Patrick Price is a Series 66-registered financial advisor with Cambridge Investment Research Advisors, where he has worked since 2005. He has 23 years of industry experience and is also a partner at Neal A. Price & Company, LLP, a CPA firm providing tax and financial statement services. Additionally, he operates as an independent insurance agent for various companies. Cambridge Investment Research Advisors serves a diverse client base including pension and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm supports both discretionary and non-discretionary management across multiple platforms and maintains proprietary model strategies under the Founders Gate Capital brand.

Kate Richardson is Vice President and Financial Consultant at Fidelity Investments, where she has been serving since 2020. In her role, she partners with individuals and families to help grow, preserve, and transition wealth across generations, focusing on developing financial strategies aligned with her clients' goals. Her experience in the financial industry spans several years, including positions as Financial Consultant and Investment Consultant at Fidelity Investments, as well as Financial Advisor and Client Service Manager at Morgan Stanley. This background has equipped her with expertise in financial planning and client relationship management. Kate emphasizes building long-lasting and personal relationships based on honesty, integrity, and trust. She leads with planning to help clients implement effective financial strategies.

Brian Mccarthy is a financial advisor with RBC Capital Markets in Danvers, MA, holding Series 63 and Series 65 designations and bringing 40 years of industry experience. He has been with RBC Capital Markets Corporation since 2008. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm offers various advisory programs with tailored investment strategies and a range of portfolio management and financial planning services.

David Groves is a financial advisor at Fidelity with 33 years of industry experience. He holds Series 63 and Series 66 designations and has worked with firms including Strategic Advisors Inc, Fidelity Personal and Workplace Advisors, and T. Rowe Price Advisory Services. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, as well as registered investment companies. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and manage funds.

Marc Fortier is a financial advisor with RBC Capital Markets based in Danvers, MA. He holds the Series 66 designation and has 20 years of industry experience, including 17 years with RBC Capital Markets. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base ranging from individual investors to institutional clients and charitable organizations. The firm offers various advisory programs with tailored investment strategies implemented through a combination of in-house and third-party managers, supported by RBC’s extensive capital markets and affiliated asset management capabilities.

Brian Rybicki is a CFP® with 24 years of industry experience, currently serving as a financial advisor at LPL Financial since 2007. He operates out of Newburyport, MA, and holds the Series 66 designation. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management solutions, supported by extensive technology and a broad network of over 22,800 advisors.

Ryan Raposa is a financial advisor with Fidelity Investments, holding Series 63 and Series 66 credentials and 21 years of industry experience. His prior roles include positions at Royal Alliance, Boston Wealth Management, and Empower Retirement. He is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm uses a systematic investment process combining fundamental research, quantitative analysis, and algorithmic portfolio construction, and it serves multiple registered investment companies alongside its role in developing model portfolios for Fidelity Institutional Wealth Adviser.

David Jacobs is a financial advisor at Morgan Stanley with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Prior to that, he was with Citigroup Global Markets beginning in 2000. Outside of his advisory role, he owns and manages a real estate rental business in Bethel, Maine. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning supported by firm-approved tools and analysis from its Global Investment Committee.

Ryan Dobbert is a financial advisor at Morgan Stanley in Middleton, MA, holding a Series 66 license with 20 years of industry experience. He has been with Morgan Stanley since 2013. Outside of his advisory role, he contributes as a content submitter to Adobe Stock Photo in the art and culture sector. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients, offering tailored financial planning and a broad range of advisory programs. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools, including Monte Carlo simulations and secular return estimates, to support client financial plans.

Catherine Ellis is a financial advisor at Ameriprise with 27 years of industry experience. She holds the Series 63, Series 65, and Series 66 designations and has been with Ameriprise and its affiliated entities since 2014. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Dennis Sherlock is a financial advisor with Raymond James Financial Services Advisors, Inc. in Andover, MA, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He has worked with Raymond James since 2012 and is also associated with First Tech Federal Credit Union since 2014. Additionally, he is involved as an associate with Addison Avenue Investment Services, where he provides financial advice to members. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm employs tailored non-discretionary planning and analytical tools to support client goals and maintains a range of advisory programs and partnerships.

Duston Ladieu is a financial advisor with Mass Mutual Investors Services in Sudbury, MA, holding the CFP® designation and Series 63 and 65 licenses. He has 28 years of industry experience, including prior roles at Metlife Securities Inc. and MassMutual Life Insurance Company. Outside of his advisory work, he consults for Help me Fund College Fund and owns a real estate business, AJTL Enterprises, LLC. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning, asset management, and educational seminars to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm structures planning engagements as annual, collaborative relationships using firm-approved tools and offers specialized services including divorce planning, estate settlement, and employer-sponsored planning programs.

John Maggiacomo is a financial advisor at Cambridge Investment Research Advisors with 30 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Cambridge since 2009, previously working at Woodbury Financial Services. Outside of advising, he serves as treasurer for the North Peak Village Condo Association in Vermont and has held executive roles in financial-related firms. Cambridge Investment Research Advisors serves a diverse client base including individual, pension, and charitable organizations by providing financial planning, investment management, and retirement-plan advisory services. The firm manages a multi-billion dollar asset base through various platforms and proprietary model strategies.

Rein Kampersal is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. His career includes roles at Wells Fargo Advisors Financial Network and Fidelity Personal Investments. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients, operating with over 14,000 advisors and $671 billion in assets under management.

Farah Khoulani is a Financial Consultant at the Danvers Investor Center. She works with local clients to build and maintain financial plans aimed at achieving their financial goals. Farah is originally from the Northeast area of Massachusetts and focuses on providing value through her partnership with Fidelity Investments. She has been with Fidelity Investments since 2020, progressing through several roles including Workplace Planning Associate, Workplace Planning Consultant I, Financial Representative, Relationship Manager, Planning Consultant, Investment Consultant, and currently Financial Consultant. Through these positions, she has developed knowledge and experience in financial planning and client relationship management. Farah's personal interests include cooking and baking, fitness, exploring food, outdoor adventures, traveling, and yoga.

Joseph Cifuni is a financial advisor at LPL Enterprise with 16 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Prudential Insurance Company of America and Pruco Securities, LLC. In addition to his advisory work, he is licensed as a property and casualty insurance agent in Georgetown, MA. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, and institutional entities. The firm employs a model-driven investment approach that combines proprietary research and third-party portfolio strategists, and offers financial planning, access to asset managers, and insurance product sales through affiliated entities.

David Smith is a CFP® professional with 27 years of experience in the financial services industry. He is currently with Cambridge Investment Research Advisors and has previously worked at firms including Securities America Advisors, KMS Financial Services, and Investors Capital Corp. He also serves as president of DCS Financial Group, an independent insurance agency. Cambridge Investment Research Advisors, Inc. provides financial planning, investment management, retirement-plan advisory, and wrap-fee programs to a diverse client base that includes individual, pension, and charitable organization clients. The firm operates through thousands of financial professionals and manages a multi-billion dollar asset base across various platforms and custodians.

Timothy Skwiot is a financial advisor at LPL Enterprise with 30 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked for Pruco Securities, LLC and Prudential Insurance Company of America. Outside of his advisory role, he coaches the high school fishing team in Windham, NH. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach and offers financial planning, access to third-party asset managers, and insurance product sales through affiliated entities.

James Carey is a CFP®-designated financial advisor with Ameriprise, bringing 34 years of industry experience. He has been with Ameriprise and its predecessor entities since 2005. Outside of his advisory role, Carey is a co-owner of OC&C, Inc., a financial planning practice in North Reading, Massachusetts. Ameriprise Financial Services is a diversified firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service, which provides written recommendation reports and ongoing advice focused on tax-aware withdrawal strategies and dependable income sources.

Brian Vinagro is a CFP® certificant and financial advisor with 23 years of industry experience, currently practicing at LPL Financial since 2018. His prior experience includes roles at Sii Investments and National Planning Corporation. Vinagro is based in Danvers, MA, and operates Vinagro Wealth Management, LLC as a non-investment-related business entity for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of advisors and diverse operational tools.