Stacey Osborne is a financial advisor with VOYA Financial Advisors, Inc. She holds the ChFC® designation and Series 63 and 66 licenses and has 35 years of industry experience. Before joining VOYA Financial Advisors in 2014, she worked at Voya Financial Partners, LLC from 2005 to 2011. Osborne is also involved in teaching personal finance to students at River Hill High School through Junior Achievement. VOYA Financial Advisors, Inc. is an enterprise-scale advisory and broker-dealer affiliate of Voya Financial that serves individuals, pension plans, charitable organizations, and corporate clients. The firm offers financial planning, portfolio management, and retirement advisory services, using both affiliated and unaffiliated products, with a focus on client relationships structured around investment policy statements and model portfolios.

Alexandra Mccomb is a CFP® with 26 years of industry experience, currently serving as a financial advisor at Mariner since 2026. Her previous roles include positions at Hightower Advisors, Farr Miller & Washington, Financial Engines Advisors, EF Legacy Securities, and Edelman Financial Services. Mariner serves a diverse client base including individuals, pension plans, trusts, and charitable organizations, offering investment management, financial planning, and coordinated tax and Core Family Office services. The firm employs discretionary, customized portfolios supported by both in-house research and third-party managers, and it integrates comprehensive tax and accounting services uncommon among large advisory enterprises.

Kelly Mc Nerney is a CFP® professional with eight years of industry experience. He has been with Cerity Partners LLC since 2022 and previously worked at FJY Financial from 2014 to 2022. He serves as Chair of the Board for the Financial Planning Association - National Capital Area. Cerity Partners advises a diverse client base, including high-net-worth individuals, families, trusts, and institutional investors, managing approximately $166.2 billion in client assets as of year-end 2025. The firm offers customized wealth management services and employs a client-specific investment approach that integrates quantitative screening, manager selection, and access to alternative and private market solutions.

Christopher Susel is a financial advisor with TD Private Client Wealth LLC, holding a Series 66 designation and 23 years of experience at TD Wealth Private Investment Advice. He is also a Life Insurance Advisor with TD Waterhouse Insurance Services Inc., providing client discussions and planning. TD Private Client Wealth LLC offers discretionary wrap-fee managed account programs and brokerage services to institutional and high-net-worth private clients, utilizing a range of strategic and tactical asset allocation portfolios with both affiliated and third-party sub-managers.

Bethany Tice is a financial advisor at Concurrent Investment Advisors, LLC with seven years of industry experience. She holds the Series 65 and Series 66 licenses. Her prior roles include positions at Rockefeller Financial LLC, Mercer Global Advisors Inc., and Manning and Napier Advisors. Concurrent Investment Advisors is a multi-team SEC-registered firm serving individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans. The firm offers wealth and investment management, financial planning, and retirement plan advisory services, focusing on customized, primarily long-term portfolios that incorporate ETFs, mutual funds, individual securities, and alternative investments.

Patrick Dunne Jr. is a CFP® professional with 19 years of industry experience. He has worked at Creative Planning, LLC since 2021 and previously spent 19 years at Sullivan, Bruyette, Speros & Blayney, Inc. Creative Planning provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, trusts, and retirement plans. The firm manages approximately $217 billion in assets and offers a financial planning–led investment process that emphasizes low-cost indexing and buy-and-hold strategies, supplemented by various tactical approaches and a range of retirement plan services.

Toavina Ranaivoarijaona is a financial advisor at Schwab Wealth Advisory with five years of industry experience. She holds a Series 66 designation and has previously worked at Equitable Advisors and Global Solutions. Outside of her advisory role, she co-founded Malagasy In USA, a nonprofit charitable organization, where she serves as Chief of Staff. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning services to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm’s investment approach is based on Charles Schwab & Co.’s asset-allocation models and internal research, offering tailored recommendations without exercising discretionary trading authority.

Joseph Pabis is a CFP® professional with 11 years of industry experience. He is currently affiliated with Private Advisor Group, LLC and LPL Financial LLC since 2020 and previously worked at Raymond James Financial Services Advisors from 2016 to 2020. Outside of his advisory role, he is involved with ZHCP Holdings LLC, a tax and investment-related business. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by offering discretionary and non-discretionary portfolio management, financial planning, retirement plan consulting, and access to various advisory programs. The firm employs a fiduciary-based model, utilizes multiple investment strategies, and integrates technology platforms to support client portfolios.

William Shelton Jr. is a ChFC® with 49 years of industry experience, currently affiliated with Guardian Life and Park Avenue Securities. He has held various roles within Guardian Life since 2013 and Park Avenue Securities since 2022. He is also involved in the solicitation and sale of insurance products including long-term care, fixed annuities, disability income, and health insurance. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporations, retirement plan sponsors, charitable organizations, and businesses. The firm offers advisor-led discretionary management and model-based strategies through proprietary and third-party platforms, complemented by access to insurance products and alternative investments.

Corey Laprade is a financial advisor with Guardian Life and holds a Series 66 credential. He has 18 years of industry experience with roles at firms including Merrill, TD Ameritrade, and various wealth management practices. Outside of his advisory work, he has been involved in an automotive products business for over a decade. Park Avenue Securities LLC, where he also operates, provides brokerage and advisory services to individual, corporate, and institutional clients. The firm combines discretionary and model-based investment strategies and offers financial planning, consulting, and access to proprietary and third-party solutions.

Jeffrey Byas is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. He previously worked at Edward Jones for 16 years before joining Private Advisor Group and LPL Financial in 2020. In addition to his advisory role, he serves as a seminar instructor for Business Management Associates and Planning, Inc., teaching topics related to financial and retirement planning. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by offering portfolio management, financial planning, retirement plan consulting, and access to various managed account solutions. The firm employs a fiduciary-based advisory model that incorporates third-party strategists and technology platforms to deliver a range of investment approaches.

Joseph Gibbons is a financial advisor with Osaic Advisory Services, LLC who holds a Series 66 designation and has nine years of industry experience. He has worked at several firms including Arbor Point Advisors and Securities America, Inc., and has been involved in accounting and tax services through his CPA firm, Gibbons & Gibbons PC, since 1992. He also owns Gibbons Business Solutions, a software sales business, and sells multiyear guaranteed fixed rate annuities through Highland Capital Brokerage, Inc. Osaic Advisory Services, LLC is an SEC-registered enterprise adviser serving a broad client base including individuals, pension plans, corporate and charitable entities, retirement plan participants, and sovereign wealth funds. The firm employs a diverse investment approach incorporating fundamental and technical analysis, tactical trading, and structured products, and offers access to alternative investments and donor-advised funds through integrated platforms and affiliated managers.

Margaret Shipley is a CFP® and holds a Series 66 license with two years of industry experience. She is currently with Osaic Advisory Services, LLC and has prior experience at Triad Advisors and Triad Hybrid Solutions. Outside of her advisory role, she is involved with Argent Bridge Advisors as a next-generation advisor and financial analyst, contributing to client portfolio management and financial education. Osaic Advisory Services, LLC is an SEC-registered enterprise adviser serving a diverse client base, including individuals, pension and profit-sharing plans, corporate and charitable entities, and sovereign wealth funds. The firm offers a range of investment programs, retirement plan consulting, and access to alternative investments, utilizing fundamental and technical analysis alongside platform partnerships and co-advisory roles.

Caroline Kramer is a financial advisor with First Command Advisory Services and holds the ChFC® designation as well as Series 63 and Series 65 licenses. She has 13 years of industry experience, including over a decade at First Command in various capacities. Outside of her advisory role, she is a passive investor in a private brewery and owns Caroline Kramer Financial Planning, LLC. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs managed by a centralized Investment Management Team and Wealth Portfolio Managers who select from prescreened managers and model portfolios.

Brendan Cherasard is a financial advisor at First Command Advisory Services with six years of industry experience. He holds a Series 66 designation and has worked at multiple First Command entities since 2020. His prior work includes roles at The Judge Group and the University of South Florida Housing & Residential Education. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families. The firm offers financial planning and various wrap-fee asset management programs, utilizing a centralized Investment Management Team to select and manage portfolios from approved managers and funds.

James Beall is a CFP® professional with 13 years of experience in the financial services industry. He is currently an advisor at Truist Advisory Services and has served in roles at Suntrust Investment Services and Keel Point Capital. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm employs a mix of discretionary and non-discretionary approaches, supported by AI-enabled equity research and integrated inter-affiliate resources.

Brian Willey is a financial advisor with Ameritas Advisory Services, LLC, holding Series 65 and Series 63 licenses and bringing 31 years of industry experience. He has worked at several firms, including Primerica Financial Services and PFS Investments Inc. Outside of his primary advisory role, Willey is involved with Incisive Financial Group and Business Benefits Group, focusing on retirement plans, wealth planning, and commercial benefits consulting. Ameritas Advisory Services, LLC provides investment advisory and planning services to a diverse range of clients, offering asset management, financial planning, retirement plan advisory, and variable product subaccount management. The firm utilizes a variety of investment platforms and strategies, combining model portfolios, mutual funds, ETFs, and individual securities to meet client needs.

Jack Shiao is a financial advisor with Truist Advisory Services, holding a Series 66 designation and bringing 18 years of industry experience. He has worked at SunTrust Advisory Services and SunTrust Investment Services since 2015. Outside of advising, he participates in a family-owned realty office and assists with financial matters in a music sheet sales business. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors, and charitable organizations. The firm employs a combination of discretionary manager relationships and non-discretionary consulting, supported by AI-enabled research tools and inter-affiliate integration.

Brandon Schumacher is a financial advisor at Focus Partners Wealth, LLC with six years of industry experience. He holds a Series 66 designation and has worked at several firms including The Colony Group, Buckingham Strategic Wealth, Bank of America, Merrill, and Royal Bank of Canada Wealth Management. Focus Partners serves individuals, high-net-worth families, family offices, and institutional clients with wealth management, financial planning, and advisory services. The firm employs a long-term, tax- and fee-sensitive investment approach that combines active and passive strategies within an enhanced open architecture framework.

Weston Burnett is a CFP® and Series 66-licensed advisor at Creative Planning with 23 years of industry experience. He previously worked at Legacy Analytics, LLC and Cohen & Burnett, P.C., where he served as President of the law firm without compensation. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to individuals, pension plans, trusts, foundations, and corporations. The firm employs a financial-planning-led investment approach emphasizing low-cost indexing and buy-and-hold strategies, supplemented by direct indexing, tax-loss harvesting, and selective private market exposure.