John Mccarthy III is a CFP® with 32 years of experience in the financial services industry. He is currently affiliated with LPL Financial and has also worked at Bay Financial Advisors, Inc. for 15 years. He is a notary public in the Commonwealth of Massachusetts. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory services, including financial planning, model portfolio programs, and institutional platforms, supported by advanced operational tools and a broad spectrum of financial solutions.

Anthonellis Morel is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, Morel held roles at Power Home Remodeling and Johnson & Wales University. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including Charitable Gift Funds and registered investment companies. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including model portfolios delivered to intermediary platforms.

James Falvey is a financial advisor at Fidelity with 13 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at several firms, including Citizens Bank and Santander Bank. Falvey has been with Fidelity Investments since 2021. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction to deliver model portfolios across a broad range of investment vehicles.

Joshua Dichiaro is a financial advisor at Fidelity with Series 66 and Series 63 licenses and two years of industry experience. His prior work includes roles in retail and healthcare sectors, such as at Dicks Sporting Goods and Burrillville Extended Care. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a proprietary investment process combining fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios from mutual funds, ETFs, and ETPs.

Jessica DiNapoli is a Financial Consultant currently working at Fidelity Investments since 2024. She collaborates with clients to develop customized financial strategies aimed at achieving their long and short-term financial objectives. Jessica emphasizes understanding each client's unique situation to create a personalized roadmap toward their definition of success. Prior to her current role, Jessica was a Financial Advisor at Barnum Financial Group from 2015 to 2024. She holds insurance licenses in Arkansas and California. Outside of her professional work, Jessica engages in family activities and enjoys horseback riding, running, snowboarding, traveling, and spending time with pets.

Patrick Burns is a financial advisor at Fidelity with 11 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Bank of America, Merrill, and Bryant University. Outside of his advisory role, he manages trusts as a trustee, overseeing investments and communications for beneficiaries. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients using a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages a range of portfolios, including multi-manager and fund-of-funds strategies, and employs systematic methodologies supported by compliance and oversight controls.

Robert Host is a financial advisor with LPL Financial based in Holliston, MA, holding a Series 66 designation and having 22 years of industry experience. His prior roles include positions at Barbara Sekely and Waddell & Reed, Inc. He has maintained a tax preparation and accounting practice since 1987. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Matthew Powers is a financial advisor at Fidelity with five years of industry experience. He holds the Series 66 designation and previously worked at Citizens Securities, Bank of America, Merrill, DoorDash, and Citizens Financial Group. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm combines fundamental research with quantitative analysis and systematic portfolio construction, utilizing model portfolios made up of mutual funds, ETFs, and ETPs.

Scott Novak is a financial advisor with Equitable Advisors in Quincy, MA, holding Series 63 and Series 66 licenses with 30 years of industry experience. He has been with Equitable Advisors and its predecessor, AXA Advisors, since 2003. Novak volunteers with Quincy Public Schools, participating in mock interviews and educational events to assist high school seniors in preparing for financial and career challenges. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm offers a range of advisory programs through a network of Investment Adviser Representatives, utilizing both proprietary and third-party managers to implement customized investment solutions.

Jacob Summerly is an Investment Solutions Representative III at Fidelity Investments. He works with individuals and families to develop trust and transparency while creating personalized financial strategies that align with their specific goals and preferences. Jacob has progressed through several roles at Fidelity Investments, beginning as a Customer Relationship Advocate in 2023. He then served as an Investment Solutions Representative I from 2024 to 2026, followed by Investment Solutions Representative II in 2026, before attaining his current position as Investment Solutions Representative III in 2026.

Robert Sicilia is a financial advisor at Fidelity with Series 63 and Series 66 licenses and three years of industry experience. Prior to Fidelity, he worked in mortgage lending and other roles outside the financial advisory industry. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary and non-discretionary portfolio management. The firm combines fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios across various investment vehicles.

Dan Cabral is an Investment Solutions Representative III at Fidelity Investments, a position he has held since 2026. He has worked at Fidelity Investments since 2023, progressing through roles from Customer Relationship Advocate to Investment Solutions Representative I and II before his current role. In his professional capacity, Dan partners with clients to understand their short and long-term financial goals and helps build customized financial plans. He emphasizes forming strong relationships with clients and their families, focusing on trust, reliability, and competency. Outside of his professional work, Dan has personal interests that include art, comedy, movies, music, and painting.

Michael Meuse is a financial advisor with Edelman Financial Engines, holding Series 65 and Series 63 licenses and bringing 10 years of industry experience. He has worked at Financial Engines Advisors L.L.C., Fidelity Brokerage Services LLC, Edelman Financial Services, LLC, and EF Legacy Securities, LLC. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm combines proprietary modeling with planner delivery and online tools, offering diversified portfolios, periodic rebalancing, and a fiduciary approach for retirement accounts.

Bradley Armstrong is a financial advisor at Edward Jones with 16 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked for MFS Fund Distributors Inc for 14 years. Armstrong is currently based in Westwood, MA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment solutions under a fiduciary standard.

Robert Greeley is a Financial Consultant at Fidelity Investments, where he has been serving since 2023. He collaborates with clients and their families to navigate the complex world of financial planning, focusing on creating customized financial plans aimed at achieving personal and financial harmony both now and in the future. Robert has been with Fidelity Investments since 2019, gaining progressive experience through roles including Financial Representative, Relationship Manager, Planning Consultant, and currently Financial Consultant. This progression reflects his growing expertise in financial planning and client relationship management.

Peter Day is a financial advisor at Fidelity with Series 63 and Series 66 licenses and four years of industry experience. His work history includes roles at Fidelity Investments and teaching positions at Bryant University and Bristol Community College. Outside the financial industry, he has experience in the hospitality sector, having worked at Briggs Corner Pizzeria and The Ice Cream Barn. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction, delivering model portfolios using systematic methodologies and long-term asset allocation benchmarks.

Joanna Bishop is a financial advisor at RBC Capital Markets with 30 years of industry experience. She holds Series 63 and Series 65 designations and has been with RBC Capital Markets Corporation since 2008. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers multiple advisory programs with tailored investment strategies and portfolio management services utilizing both in-house and third-party managers.

Michael Rivera is a Financial Consultant currently working at Fidelity Investments since 2024. He has over 20 years of experience in the financial advisory field, having held positions at Barnum Financial Group from 2009 to 2022, Merrill Lynch from 2005 to 2009, and Morgan Stanley from 2001 to 2005. Michael specializes in partnering with individuals and families to develop tailored investment strategies aimed at growing, managing, and protecting their wealth. He focuses on understanding his clients' unique situations to provide comprehensive guidance and strategies for their financial planning needs. He holds insurance licenses in Arkansas and California. Outside of his professional work, Michael enjoys activities such as camping, cooking and baking, fitness, outdoor adventures, and parenthood. He is also involved in volunteering.

Michael Peters is a financial advisor at Thrivent Investment Management with six years of industry experience. He holds a Series 66 designation and previously worked at The RMR Group from 2014 to 2020. Peters has been with Thrivent since 2020. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based analyses and allows clients to combine planning with managed-account programs while keeping these services distinct.

Susanne Nelson is a financial advisor with LPL Financial in Westwood, MA, holding Series 63 and Series 65 credentials and bringing 15 years of industry experience. She has been with LPL Financial since 2016 and also has a background in the automotive rental industry through Atlanta Island Auto Rentals Inc. Susanne maintains outside involvement in non-investment administrative work associated with that business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services with a focus on customizable investment strategies supported by research and technology tools.