Jose Torres Martinez is a financial advisor with RIWM, LLC, holding a Series 66 designation and 25 years of industry experience. He has worked with Aegis Capital Corp. since 2015 and has been with RIWM, LLC since 2012. RIWM, LLC, doing business as Rehmann International Wealth Management, is a state-registered investment adviser providing individual portfolio management, family wealth consulting, and portfolio supervision. The firm manages approximately $47.6 million across about 73 client accounts, primarily offering non-discretionary advisory services and employing a mix of fundamental, technical, and cyclical analysis.

Raily Diaz Rodriguez is a financial advisor at Insigneo Advisory Services, LLC, holding a Series 66 designation with six years of industry experience. His prior roles include positions at Popular Securities, LLC, Oriental Bank, and Banco Popular. He also worked at Ana G. Mendez University for four years. Insigneo Advisory Services provides investment advisory and consulting services to retail and institutional clients through discretionary and non-discretionary portfolio management, including firm-managed model portfolios and third-party manager oversight. The firm's investment approach integrates committee-driven strategies with advisor-led portfolio construction, incorporating global asset classes and emerging-market exposures.

Michael Trethewey is a financial advisor with Prospera Financial Services, Inc. in Miami, FL, holding a Series 66 designation and 28 years of industry experience. His prior roles include positions at Wells Fargo Clearing Services LLC and various Morgan Stanley entities from 2008 to 2023. Prospera Financial Services, Inc. serves a diverse client base including individuals, corporate and charitable entities, and retirement plans, managing approximately $12.4 billion through about 207 advisors. The firm offers investment advisory and financial planning services using a range of platforms and combines firm models, third-party sub-advisers, and customizable allocations for portfolio management.

Roxanne Alexander is a CFP® and Series 65 licensed advisor with 15 years of experience. She has been with Evensky & Katz/Foldes Wealth Management since 2014. Evensky & Katz/Foldes Wealth Management is a fee-only, employee-owned firm serving individuals, trustees, retirement plans, charities, and small businesses. The firm uses a wealth-management approach centered on client goals, combining strategic asset allocation with a core-and-satellite equity framework and employing primarily low-cost index funds and ETFs alongside select alternative investments.

Carolina Acurio is a financial advisor at Bolton Securities Corporation with 24 years of industry experience. She holds the Series 66 designation and has been with Bolton Global Asset Management and Bolton Global Capital since 2015. Outside of her advisory role, she is the owner and manager of Sunblazzer Associates, LLC, based in Miami, FL. Bolton Global Asset Management provides discretionary and non-discretionary asset management and financial planning services to a diverse client base, including individuals, high-net-worth investors, charities, corporations, retirement plans, and financial institutions. The firm’s approach is adviser-driven, focusing on tailored portfolios that incorporate mutual funds, ETFs, equities, and fixed-income securities with a long-term orientation while allowing tactical adjustments.

Brett Horowitz is a CFP® professional with 22 years of industry experience. He has been with Evensky & Katz/Foldes Wealth Management since 2014. The firm provides fee-only wealth management and investment advisory services to a diverse client base, including high net-worth individuals, trustees, retirement plans, charities, and small businesses. Their investment approach centers on client goals documented in an Investment Policy Statement and combines strategic asset allocation with a core-and-satellite framework using primarily low-cost index funds and ETFs, supplemented by specialty allocations and alternative vehicles where appropriate.

Maria Garcia is a financial advisor at Insigneo Advisory Services, LLC with 31 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Wells Fargo Advisors LLC and Wachovia Bank, N.A. Maria has no notable outside business activities reported beyond standard investment-related roles. Insigneo Advisory Services, LLC provides investment advisory and portfolio management to individual, corporate, trust, and institutional clients, including banking institutions. The firm combines customized allocations by individual advisers with firm-modeled multi-asset portfolios, utilizing third-party research and periodic reviews, offering a range of investment strategies and client-imposed restrictions.

Yzana Oestreicher is a financial advisor at Insigneo Advisory Services, LLC with 30 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at Wells Fargo Advisors and Wells Fargo Clearing before joining Insigneo in 2021. Outside of her advisory role, she is the owner of YOES LLC, a pass-through entity for tax purposes. Insigneo Advisory Services, LLC provides investment advisory and portfolio management services to individual, corporate, trust, and institutional clients, including banking institutions. The firm offers customized and committee-overseen investment strategies across multiple asset classes, utilizing both proprietary and third-party approaches.

Edilberto Moreno is a Series 66 licensed financial advisor with 26 years of industry experience, currently serving at Bolton Securities Corporation. He has been with Bolton Global Asset Management and Bolton Global Capital since 2016. Moreno is co-owner and managing director of PWA Family Office, LLC, and also manages Batista & Moreno Advisors. Additionally, he serves as a director of his wife's pediatric cardiology practice in Panama and is involved in real estate development projects there. Bolton Global Asset Management provides asset management and financial planning services to individual, corporate, and institutional clients, including high-net-worth individuals. The firm uses a network of independent investment adviser representatives and offers customized wealth management through various investment vehicles, emphasizing a primarily long-term approach.

Steven Foldes is a CFP® and holds a Series 65 license with 23 years of industry experience. He has been with Evensky & Katz/Foldes Wealth Management since 2014 and has operated Foldes Financial Management, LLC since 2008. The firm provides fee-only wealth management and investment advisory services to individuals, trustees, retirement plans, charities, and small businesses. Their approach combines strategic asset allocation with an equity core-and-satellite framework, utilizing primarily low-cost index funds and ETFs alongside specialty allocations and alternative investments where appropriate.

Andres Silva is a financial advisor with Insigneo Advisory Services, LLC in Miami, FL, holding a Series 65 credential and bringing four years of industry experience. He previously worked at VectorGlobal for 12 years before joining Insigneo Advisory Services and its affiliated broker-dealer, Insigneo Securities LLC. Insigneo Advisory Services provides investment advisory and consulting services to both retail and institutional clients, offering discretionary and non-discretionary portfolio management through proprietary multi-asset portfolios, third-party manager oversight, and consulting. The firm combines committee-driven model portfolios with individualized advisor-led portfolio construction, incorporating global asset classes and cross-border investment opportunities.

Roberto Pena is a financial advisor with Insigneo Advisory Services, LLC, holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. He previously worked at HSBC Bank USA and HSBC Securities (USA) Inc. for a combined eight years before joining Insigneo in 2021. Outside of his advisory role, he serves as a director of Antonico LLC, a pass-through entity for tax purposes. Insigneo Advisory Services provides investment advisory and portfolio management to individual, corporate, trust, and institutional clients, including banking and thrift institutions. The firm employs a combination of customized allocations and firm-modeled portfolios, utilizing third-party macroeconomic research and allowing for client-imposed investment restrictions across a range of asset classes.

Francisco Toussaint Rincon Gallardo is a financial advisor at Mora Capital Management, LLC with a Series 65 designation. He has worked at Citi Investment Services since 1998. Mora Capital Management provides investment management and family-wealth advisory services to institutional and non-institutional clients, including high net worth individuals. The firm employs an open-architecture investment approach combining fundamental and technical analysis, third-party manager selection, and customized investment solutions.

Beatrice Nunez is a financial advisor with Insigneo Advisory Services, LLC, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. Her prior roles include positions at PNC Investments, BBVA Securities Inc., BBVA Wealth Solutions Inc., Compass Bank, and BBVA Compass Insurance Agency Inc. She is also the sole member and manager of Saint-Lys LLC, a non-investment-related pass-through entity. Insigneo Advisory Services, LLC provides investment advisory and portfolio management to individual, corporate, trust, and institutional clients, including banking institutions. The firm employs a combination of customized allocations and firm-modeled multi-asset portfolios, utilizing third-party research and a dedicated Investment Committee to oversee portfolio performance across various asset classes.

Fernando Carrera Perbuli is a financial advisor at Boreal Capital Management LLC in Miami, FL, holding a Series 66 designation with six years of industry experience. His prior roles include positions at Boreal Capital Securities LLC, EFG Capital International Corp, Universidad del Pacifico, and Inteligo Bank. Boreal Capital Management provides discretionary and non-discretionary investment management and family-wealth advisory services to individuals, corporations, and institutional investors. The firm operates an open-architecture platform that integrates internal portfolio management with third-party and affiliated sub-advisers across various asset classes.

John Healy is a financial advisor with Insigneo Advisory Services, LLC in Miami, FL, holding Series 63 and Series 65 licenses and possessing 18 years of industry experience. He previously worked at Beta Capital Management LP for 15 years before joining Insigneo in 2022. Outside of his advisory role, Healy is a licensed life insurance agent, dedicating less than 1% of his time to this activity after market hours. Insigneo Advisory Services, LLC provides investment advisory and portfolio management services to individual, corporate, trust, and institutional clients, including banking and thrift institutions. The firm employs a combination of customized allocations and firm-modeled multi-asset portfolios, utilizing third-party research and a dedicated investment committee to oversee diverse investment strategies.

Carolina Thompson is a financial advisor with Insigneo Advisory Services, LLC, holding a Series 66 designation and 22 years of industry experience. She has previously worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney LLC, and UBS Financial Services. Thompson is also president and sole owner of Thompson Wealth Advisory, a non-securities related business. Insigneo Advisory Services, LLC provides investment advisory and portfolio management services to individuals, corporations, trusts, and institutional clients, including banking institutions. The firm combines customized allocations with firm-modeled portfolios overseen by an investment committee and offers a range of strategies across multiple asset classes.

John Lopez is a financial advisor with Insigneo Advisory Services, LLC based in Miami, FL. He holds a Series 66 designation and has 14 years of industry experience, including prior roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his advisory work, he is the owner of Puzzling Behavior, LLC, a graphic design and app development business. Insigneo Advisory Services, LLC provides investment advisory and portfolio management to individual, corporate, trust, and institutional clients, including banking and thrift institutions. The firm offers customized and model-based portfolios across various asset classes, using third-party research and periodic reviews to monitor performance.

Armando Urena is a financial advisor at Snowden Capital Advisors LLC with 24 years of industry experience. He holds a Series 66 designation and has worked previously at Wells Fargo Advisors LLC and Wells Fargo Clearing. Urena serves as a board member of Autism Speaks, participating in fundraising activities on a volunteer basis. Snowden Capital Advisors LLC serves high-net-worth individuals, family offices, foundations, pension plans, endowments, and other institutional clients. The firm offers discretionary and non-discretionary portfolio management, investment consulting, estate planning, and advisory programs, utilizing a multi-team approach supported by a broad range of investment tools and third-party manager relationships.

Ricardo Maulini Jr. is a financial advisor with Insigneo Advisory Services, LLC, holding Series 63 and Series 66 credentials and 30 years of industry experience. Prior to joining Insigneo in 2021, he worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney from 2014 to 2021. He is also the owner of RMC Global Portfolio Management Inc., a non-securities-related business entity. Insigneo Advisory Services, LLC provides investment advisory and portfolio management services to individuals, corporations, trusts, institutional clients, and banking institutions. The firm offers customized and model-based portfolio solutions, including multi-asset portfolios, third-party manager oversight, and private placement advisory, utilizing a range of investment strategies and asset classes.