Matthew Michels is a financial advisor at Merrill with a Series 66 designation and no prior industry experience. Before joining Merrill in 2026, he worked in various educational roles at institutions including the University of North Florida, Polk State College, George Jenkins High School, and Lawton Chiles Middle Academy. He is also employed by Publix since 2020. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Christopher Stansbury is a financial advisor at Merrill with 18 years of industry experience and holds a Series 66 designation. He previously worked at Bank of America, N.A. from 2011 to 2025 and has been with Merrill since 2006, including his current tenure starting in 2026. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional investors, supported by internal and third-party portfolio management teams.

Christopher Reynolds is a Series 66-licensed financial advisor with Merrill in Jacksonville, FL, holding 12 years of industry experience. He has worked at both Merrill and Bank of America, N.A. since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Brian Thelen is a CFP® with 27 years of industry experience, currently serving as a financial advisor at OSAIC since 2018. He previously worked at Signator Investors, Inc. for two years and has over a decade of involvement in fixed equity indexed annuities. Outside of his advisory role, he is the president of the River City Concert Band, a nonprofit organization in St. Johns, Florida, and is also a financial author. OSAIC serves a diverse client base, including individual and institutional investors, offering a range of advisory services through a large network of affiliated advisers. The firm employs asset-allocation tools and third-party platforms to construct portfolios that include multiple asset classes and supports both discretionary and non-discretionary account management.

William Shisler is a financial advisor at Fidelity with four years of industry experience. He holds a Series 66 designation and has worked at Fidelity Investments since 2022, with prior roles at State Farm, Pruco Securities LLC, and other firms. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including charitable gift funds and registered investment companies. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including model portfolios for intermediary platforms.

Matthew Wojciechowski is a Series 66-licensed financial advisor with 13 years of industry experience. He has been with Merrill and Bank of America since 2013. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Carlos Cordero Cortorreal is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill in 2026, he worked at Dedicated Seniors for four years and held various positions in healthcare and service industries. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Dustin Taylor is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 15 years of industry experience. He has been with Merrill since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutions.

Robert Manners is a financial advisor at Merrill with 19 years of industry experience and holds a Series 66 designation. He has worked with Merrill since 2007 and Bank of America since 2010. Outside of his advisory role, Manners serves as a board member and fundraiser for the Cathedral Arts Project, a charitable organization based in Jacksonville, Florida. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Austin Nelson is a Series 66-licensed financial advisor with Merrill, based in Jacksonville, FL, and has 10 years of industry experience. His career includes previous roles at Bank of America and Dixon Link Capital/Belvedere Realty. He has been with Merrill since 2014, with a brief interval at another firm. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Vitaly Zefirov is a Senior Financial Advisor with Merrill Lynch Wealth Management, currently based in the Walnut Creek office. He began his career with Merrill Lynch Wealth Management in 2017 as a Private Wealth Associate in the Chicago office. Vitaly holds Series 7 and 66 FINRA registrations. His areas of expertise include college education planning, services for endowments, foundations, and non-profits, services for defined benefit plans, investment consulting for defined contribution plans, managing new wealth, personal retirement planning, women and wealth, sports and entertainment, and retirement income. Vitaly and his team provide a range of family office–style services such as wealth management, investment advisory, retirement planning, personal banking, and philanthropic consulting. Vitaly earned both his Bachelor's degree in Marketing and his Master's degree in Finance from the University of Notre Dame. He holds multiple professional designations, including Certified Divorce Financial Analyst (CDFA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Certified Private Wealth Advisor (CPWA), Personal Investment Advisor (PIA), Retirement Benefits Consultant (RBC), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). He is a member of the Board of Directors for The Hofmann Foundation. Vitaly is fluent in English and Spanish. He lives in San Francisco and enjoys football, golfing, skiing, spending time with family, and traveling.

Toni Ann Weise is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and two years of industry experience. Her prior work includes roles at Amazon and Starboard Logistics LLC, as well as experience in education and retail. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Robert Frederick is a financial advisor at Merrill with 16 years of experience at the firm and 8 years in the industry. He holds a Series 66 designation and is based in Jacksonville, FL. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Lea Hunter is a Series 66-licensed financial advisor with Raymond James Financial, based in Jacksonville, FL, and has 24 years of industry experience. She has been with Raymond James Financial Services since 2010 and Raymond James Financial Services Advisors Inc. since 2013. Outside of her advisory role, she works as an associate at Benoit, Chepenik & Benoit, P.A., where she performs administrative and support duties unrelated to investment management. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm offers tailored, non-discretionary planning and consulting services using risk profiling and modeling tools and maintains specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

George Philhower III is a financial advisor with Merrill in Jacksonville, Florida, holding a Series 66 designation and 18 years of industry experience. He has been with Merrill and Bank of America since 2014. Outside of his advisory role, he has served as a CPR instructor for the American Heart Association since 2007. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies designed for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Renier Rodriguez is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 licenses and nine years of industry experience. His career includes multiple roles at Merrill since 2014, along with positions at Fidelity Investments and Bank of America. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Brandon Kuhn is a CFP® professional with 13 years of experience in the financial services industry. He is currently affiliated with Mass Mutual Investors Services, where he has worked since 2017, and previously worked at MetLife Securities Inc. Kuhn is also the owner of Atlantic Coast Financial LLC, an entity established to manage commissions from his investment advisory business. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, utilizing firm-approved software and a collaborative annual planning process.

Daniel Goland is a financial advisor with LPL Financial in North Hampton, NH, holding Series 63 and Series 66 credentials and bringing 24 years of industry experience. Prior to joining LPL Financial in 2018, he worked at The O. N. Equity Sales Company and Ohio National Financial Services. He is also the owner of Seacoast Tax Strategies, LLC, which provides tax preparation and accounting services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, providing both discretionary and non-discretionary management options supported by proprietary and third-party research.

Christopher Peacock is a Series 66-licensed financial advisor with Merrill in Jacksonville, FL, where he has worked since 2016. He has 19 years of industry experience. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Destiny Bass is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill, she worked at Bank of America, Wells Fargo Bank, Publix Super Market, and Chipotle. Outside of her advisory role, she is employed as a sales associate at The Vitamin Shoppe in Jacksonville, Florida. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.