Miri Upton is a CFP® with 21 years of experience in financial services currently with OSAIC since 2024. Her prior roles include positions at Securities America Advisors, Equity Services, True North Financial Solutions/National Life Group, Wells Fargo Clearing, Morgan Stanley, Citigroup Global Markets, and PNC Wealth Management. She is the owner of Mommies and Money, LLC and facilitates financial education workshops. Upton also serves on the boards of the Rockland Community Foundation and the Community Foundation of Orange, Sullivan and Rockland, and acts as a liaison for the Boss Women United scholarship fund supporting female financial advisors. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering a multi-advisor platform with brokerage and advisory services that include comprehensive financial planning, managed portfolios, and retirement consulting. The firm’s investment approach incorporates model-based asset allocation and portfolio optimization, with access to discretionary strategies, third-party managers, and alternative investments.

Thomas Wynne is a financial advisor at J.P. Morgan Securities with 36 years of industry experience. He holds Series 63 and Series 66 designations. His prior experience includes 15 years at Citigroup Global Markets and more recent roles at firms such as Ives Bank and Cambridge Wilkinson. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary, written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process is supported by centralized due diligence combining quantitative and qualitative research, with a range of capabilities including derivatives and commodities.

Michael Marrone is a financial advisor with Primerica Advisors in Elmsford, NY, holding Series 65 and Series 63 licenses and one year of industry experience. His background includes roles at the Division of School Facilities, Primerica Financial Services, St. Johns University, and Iona Prep. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates on a large scale and offers model-delivery strategies managed by third-party asset managers alongside discretionary separately managed account options.

Jerome Williams is a financial advisor with LPL Financial based in Tarrytown, NY. He holds Series 63 and Series 66 designations and has 16 years of industry experience. Prior to joining LPL Financial, he worked at National Planning Corporation and founded Lexco Wealth Management, where he continues to provide financial planning and consulting services. He is also involved with Advisors Insurance Brokers, focusing on non-variable insurance products. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a wide range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset managers.

Victor Cannistra is the sole advisor at Cannistra Financial Advisors Inc. in Mount Kisco, NY, holding a Series 65 credential with four years of industry experience. He has operated Victor J. Cannistra, CPA PC since 2002, serving as president and managing operations for his certified public accounting firm. Cannistra Financial Advisors Inc. provides portfolio management and financial planning services primarily to individual investors and corporate clients. The firm operates as a solo independent adviser, typically managing client relationships on a non-discretionary basis and coordinating investment advice with affiliated accounting services to integrate tax and financial planning.

Michael Carminucci is a financial advisor with LPL Financial in Croton Falls, NY, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. He has operated Carminucci Wealth Management since 2006 and has been affiliated with LPL Financial and its predecessor since 1998. Carminucci is also the author of the book *Gold Plated Retirement, Putting the Gold in the Golden Years* and is involved in a motor vehicle sales and customization business. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a wide range of investment solutions supported by an in-house Research team and accommodates customized advisory arrangements through a large network of investment adviser representatives.