Kyle Neumann is a financial advisor at Ameriprise with 13 years of industry experience. He has held roles at Ameriprise and Ameriprise Financial Services, Inc. since 2012. Neumann holds a Series 63 designation and is based in Lino Lakes, MN. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets. The firm’s approach includes written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies, supported by centralized consulting and algorithmic tools.

Jarrod Gray is a financial advisor with RBC Capital Markets in Minneapolis, MN, holding Series 65 and Series 63 licenses and with 13 years of industry experience. He has been with RBC Capital Markets since 2010. RBC Wealth Management serves a broad client base including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers multiple advisory programs with tailored strategies, portfolio management options, and access to in-house and third-party investment managers.

Kristina Elfering is a financial advisor with Ameriprise, holding a Series 66 designation and 15 years of industry experience. She has worked at Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2010 and owns Elfering & Associates, a civil engineering business. Ameriprise provides retirement-income planning services primarily for individuals with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Scott Summerbell is a financial advisor with Edward Jones in Ham Lake, MN, holding Series 63 and Series 66 licenses and 17 years of industry experience. He has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets with a network of around 23,701 advisors and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

David Boniface is a financial advisor at LPL Financial with credentials including Series 63 and Series 65 and 37 years of industry experience. He has been with LPL Financial since 2001 and is also associated with Magnetic North Advisors and Legacy Capital. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, employing both discretionary and non-discretionary management with support from internal and third-party research.

Karen Havel is a financial advisor with RBC Capital Markets in Minneapolis, MN, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. She has been with RBC Capital Markets since 2008. Outside of her advisory role, she serves as Vice President on the board of a nonprofit condominium association, overseeing homeowner compliance with board rules. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers various advisory programs with tailored investment strategies implemented through in-house and third-party managers.

Anthony Zajac is a financial advisor at Edward Jones with 23 years of industry experience. He holds the Series 63 designation and has been with Edward Jones since 2005. The firm serves more than four million individual and institutional clients, offering a range of wealth management services including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. Edward Jones manages approximately $1.01 trillion in assets under management and operates a nationwide network of over 23,700 financial advisors and 15,000 branch offices.

Christopher Cron is a financial advisor at RBC Capital Markets with 20 years of industry experience. He has been with RBC Capital Markets since 2019 and previously worked at Questar Capital Corporation and Questar Asset Management. Cron holds a Series 63 designation and is based in Minneapolis, MN. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients with a range of advisory programs offering portfolio management, financial planning, custody, and brokerage services. The firm customizes investment strategies based on client risk profiles and leverages both in-house and third-party managers to implement portfolios.

Nicholas Carlson is a financial advisor at J.P. Morgan Securities with a Series 66 designation and two years of industry experience. His prior roles include positions at Ronald Blue Trust and JPMorgan Chase Bank. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory operations with brokerage and investment management capabilities.

Edward Gwiazdon is a CFP® and Series 66-registered financial advisor with Ameriprise in Lake Elmo, MN, with 23 years of industry experience. He has been with Ameriprise and its affiliate firms since 2002. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement who meet specific asset thresholds, offering written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations, with a focus on assets held in Ameriprise-managed accounts.

Maclay Swanson is a CFP®-designated financial advisor with 27 years of industry experience, currently with Ameriprise since 2020 and previously with Ameriprise Financial Services, Inc. from 1999 to 2020. He is also involved in music publishing and works as an artist outside of his advisory role. Ameriprise offers a retirement-income planning service primarily for individuals with at least $1 million in net investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations through a centralized consulting team.

Darin Stevens is a financial advisor at Thrivent Investment Management with eight years of industry experience. He holds a Series 66 designation and has worked at Thrivent Financial and Wells Fargo Bank. Before entering financial services, he spent two years working as a farmer. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering goal-based financial planning without discretionary trading authority. The firm allows clients to combine planning with managed-account services through a consolidated billing option called WealthPlan.

Shane Sienko is a CFP® professional with four years of industry experience, currently affiliated with RBC Capital Markets in Minneapolis, MN. His prior roles include positions at City National Bank and Blue Line Logistics. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs with tailored investment strategies implemented through a combination of in-house and third-party managers.

Shawn Murray is a financial advisor with Ameriprise in Lino Lakes, MN, holding a Series 63 designation and 30 years of industry experience. He has been with Ameriprise and its affiliated entities since 1995. Outside of his advisory role, he participates in his local church as a money counter and assists with informal budget reviews. Ameriprise is a large institutional firm offering retirement-income planning services and a broad range of advisory, brokerage, and insurance solutions. Its retirement-income service uses research-driven, tax-efficient strategies and algorithmic tools to provide clients with tailored, written recommendations.

Thomas Lucas is a CFP® professional with 12 years of industry experience, currently affiliated with RBC Capital Markets in Minneapolis, MN. His prior experience includes seven years at Wells Fargo Clearing and one year at Wells Fargo Advisors LLC. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm offers various advisory programs combining discretionary and non-discretionary portfolio management with financial planning and brokerage services, utilizing both in-house and third-party investment managers tailored to clients' risk profiles.

Mitchell Max is a financial advisor with Ameriprise in Golden Valley, MN, holding a Series 66 designation and four years of industry experience. His prior roles include positions at North Star Resource Group, Securian Financial Services, and Minnesota Life Insurance. Outside of his advisory work, he is involved with BDLR Group, Inc. as a registered team member. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, utilizing a centralized consulting team to deliver tailored, non-discretionary recommendations. The firm combines research, modeling, and tax-efficiency strategies to support clients approaching or in retirement.

Dean Deutz is a financial advisor with RBC Capital Markets in Minneapolis, MN, holding Series 63 and Series 66 designations and bringing 31 years of industry experience. He has been with RBC Capital Markets Corporation since 2008. Outside of his advisory role, he is an active owner involved in farmland ownership. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers a range of advisory programs with tailored portfolio management and financial planning services that utilize both in-house and third-party investment managers.

Mark Smith is a financial advisor at RBC Capital Markets in Minneapolis, MN, holding Series 63 and Series 66 licenses with 21 years of industry experience. He has worked at RBC Capital Markets since 2017 and previously had roles at Bank of America and Merrill. Outside of his advisory work, he is a passive investor in TMS, LLC, an investment vehicle unrelated to his securities activities. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients with a range of advisory programs that offer discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services. The firm uses tailored strategies based on client risk profiles and integrates both in-house and third-party managers to implement its investment solutions.

Glenn Mc Mahon is a financial advisor at J.P. Morgan Securities with Series 66 and Series 63 credentials and seven years of industry experience. He has previously worked with firms including Charles Schwab and Brighton Jones. Outside of his advisory role, he is a private investor in health and roadside service startups. J.P. Morgan Securities provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Michael Kauls is a financial advisor with Thrivent Investment Management in North Oaks, MN, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. He has worked at Thrivent Financial and Thrivent Investment Management since 2015. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors, focusing on goal-based analyses and planning across a broad range of topics. The firm offers these services either on a one-time or ongoing basis while keeping planning and managed-account services separate.