James Werner is a financial advisor at UBS Financial Services in Richmond, VA, holding a Series 66 designation. He has experience across several roles, including positions at Booz Allen Hamilton and Hampden Sydney College, prior to his current advisory role. UBS Financial Services serves individual, corporate, and institutional clients by providing brokerage and investment advisory services, utilizing proprietary research and model-based asset allocations to tailor financial plans aligned with clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services, offering a broad range of financial solutions.

Jay Moore is a Senior Financial Advisor at Merrill Lynch Wealth Management. He leads a team of internal specialists providing in-depth analysis and tactical guidance in areas such as investment management, trust and estate planning, credit and banking, wealth structuring, and philanthropy. Jay's client base includes owners of closely-held businesses, entrepreneurs, senior executives, and professionals in the entertainment industry. Jay holds a Bachelor of Science in Business Administration with a concentration in Marketing from The Ohio State University. He is a Personal Investment Advisor (PIA) and an alumnus of Pi Sigma Epsilon - Gamma Nu Chapter at The Ohio State University. He has received the Founders Award and the Top Sales Award during his career. In his approach, Jay emphasizes clear communication by simplifying complex financial concepts and focusing on long-term planning, including the use of debt, generational wealth transfer, and insurance analysis. Outside of his professional life, Jay has personal interests in boating, music, and writing.

Robert Barnes IV is a financial advisor at Raymond James & Associates with a Series 66 designation. He began his advisory career in 2025 and has prior experience working in various roles outside the financial industry, including positions at Yeti Coolers and Junk Goats Junk Removal. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional investors, and municipal entities, providing financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Apryl Halstead is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and 13 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors, LLC from 2012 to 2016. Outside of her advisory role, she is an author of a cookbook titled *Nothing Leftover* and participates as a committee member in The W Source BNI Group, focusing on women’s issues in the financial industry. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s investment approach is IPS-driven and based on modern portfolio theory, with a notable range of financial products including insurance-related vehicles and bank deposit sweep options.

Lisa Mc Kittrick is a Financial Advisor at Merrill Lynch Wealth Management. She works closely with clients to develop personalized financial strategies aimed at helping them pursue their long-term goals. Lisa's approach emphasizes a deep understanding of each client's full financial picture, enabling her to create strategies responsive to changing market conditions. Before joining Merrill Lynch, Lisa taught in public schools for 12 years, which she believes enhances her ability to connect with clients and tailor financial solutions to their unique needs. She transitioned to finance as a Wealth Management Client Associate, gaining experience in client interactions and daily transactions. Lisa's expertise includes college education planning, family wealth management, LGBT wealth planning, personal retirement planning, women and wealth, and retirement income. Lisa holds a Bachelor's Degree from Virginia Polytechnic Institute & State University and a Master's Degree from Old Dominion University. She is a Chartered Retirement Planning Counselor (CRPC). Since moving to the Richmond area in 2016, Lisa has volunteered with the Ronald McDonald House Charity, RACC Shelter, and The Doorways Young Professionals Council. Outside of work, she enjoys baseball, golfing, music, reading, swimming, watching movies, yoga, and spending time with her family and pets.

Karen Jones is a financial advisor with Ameriprise in Mechanicsville, VA, holding Series 63 and Series 66 licenses and having 28 years of industry experience. She has been with Ameriprise and its affiliates since 2009. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Matthew Lang is a financial advisor with Ameriprise Financial Services in Glen Allen, VA, holding a Series 66 designation and five years of industry experience. Prior to joining Ameriprise in 2021, he worked in various roles including positions at UberEats and MassMutual, as well as academic work at Virginia Tech. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, with a specialized Premier Retirement Income service that provides written recommendations and ongoing planning advice focused on retirement income, tax-aware withdrawal strategies, and Social Security options.

Karen Cooper is a financial advisor with Edward Jones in Richmond, VA, holding a Series 66 designation and two years of industry experience. Prior to joining Edward Jones, she worked at Honeywell and Schneider Electric for a combined total of 27 years. Outside of her advisory role, she has longstanding farmland interests in Stanberry, MO. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering advisory programs with approximately $1.01 trillion in assets under management and a large network of advisors and branch offices nationwide. The firm provides various managed and separately managed account strategies, as well as affiliated mutual funds and tax-efficient services, operating under a fiduciary standard.

Carla Muldoon is a financial advisor at Cetera with 37 years of industry experience. She holds Series 63 and Series 65 designations and has been with Cetera and its affiliated entities since 2001. Her career also includes long-term involvement with Compulife Investor Services, Inc. and Compulife Inc. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, supporting both discretionary and non-discretionary strategies.

Wayne Hemans is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and 14 years of industry experience. His career includes roles at Wells Fargo Bank and Bank of America. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of financial products such as insurance-related vehicles and bank deposit sweep options.

Jeffrey Chapman is a financial advisor at RBC Capital Markets with 40 years of industry experience. He holds Series 63 and Series 65 licenses and has been with RBC Capital Markets since 2008. Outside of his advisory role, he serves as president on the board of directors for the Poe Museum Foundation in Richmond, VA. RBC Wealth Management, a division of RBC Capital Markets, serves a broad client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers various advisory programs featuring discretionary and non-discretionary portfolio management, financial planning, and brokerage services, utilizing a combination of in-house and third-party investment managers and tailored portfolio strategies.

Megan Baker is a Financial Advisor with Merrill Lynch Wealth Management. She is a CERTIFIED FINANCIAL PLANNER® professional and a Sports and Entertainment Accredited Wealth Management Advisor™. Her professional background includes service in the U.S. Navy and work as a 911 dispatcher before pursuing a career in financial advising. She holds a Bachelor's degree in Finance from the University of Maryland Global Campus. Megan focuses on managing new wealth, personal retirement planning, women and wealth, and sports and entertainment client segments. She provides tailored financial solutions based on clients' goals, risk tolerance, investment time frame, and liquidity requirements. Megan is involved with the community through Billy The Kidden Rescue. In her personal time, she enjoys camping, gardening, knitting and crocheting, painting, skydiving, softball, and spending time with her family.

Alec Lombardozzi is a financial advisor with Wells Fargo Clearing in Richmond, VA, holding a Series 66 designation and five years of industry experience. His prior roles include positions at Capital Center LLC, Bank of America, Merrill, and Ameriprise. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Thomas Perry is a financial advisor at Wells Fargo Advisors in Richmond, VA, holding a Series 66 designation with 11 years of industry experience. He has been with Wells Fargo Advisors and its affiliated entities since 2015. Perry serves as treasurer for the Fan District Association, managing the organization’s financial records and budget. Wells Fargo Advisors Financial Network delivers investment and fee-based financial planning services to individuals, trusts, and institutions, utilizing proprietary research and planning tools. The firm offers a wide range of planning services tailored to clients who meet a net-worth threshold, with flexible implementation options through brokerage or advisory programs.

Logan Saufley is a financial advisor with Raymond James & Associates in Richmond, VA, holding Series 63 and 66 licenses and bringing 11 years of industry experience. His prior roles include positions at Capitol Securities Management, Wells Fargo Clearing, Wells Fargo Advisors, and Wells Fargo Bank NA. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a range of portfolio management styles and affiliated research.

Steven Mohn is a financial advisor at Edward Jones with two years of industry experience. He holds a Series 66 designation and has previously worked at Philips and Encompass Health. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, managing approximately $1.01 trillion in assets through a large network of financial advisors and branch offices.

Julie Adkins is a financial advisor at Raymond James Financial with 31 years of industry experience. She holds Series 63 and Series 65 designations and previously worked at Merrill for 29 years before joining Raymond James in 2022. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using advanced analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Brock Van Selow is a financial advisor at UBS Financial Services in Richmond, VA, with 12 years of industry experience. He holds the Series 66 designation and has been with UBS since 2016. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, using proprietary research and model-based asset allocations to tailor client strategies.

Norman Gee Jr. is a financial advisor at Morgan Stanley in Richmond, VA, holding a Series 66 designation with nine years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2020, and previously held roles at Bank of America and Merrill from 2017 to 2020. Morgan Stanley Wealth Management serves individual and institutional clients by providing a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and analysis from its Financial Advisors and Estate Planning Strategies Group.

Lori Maass is a financial advisor at Wells Fargo Clearing with 18 years of industry experience. She holds a Series 66 designation and has worked at Wells Fargo Advisors, LLC and Prodigious, LLC during her career. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm uses research and analytics alongside diversification principles and modern portfolio theory to evaluate investment options.