Andrew Roberts is a financial advisor with Cambridge Investment Research Advisors in Pittsford, NY, holding Series 63 and Series 65 registrations and having 23 years of industry experience. He has worked with Cambridge Investment Research Advisors since 2013 and was previously with Wall Street Financial Group, Inc. from 2006 to 2013. Outside of his advisory role, Roberts owns and operates AR Wealth Management and has experience as an insurance and benefits agent. Cambridge Investment Research Advisors serves a diverse client base, including individual and institutional investors such as pension and charitable organizations. The firm provides financial planning, investment management, retirement-plan advisory, and wrap-fee programs, operating through thousands of financial professionals and managing a multibillion-dollar asset base across multiple platforms and custodians.

Robert Conderman is a financial advisor with Raymond James Financial, holding a Series 66 designation and 18 years of industry experience. His prior work includes roles at American Portfolios Financial Services and Commonwealth Financial Network. He also engages in fixed insurance sales as a secondary business activity. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, and institutional clients. The firm uses tailored, non-discretionary advisory services supported by analytical tools and maintains specialized programs such as municipal advisory services and SIMPLE IRA employer consulting.

Paul D'aiutolo is a Series 66-licensed financial advisor with UBS Financial Services in Rochester, NY, where he has worked since 2007. He has 27 years of industry experience. Outside of his advisory role, he serves on the boards of Heritage Christian Services, the American Retirement Association, and the Rochester Hearing and Speech Center. He is also active in professional associations related to retirement plan advising, including a volunteer leadership role with The American Society of Pension Professionals and Actuaries. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services and research-based portfolio management.

Todd Mazzo is a financial advisor with LPL Financial in Rochester, NY, holding Series 65 and Series 66 designations and five years of industry experience. He has worked at firms including ESL Investment Services, LLC and Equitable Advisors. Outside of his advisory role, he tutors students and professionals online through Wyzant. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms.

Charleen Guck is a financial advisor with J.P. Morgan Securities in Rochester, NY, holding Series 63 and Series 65 designations and 26 years of industry experience. She has been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2012 and previously worked at Chase Investment Services Corp. from 2005 to 2012. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s advisory program focuses on asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence combining quantitative and qualitative research.

Craig Lochner is a financial advisor at Ameriprise with 28 years of industry experience. He has been with Ameriprise and its related entities since 2008. Lochner holds Series 63 and Series 65 credentials. Ameriprise offers retirement-income planning services primarily for clients with significant investable assets, combining research-based modeling and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Deborah Smith is a Series 66 licensed financial advisor with one year of industry experience, currently working at Equitable Advisors in Rochester, NY. Her prior work includes positions at Levene, Gouldin & Thompson, LLP, and operating Rochester Dog Walkers, LLC. She serves as a trustee and holds power of attorney roles for an immediate family trust. Equitable Advisors serves a diverse client base, including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives and third-party asset managers.

Lawrence Kasinowski is a financial advisor at LPL Financial with nine years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at firms including Merrill Lynch, J.P. Morgan Securities, Wells Fargo, and Mutual of America. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services with access to model portfolios, third-party asset managers, and institutional platforms.

Michael Curtis is a financial advisor at LPL Enterprise with Series 65 and Series 63 licenses and 24 years of industry experience. His prior work includes roles at Prudential Insurance Company of America, Pruco Securities, Mass Mutual Life Insurance Company, Mass Mutual Investors Services, and Bankers Life Securities. Outside of his advisory career, he has been involved with Curtis Forestry since 2001. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, employer-sponsored retirement plans, banks, corporate, and charitable entities through a network of investment adviser representatives. The firm uses model-driven investment implementation and offers access to third-party asset managers, financial planning, and insurance products.

Connor Stein is a financial advisor with Primerica Advisors in Rochester, NY, holding Series 63 and Series 66 credentials and two years of industry experience. His prior work includes roles at Equitable Advisors, LLC, and various positions outside finance. He also consults part-time for Swiech Consulting LLC, providing tax strategy services. Primerica Advisors sponsors and manages a wrap-fee asset management program primarily serving individual, corporate, and charitable clients. The firm uses model-delivery investment strategies developed by unaffiliated asset managers and provides advisory services through a large network of advisors.

Courtney Anderson is a financial advisor at Merrill with 21 years of industry experience. She holds the Series 63 and Series 66 designations and has worked at Merrill Lynch since 2020. Prior to that, she spent 16 years at John Hancock Distributors LLC and John Hancock. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, and institutional investors.

Carolyn Tuckerrubado is a financial advisor at Wells Fargo Advisors with 23 years of industry experience. She holds a Series 66 designation and previously worked at Merrill for 26 years before joining Wells Fargo Advisors in 2024. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a broad range of investment and fee-based financial planning services. The firm provides tailored recommendations using proprietary research and planning tools, covering areas such as retirement, education, risk, and wealth-transfer planning.

Alexandra Storke is a financial advisor at LPL Financial with six years of industry experience. She holds a Series 66 designation and has been with LPL Financial since 2018. Prior to her advisory role, she worked at St. John Fisher College for four years. Alexandra is also commissioned as a notary, performing related duties on a limited basis. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a variety of financial planning and investment management services through a large network of advisors, utilizing model portfolios, third-party strategies, and proprietary tools across a broad range of asset classes.

Reo Alderman is a financial advisor at OSAIC with 25 years of industry experience. He holds Series 63 and Series 65 credentials. Prior to joining OSAIC in 2024, he worked at Securities America Advisors and Invest Financial Corporation. Outside of his advisory work, Alderman is vice president and secretary of Life on the Beach Enterprises Inc., an S corporation that owns an established restaurant in Rochester, NY. OSAIC serves a diverse range of retail and institutional clients, offering brokerage and advisory services supported by a model-based investment approach that includes portfolio optimization and multiple managed account options. The firm is notable for its scale, complex affiliate network, and private-equity ownership.

Peter Valade is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He holds Series 63 and Series 65 licenses. Prior to joining J.P. Morgan Securities in 2019, he worked at Citizens Securities Inc. and Citizens Bank. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors, focusing on written asset allocation advice, investment manager searches, and customized performance reporting.

Jonathan Valerie is a financial advisor with Cetera who holds a Series 66 designation and has 16 years of industry experience. He has worked at Cetera and its affiliated entities since 2019 and has prior experience at Summit Brokerage Services. In addition to his advisory role, he provides legal advice as an attorney at Salvatore's. Cetera Investment Advisers LLC serves a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options and access to third-party managers, supporting both discretionary and non-discretionary account structures.

Dylan Wiemer is a financial advisor with LPL Enterprise holding a Series 66 designation and beginning his career in 2025. Prior to joining LPL Enterprise, he held various roles including positions at Nazareth University and SUNY Brockport. Outside of finance, he has experience in landscaping and minor entrepreneurial activities. LPL Enterprise serves a broad client base including individuals, high-net-worth investors, retirement plans, and corporate entities through a network of investment adviser representatives. The firm’s approach is model-driven, utilizing portfolios developed by in-house and third-party strategists, and it offers a range of financial planning, advisory, and brokerage services.

Joseph Bianchi is a financial advisor with Mass Mutual Investors Services in Rochester, NY, holding a Series 63 designation and 16 years of industry experience. His prior roles include positions at Guardian Life Insurance Company and Park Avenue Securities. Outside of advisory work, he is involved in business valuation services focused on helping business owners with exit strategies. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars, delivering collaborative annual planning engagements using firm-approved analytical tools.

Kim Mahoney is a financial advisor at Merrill in Pittsford, NY, holding a Series 66 designation with 18 years of industry experience. He has been with Merrill Lynch since 1993, totaling 33 years at the firm. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Philip Franco Jr. is a financial advisor with RBC Capital Markets in Rochester, NY, holding Series 63 and Series 65 licenses with 32 years of industry experience. He has worked at RBC Capital Markets since 2008 and City National Bank since 2021. Outside of his advisory roles, he teaches Social Security Benefits classes through the Webster School District. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients with a range of advisory programs offering portfolio management, financial planning, and brokerage services. The firm utilizes a mix of in-house and third-party investment managers to tailor strategies according to clients’ risk profiles.