Elio Rey is a financial advisor at Truist Advisory Services in Miami, FL, holding a Series 66 designation with four years of industry experience. His work history includes roles at Truist Investment Services, Truist, Regions Bank, and Citibank. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation, investment policy analysis, fiduciary support, and access to third-party manager solutions through its AMC Advantage program.

Tomas Facio Pacheco is a financial advisor at Citigroup Global Markets with four years of industry experience. His career includes roles at Bci Securities, Goldman Sachs, and an eight-year period at Facio Abogados. He holds Series 63 and Series 65 licenses. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment programs alongside broker-dealer execution and custody services. The firm integrates institutional-scale resources with distinctive market roles, including swap dealing and futures commission merchant activities.

Morgane Eyraud is a financial advisor with Guardian Life and holds the ChFC® and Series 66 designations. She has five years of industry experience and has worked at Park Avenue Securities and Guardian Life Insurance Company. Outside of her advisory role, she serves as a trustee for the Au Fournil Inc 401(k)/Profit Sharing Plan, a retirement plan for her father's bakery business. Park Avenue Securities LLC, doing business as Park Avenue® Wealth Management, is a dually registered broker‑dealer and SEC‑registered investment adviser serving individuals, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm offers brokerage services, financial planning, retirement plan consulting, and a mix of proprietary and third-party investment advisory programs.

Sady Lorente is a financial advisor at Citigroup Global Markets with 12 years of industry experience. She holds Series 63 and Series 65 credentials and has been with Citigroup since 2014. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm implements multi-asset, multi-manager strategies through discretionary and non-discretionary programs, leveraging internal standards and oversight committees to select and monitor managers.

Joseph Beck is a financial advisor at Citigroup Global Markets with 20 years of industry experience. He has been with Citigroup Global Markets since 2007 and holds a Series 66 designation. Citigroup Global Markets serves individual and institutional clients across a variety of wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm operates with large institutional scale and provides a broad range of advisory, execution, and custody services, including derivatives and futures, supported by internal research and oversight committees.

Luis Hernandez is a financial advisor with TD Private Client Wealth LLC, holding a Series 66 designation and eight years of industry experience. His career includes roles at TD Bank N.A., Citigroup Global Markets Inc., Cetera, Regions Bank, and JP Morgan Securities. He is based in Weston, Florida. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional and high-net-worth private clients, offering portfolio management, financial planning support, and custody services. The firm utilizes a combination of strategic and tactical asset allocation through both affiliated and third-party managers.

Heather Buckridge is a CFP® with 16 years of experience in the financial industry. She is currently with Osaic Advisory Services, LLC and has previously worked at Goldman Sachs, Triad Advisors, Cetera Advisor Networks, Girard Securities, and United Capital Financial Advisers. Outside of advising, she is a member of RABSCO, LLC, where she is involved in general and administrative duties. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving individuals, pension and profit-sharing plans, corporations, trusts, charitable organizations, and governmental entities. The firm offers a range of services including investment management, financial planning, retirement plan consulting, and third-party manager oversight, with programs delivered through multiple models and using both proprietary and third-party platforms.

Luis Rosario is a financial advisor at Oppenheimer with 23 years of industry experience. He holds the Series 66 designation and has been with Oppenheimer since 2014. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension plans, charitable organizations, pooled investment vehicles, and IRAs. The firm offers a range of programs and provides advisory services across equity, balanced, and fixed-income portfolios using strategic and tactical asset allocation.

Mauricio Llamosas is a financial advisor at Citigroup Global Markets with 13 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Citigroup since 2016. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies and maintains a combination of large institutional scale and specialized market roles, including in-house research and futures commission activities.

Leonardo Stivelman is a financial advisor at Citigroup Global Markets with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Citigroup since 2021. Prior to Citigroup, he spent a decade at Deutsche Bank Securities Inc. He is also a member of Sole 1108 LLC, a condo hotel investment in Sunny Isles Beach, Florida. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and provides both discretionary and non-discretionary programs, leveraging its institutional scale and unique market roles.

Carolina Torres is a financial advisor at Citigroup Global Markets with 19 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Citigroup Global Markets since 2010. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies with in-house research and risk management capabilities, supporting both discretionary and non-discretionary client solutions.

Felipe Restrepo is a financial advisor at Citigroup Global Markets with 12 years of industry experience. He holds Series 66 and Series 63 credentials and has worked at several firms including Citibank NA, Franklin Templeton Distributors, Inc., and Primerica Financial Services. He is currently based in Miami, FL. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and maintains significant in-house research and market roles that differentiate it from peers.

Laura Raybin Miller is a financial advisor with Rockefeller Financial LLC in Fort Lauderdale, FL, holding Series 63 and Series 66 credentials and 27 years of industry experience. She previously worked at UBS Financial Services Inc. for 12 years before joining Rockefeller in 2025. Miller serves on the board of directors for Kids In Distress, a nonprofit focused on child abuse prevention and foster care, where she participates in governance and investment oversight. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, and institutional clients, offering portfolio management, financial planning, and investment banking services. The firm operates a Private Advisor model supported by its consolidated investment platform, providing discretionary and non-discretionary solutions across various asset classes.

Rafael Rosenthal is a financial advisor with Morgan Stanley in Miami, FL, holding a Series 66 designation and bringing 17 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney LLC, and Wells Fargo Clearing. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and analyses to support client outcomes.

Juan Paguaga is a financial advisor with Merrill in Miami, FL, holding a Series 66 designation and beginning his career in 2026. His prior experience includes positions at UBS Financial Services, City National Bank of Florida, and Bank of America. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Allan Kessler is a financial advisor with LPL Enterprise holding a Series 66 designation and two years of industry experience. He previously spent sixteen years at JPMorgan Chase and Co. and has operated Palm Crossways Consulting LLC since late 2024. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individuals, high-net-worth investors, and institutional clients. The firm utilizes a mostly model-driven investment approach and offers financial planning, access to third-party asset managers, and participation in wrap programs.

Ricardo Milan Jr. is a financial advisor with Morgan Stanley in Miami, FL, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has been with Morgan Stanley and its Private Bank since 2016. Outside of his advisory role, he is involved in managing several personal real estate investments. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs with a focus on tailored financial planning and manages approximately $2.74 trillion in client assets.

Laura Taufi Maluf Cutait is a financial advisor at Morgan Stanley with three years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Citigroup and the 11th Judicial Circuit of Florida. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and market simulations.

Ibeth Moreno is a financial advisor at Morgan Stanley with eight years of industry experience. She holds a Series 66 designation and previously worked at Wells Fargo Clearing and Wells Fargo Advisors, LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by firm-approved tools and analysis from its Global Investment Committee.

Diego Lutz is a financial advisor at Raymond James & Associates with a Series 66 designation and experience in the industry since 2025. Prior to joining Raymond James, he worked at JTC Group, Citi Group, and Scotia Wealth Management. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and charitable organizations, providing financial planning, investment consulting, and institutional fiduciary solutions with a range of portfolio management styles and affiliated research.