Jose Rodriguez Torres is a Financial Advisor at Merrill Lynch Wealth Management. He works closely with clients to understand their priorities and assist in developing short-, mid-, and long-term financial goals. His advisory services include general investing, retirement planning, philanthropic planning, and addressing unexpected financial needs. Jose also facilitates access to Bank of America specialists for banking, credit, lending, and small business solutions, ensuring comprehensive support for clients’ financial concerns. Raised in the Dominican Republic by parents with banking backgrounds, Jose developed an early interest in guiding clients beyond transactions toward meaningful financial objectives. He holds a Bachelor's Degree from American University and a High School Diploma from Carol Morgan School. His professional credentials include the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. Jose is a member of Sigma Chi Fraternity and communicates fluently in both English and Spanish. Outside of his professional role, Jose enjoys fishing, horseback riding, skiing, traveling, and spending time with his family and his Standard Schnauzer, Mangu.

Christopher Ortiz is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. His prior roles include positions at Raymond James & Associates, UBS Financial Services, and Bank of America. Ortiz has also been involved in healthcare and educational organizations such as The Orthopedic Institute, University of Florida, and Gainesville Juniors. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations, utilizing both internal and third-party managers.

Stephanie Ascoli is a financial advisor at UBS Financial Services with 19 years of industry experience. She holds a Series 66 designation and previously worked at Citigroup Global Markets. Outside of her advisory role, she serves as an executive director for Grupo Solid, a paint manufacturing and distribution company in Panama and Guatemala. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services to deliver tailored financial planning and portfolio management.

Nicholas Bruno is a financial advisor at Raymond James & Associates with 10 years of industry experience. He holds the Series 66 designation and has been with Raymond James since 2015. Outside of his advisory role, he serves as a committee member for Elon Alumni in South Florida, working to strengthen the university's alumni presence in the region. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, offering financial planning and investment consulting through a variety of portfolio management styles and institutional advisory services.

Eduardo Ortea is a financial advisor with Morgan Stanley in Coral Gables, FL, holding a Series 66 designation and bringing 27 years of industry experience. He has been with Morgan Stanley and its Private Bank division since 2016. Outside of his advisory role, he is also active as a photographer. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct and employer-sponsored financial planning arrangements.

Stephen Sullivan is a financial advisor with Raymond James & Associates in Coral Gables, FL, holding Series 63 and Series 65 credentials with 43 years of industry experience. His prior work includes roles at UBS Financial Services, UBS International Inc., and Painewebber Incorporated. He also serves as a trustee in a personal fiduciary capacity. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipalities, offering financial planning and consulting services supported by a range of portfolio management styles and affiliated research.

Omid Airomloo serves as a Resident Director at Merrill Lynch Wealth Management. He is a financial advisor who emphasizes delivering realistic and experienced guidance to clients, focusing on preserving capital and setting achievable expectations. Omid joined Merrill Lynch Wealth Management in 2008, contributing to the development of a service model centered on personalized client dedication. Omid's expertise encompasses family wealth management strategies, legacy planning, portfolio management, tax minimization, retirement income, and socially responsible investing, among other areas. He believes in fostering lifelong client relationships to support retirement plans and wealth strategies over time. His approach to wealth management relies on discipline, planning, and long-term guidance. He holds multiple professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Omid earned a bachelor's degree, and two master's degrees — an MBA and a Master’s degree in information technology and computer systems — all from the University of Florida. He is fluent in English and Persian, and he is a member of the Kiwanis Club of Little Havana. Outside of work, he enjoys basketball, football, and spending time with his family.

Bor Van Der Weerden is a financial advisor with UBS Financial Services, holding a Series 66 designation and 19 years of industry experience. He has worked with UBS since 2005, including roles at UBS International and UBS Financial Services in Coral Gables, FL. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides a wide range of capital markets, custody, and research resources.

Raymond Podolla serves as Vice President and Branch Leader at Fidelity Investments, where he leads a team of financial professionals in the Coral Gables Investment Center. His role centers on personalized financial planning and ensuring an exceptional client experience. Prior to this position, he was a Financial Advisor Vice President at Merrill Lynch from 2020 to 2021 and Branch Manager at TD Ameritrade from 2018 to 2020. Throughout his career, Raymond has developed expertise in financial advising and branch leadership, focusing on delivering value that positively impacts clients' lives. He is dedicated to helping others through thoughtful financial planning and team leadership. Outside of his professional work, Raymond enjoys activities such as biking, cars, family activities, fishing, social events with friends, and spending time with pets.

Alenette Opena is a financial advisor at J.P. Morgan Securities with nine years of industry experience. She holds a Series 66 designation and has worked at firms including Santander Securities LLC, Valic Financial Advisors, and Merrill. Prior to her financial services career, she spent 15 years at Nicklaus Children's Hospital. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Isaac Maestre is a Wealth Management Advisor at Merrill Lynch Wealth Management. He joined the firm in 2022 as a First Vice President and Financial Advisor. Isaac works with executives, professionals, and business owners with $2 million or more in EBITDA to plan for their retirement, including assisting business owners in determining their true enterprise value using the Merrill Personal Wealth Analysis® framework. Isaac holds the CERTIFIED FINANCIAL PLANNER® (CFP®) certification and the Certified Exit Planning Advisor (CEPA®) designation. He provides comprehensive advice in areas such as business valuations and exit planning, retirement planning and portfolio management, stock option analysis and concentrated stock strategies, commercial real estate lending, and trust and estate planning services. As a qualified Portfolio Manager, he builds and manages custom investment strategies and selects from various Merrill model portfolios and third-party investment options to help clients pursue their objectives. An alumnus of Florida International University, Isaac earned both his Bachelor's degree in Political Science and a Master of Business Administration (MBA) from the Chapman School of Business. He is a native Miamian of Cuban descent and is fluent in Spanish. Isaac lives in South Miami with his wife Elaine and their two children. In his spare time, he enjoys swimming, cooking, traveling, painting, photography, and spending time with his family.

Christina Cordeiro Guerra Livas is a financial advisor with Morgan Stanley in Coral Gables, FL, holding Series 63 and Series 65 licenses and 11 years of industry experience. Her prior roles include positions at Bradesco Global Advisor, Bradesco Investments Inc., Bradesco Bank, and Credit Agricole Corporate and Investment Bank. Morgan Stanley Wealth Management serves individual and institutional clients by offering a range of advisory programs, including tailored financial planning that utilizes firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides both direct and corporate financial planning services.

Kenya Lumbi is a financial advisor at Charles Schwab in Coral Gables, FL, holding Series 63 and Series 65 licenses with five years of industry experience. Prior to joining Charles Schwab in 2018, Kenya worked at Iberiabank Private Client and TerraBank NA. Outside of financial advising, Kenya is involved as a distributor for Youngliving, a personal and household services business. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary client relationships with access to discretionary separately managed accounts, offering multi-asset model portfolios and alternative investment options supported by its Schwab Center for Financial Research.

Ramon Prats is a financial advisor at UBS Financial Services with 21 years of industry experience. He holds a Series 66 designation and has been with UBS since 2015. In addition to his advisory role, he serves on the board of directors for the Jack B Kodesh Foundation, where he organizes fundraising events. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Fares Bendeck is a financial advisor with Cetera, holding a Series 66 designation and six years of industry experience. He has worked at Cetera and Cetera Investment Services LLC since 2020 and has been affiliated with Regions Bank since 2015. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a nationwide network of independent advisors and provides access to multiple investment strategies and program structures.

Jeffrey Rubens is a financial advisor with Raymond James & Associates in Miami, FL, holding a Series 63 designation and 44 years of industry experience. He has been with Raymond James & Associates since 2007. He is president and director of the Westminster Barrington Foundation, a family charitable organization established by his father. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, leveraging a variety of portfolio management styles and affiliated research resources.

Karel Giraldo is a financial advisor at Wells Fargo Clearing with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Wells Fargo Clearing since 2016, following two years at Wells Fargo Advisors, LLC. Outside of his advisory role, he is a partial owner of Genomics Medical Research, LLC, a medical research business based in Miami. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with an investment menu that includes insurance-related products and bank deposit sweep options.

Marcelo Bestard is a financial advisor with Raymond James & Associates in Coral Gables, FL, holding Series 63 and Series 66 designations and bringing 28 years of industry experience. He previously worked at UBS Financial Advisor for nine years before joining Raymond James in 2022. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and nonprofit entities, offering financial planning and consulting services through a range of portfolio management strategies and affiliated research.

Kevin Dooley is a CFP®-designated financial advisor with Equitable Advisors, based in Miami, FL, and has 31 years of industry experience. He has been with Equitable Advisors and its predecessor, AXA Advisors, since 2001. Outside of his advisory role, he is a managing member of Private Client Group, LLC, which supports his wealth management business, and he serves as a consultant to Private Client Group Integrated Solutions, LLC. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset management programs, relying on a network of Investment Adviser Representatives and third-party asset managers to deliver customized investment solutions.

Maria Jose Pessoa is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 designations and bringing 37 years of industry experience. She previously worked at Wells Fargo Clearing and Wells Fargo Advisors, LLC. Outside of her advisory work, she serves as a guardian for her mother. Raymond James & Associates, Inc. is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including high-net-worth individuals, institutions, and municipal entities, offering non-discretionary financial planning and investment consulting supported by comprehensive research and multiple portfolio management styles.