John Miller is a financial advisor with Merrill in Winter Park, FL, holding Series 63 and Series 66 licenses and bringing 14 years of industry experience. He has worked with Bank of America and Merrill since 2017 and had prior roles at Wells Fargo Clearing. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies developed by internal Chief Investment Office teams and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Derek Foster is a financial advisor with Raymond James Financial, holding a Series 66 designation and seven years of industry experience. His career includes roles at Northwestern Mutual and the University of Florida. Outside of his primary advisory work, he serves as a financial advisor at Edgewater Family Wealth and works as a paraplanner for BCW Financial Consultants. Raymond James Financial Services Advisors, Inc. offers financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm provides tailored, non-discretionary advice supported by analytical tools and maintains unique affiliations that support municipal and public-finance work.

Carter Webb is a financial advisor with Raymond James Financial, holding a Series 66 designation and one year of industry experience. Prior to joining Raymond James, he worked at Saltmarsh, Cleaveland and Gund and has been associated with Guard Financial Group since 2023, where he is involved in marketing activities. He has a background that includes roles in education at Florida Southern College and The First Academy. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports various wrap-fee advisory programs along with municipal and public-finance services.

Jeffrey Caden is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 credentials and 19 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and has been with Wachovia Bank, N.A. since 2007. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering both brokerage and advisory solutions.

Logan Connell is a financial advisor at Charles Schwab with a Series 66 designation and less than one year of industry experience. Prior to joining Charles Schwab, he worked at Towne Park and Complete Care among other positions. Outside of his advisory role, he has experience assisting guests with baggage and operating cars in a valet capacity. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary advisory models supported by multi-asset portfolios and centralized operational infrastructure.

Yijia Xu is a financial advisor at Charles Schwab with Series 63 and Series 66 credentials and one year of industry experience. Prior to joining Schwab, Xu worked in destination management and education sectors. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and employs multi-asset model portfolios alongside alternative investment due diligence.

Danielle Starling is a financial advisor at Charles Schwab with 17 years of industry experience. She holds Series 63 and Series 65 licenses and has worked previously at TD Ameritrade, Merrill, Bank of America, and PNC Wealth Management. Outside of her advisory work, she is the sole member of DGA Property Solutions LLC, a company involved in locating and renovating properties for resale or rental. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs multi-asset model portfolios and alternative investment due diligence in its investment approach.

Deo Rampersaud is a financial advisor with Charles Schwab in Orlando, FL, holding Series 65 and Series 63 licenses and possessing two years of industry experience. Prior to joining Charles Schwab, he worked at Wells Fargo for nine years and had a brief tenure at SeaWorld. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management with access to multi-asset model portfolios and alternative investments, supported by a large-scale, integrated operational structure.

Cameron Swain is a financial advisor at Charles Schwab with Series 66 credentials and two years of industry experience. Before joining Schwab, he served as a Chief Investment Officer at AK Global Investment Management for one year. Charles Schwab & Co., Inc. serves a large client base predominantly composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, using multi-asset model portfolios and a centralized operational structure.

Sammy Wells is a financial advisor at Edward Jones with 28 years of industry experience. He has previously worked at South State Bank, LPL Financial, CenterState Bank, and NBC Securities. Wells holds the Series 63 and Series 66 designations. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a nationwide network of more than 23,700 financial advisors. The firm provides both discretionary and non-discretionary services and operates under a fiduciary standard.

Paul Dinkler is a financial advisor with Charles Schwab in Orlando, FL, holding Series 63 and Series 66 licenses and 33 years of industry experience. He has been with Charles Schwab since 1993 and previously worked at OptionsXpress, Inc. from 2011 to 2017. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering both non-discretionary and discretionary investment options supported by multi-asset model portfolios and centralized operational infrastructure.

Alejandro Richardson is a financial advisor with Wells Fargo Clearing in Oviedo, FL, holding Series 63 and Series 65 licenses and four years of industry experience. His prior work includes roles at Bank of America, Merrill, and operating his own investment firm, Mr. Richardson Investments LLC. Earlier in his career, he was involved with Threads for Heads, a business separate from his financial advisory work. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Brian Wise is a financial advisor with LPL Financial in Altamonte Springs, FL, holding CFP® certification and Series 63 and 65 licenses. He has 17 years of industry experience, with prior roles at Ameriprise Financial Services, Wells Fargo Clearing, J.P. Morgan Securities, Edward Jones, and Morgan Stanley. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, utilizing both proprietary research and third-party strategies to support client investment decisions.

Wade Worrell is a financial advisor with Wells Fargo Clearing in Orlando, FL, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party databases.

Gregg Emch is a financial advisor with Wells Fargo Clearing in Orlando, FL, holding Series 63 and Series 66 designations and 25 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank and Morgan Stanley Smith Barney, where he worked for a combined nine years. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Robert Soto is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 credentials and 17 years of industry experience. His prior roles include positions at Merrill, Bank of America, Santander Securities, and Thrivent Financial. Outside of his advisory work, he is a landlord involved in private real estate investment. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, and participant education. The firm’s advisory process is IPS-driven and includes discretionary and non-discretionary options, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Michele Rivera is a financial advisor at Merrill with six years of industry experience. She holds a Series 66 designation and has worked at Merrill Lynch Pierce Fenner & Smith since 2020. Prior to this, she was employed at Bank of America for one year and spent ten years with the Polk County School Board. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Kenneth Vargas is a Financial Consultant at Fidelity Investments, a position he has held since 2023. He has extensive experience in the financial services industry, having worked in various roles at Fidelity Investments since 2015, including Portfolio Specialist, Director Retirement Planner, Retirement Planner, and Investment Solutions Representative. Prior to joining Fidelity Investments, he worked as a Financial Representative at The Leaders Group from 2013 to 2015. Throughout his career, Kenneth has developed advanced knowledge of financial markets and focuses on understanding the unique vision of each client. He emphasizes building strong relationships through trust and outstanding customer service. Outside of his professional work, Kenneth has personal interests in baseball, fitness, motorcycles, parenthood, and writing.

Alexandre Maltez is a financial advisor with Merrill, holding a Series 66 designation and 10 years of industry experience. His prior roles include positions at Bank of America, Newbridge Securities Corporation, and Corecap Investments. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Austin Freeland is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has worked with Primerica Financial Services since 2000 and PFS Investments Inc. since 2004. Outside of advisory services, he owns A&A Freeland LLC and also receives compensation for referrals related to home security, automation products, and loan products through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable entities. The firm delivers advisory services primarily through model-based strategies, with discretionary portfolio management supported by established custodians and overlay managers.