Brian Rex is a CFP® professional with 27 years of industry experience. He currently works at Wells Fargo Clearing, where he has been since 2016, following prior roles at Wells Fargo Advisors LLC and Morgan Stanley. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research and analytics from the Wells Fargo Investment Institute and third-party sources.

Zachary Rupert is a Financial Advisor with Merrill Lynch Wealth Management, specializing in providing personalized financial strategies to clients. He focuses on understanding clients' unique ambitions and helps them pursue their short-, mid-, and long-term goals by connecting them to appropriate planning resources and professional specialists. He earned a Bachelor's Degree in Finance from Siena College, where he also played collegiate ice hockey. Zachary holds the Personal Investment Advisor (PIA) designation, reflecting his commitment to professional development in the financial advisory field. Outside of his professional role, Zachary enjoys spending time outdoors engaging in boating, fishing, football, golfing, ice hockey, soccer, and family activities. He resides locally in Clifton Park, maintaining close ties to his community.

Grant Touhey is a financial advisor at Raymond James Financial with seven years of industry experience. He holds a Series 66 designation and previously worked at RBC Capital Markets, LLC and City National Bank. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutions. The firm offers non-discretionary planning and consulting tailored to client goals and supports municipal and public-finance work through its affiliation with a municipal advisor.

William Braat is a financial advisor at Merrill with three years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2017 and Bank of America, N.A. since 2023. Prior to his financial services career, he was employed at Enterprise Holdings from 2014 to 2017. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Brown is a CFP® certificant with 33 years of industry experience. He is currently with Cetera and Madison Wealth Managers, where he is the owner. He has also worked at American Portfolios and OSAIC during his career. Brown is also an insurance agent involved in the sale of fixed insurance products. Cetera is an SEC-registered adviser that serves individual, corporate, charitable, retirement plan, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management, financial planning, and consulting services delivered via multi-manager platforms and various program structures.

Richard Martino is a financial advisor with LPL Financial in Latham, NY. He holds Series 66 and Series 63 licenses and has five years of industry experience. Prior to joining LPL Financial, Martino worked at J.P. Morgan Securities LLC and Bank of America. He is also involved with 17 Berkley, LLC, an outside business activity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, providing both discretionary and non-discretionary management supported by research and model portfolios.

Noel Kaminski is a financial advisor with MassMutual Investors Services and holds Series 63 and Series 65 licenses. He has 13 years of industry experience, including roles at Northwestern Mutual and National Life Group. Kaminski serves as a board member of Stakeholders and as an ambassador for the Capital Region Chamber of Commerce. MassMutual Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements supported by firm-approved software tools and educational seminars.

Malika Goel is a financial advisor with Equitable Advisors, holding the Series 66 designation and beginning her advisory career in 2026. Prior to joining Equitable Advisors, she has held various roles in the service and hospitality industries. Outside of her advisory work, she continues to be involved in the restaurant sector. Equitable Advisors serves a broad client base, including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives, utilizing both firm-offered and third-party advisory solutions.

Zachary Yakel is a financial advisor at Wells Fargo Clearing with a Series 66 designation and one year of industry experience. Prior to joining Wells Fargo in 2024, he held roles at Amperity and several other firms across different sectors. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a range of investment options such as collective investment trusts, mutual funds, and insurance-related vehicles.

Laura Kane is a Financial Consultant at Fidelity Investments, where she has been working since 2024. She collaborates with individuals and families to develop comprehensive financial plans tailored to their specific goals and needs. Laura emphasizes the importance of having a financial plan that provides stability during various life circumstances. Her experience at Fidelity Investments spans several roles, including Planning Consultant (2021-2024), Assistant Branch Leader (2023), Relationship Manager (2020-2021), and Financial Representative (2017-2020). This progression reflects her extensive background in financial planning and client relationship management. Outside of her professional work, Laura enjoys attending concerts, gardening, kayaking, engaging in outdoor adventures, skiing, and spending time with her pets.

Kyle Sumple is a financial advisor at Mass Mutual Investors Services with 14 years of industry experience. He holds the Series 63 designation and has been with Mass Mutual Investors Services and Mass Mutual Life Insurance Company since 2011. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved tools to provide goal-based recommendations.

John Gac is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing eight years of industry experience. His professional background includes roles at Primerica Financial Services, Pfs Investment, Inc., BAE Systems, and Uber. Outside of advisory work, he has worked as an Uber driver and is involved in sales of loan products and home security referrals through affiliated companies. Primerica Advisors is a large-scale firm serving individual, corporate, and charitable clients through a wrap-fee asset management program that primarily uses model-delivery strategies managed by third parties. The firm focuses on retail clients and offers multiple investment models with varying approaches, supported by custodial and trade execution services from Pershing and BNY Mellon Advisors.

Stephanie Havens is a Series 66-licensed financial advisor with Edward Jones in Troy, NY. She has 11 years of industry experience and has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of over 23,700 financial advisors.

Jonathan Tellstone is the Senior Resident Director and Wealth Management Advisor at Merrill Lynch, where he leads the Latham office and heads a team of six professionals dedicated to helping clients build and maintain wealth. He focuses on putting clear financial plans in place with regular communication and reviews to foster successful long-term relationships. As the founder of The Tellstone Sullivan Michaels Wealth Management Group, he has built a credentialed advisory team aimed at simplifying clients' financial lives and preparing them for the future. With over 30 years at Merrill Lynch, Jonathan serves affluent clients primarily in the Albany area and nationwide, including physicians, business owners, executives, retired couples, widows, and multiple generations. His expertise encompasses legacy planning, managing new wealth, personal retirement planning, portfolio management services, socially responsible and ESG investing, tax minimization, and retirement income strategies. He emphasizes a prudent approach to wealth management that accounts for a client's timeline and encourages ongoing communication to avoid emotional decisions. Jonathan holds a bachelor's degree in Economics from Siena College and has earned the Accredited Asset Management Specialist (AAMS) and Personal Investment Advisor (PIA) designations. Outside of his financial career, he is a former baseball player and currently coaches the Skidmore College baseball team as well as girls basketball for the City Rocks AAU program. He enjoys baseball, basketball, football, golfing, music, singing, spending time with his family, and traveling. Jonathan resides in Saratoga Springs with his wife Michele, their daughter, and two golden doodles.

Sangeetha Madhavan is a CFP®-certified financial advisor at Charles Schwab with four years of industry experience. She previously worked at Morgan Stanley and the London Business School before joining Charles Schwab in 2020. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary advisory services and access to discretionary separately managed accounts. The firm leverages a large-scale, integrated structure with multi-asset model portfolios and a formal alternative investments program.

Ryan Mccrea is a financial advisor with Equitable Advisors in Latham, NY, holding a Series 66 credential and 18 years of industry experience. He has been with Equitable Advisors since 2007, including a period when the firm operated as Axa Advisors, LLC. Outside of advising, he owns an Airbnb rental property in Newport, Rhode Island. Equitable Advisors serves individual clients, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and a variety of asset-management programs. The firm utilizes a range of third-party advisory models alongside its own SAM program and provides ERISA fiduciary services to qualified plans.

Timothy Meigher is a financial advisor with Morgan Stanley in Latham, NY, holding Series 63 and Series 65 credentials and offering 44 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. In addition, he serves as a FINRA arbitrator, a role he has fulfilled for over ten years. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a broad range of advisory programs to individuals and institutions, including customized financial planning supported by firm-approved tools and methodologies.

Theresa Bruce is a financial advisor with LPL Financial based in Latham, NY, holding Series 63 and Series 66 credentials and bringing 23 years of industry experience. Her prior work includes nearly a decade each at Key Investment Services LLC and KeyBank, along with current roles at Pioneer Bank and LPL Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of financial planning and advisory programs, retirement plan consulting, and brokerage services, with investment management supported by proprietary and third-party research and multiple portfolio strategies.

Drew Prescott is a financial advisor with Cetera, holding a Series 63 designation and 15 years of industry experience. His prior roles include positions at LPL Financial and CFD Investments Inc. He is also the owner of Prescott Private Wealth, Inc., and serves as an elected board member of Wolferts Roost Country Club. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services, operating a multi-manager platform with both discretionary and non-discretionary program options.

Alexis Nikkhoo is a financial advisor at Cetera with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Cetera and its affiliates since 2016. Outside of finance, he has been involved with Auto Latino's Cars since 2009. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a range of portfolio management and consulting services across multiple program structures, featuring a multi-manager platform and assets exceeding $256 billion.