research and operational tools.

Terry Rostic Jr. is a financial advisor at Edward Jones in Grand Rapids, MI, with one year of industry experience. He holds the Series 66 designation and previously worked at Beacon INC, Crowe LLC, and Mary Free Bed Rehabilitation Hospital. Outside of finance, he is the CEO of Black Calder Brewing Company, a brewery based in Wyoming, MI. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of investment strategies. The firm manages approximately $1.01 trillion in assets and operates a large network of financial advisors and branch offices across the United States.

Brennan Smits is a financial advisor at Raymond James Financial with one year of industry experience. He holds the Series 66 designation and previously worked at Valentine Financial Services LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual and institutional clients. The firm offers tailored, non-discretionary planning using risk profiling and modeling tools and supports advisory programs across a large network of advisors.

Tyler Allen Czech is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds Series 63 and Series 65 registrations and has previously worked at Huntington Investment Company and Fisher Asset Management. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment approach.