Stephen Hartman Sr. is a financial advisor with J.W. Cole Advisors, Inc., holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has been with J.W. Cole Advisors and J.W. Cole Financial since 2014. Outside of his advisory role, he offers insurance products, including fixed and variable annuities and life insurance. J.W. Cole Advisors is an SEC-registered investment adviser serving individuals, charities, corporations, and retirement plans through a national network of more than 400 independent investment adviser representatives. The firm provides portfolio management, fee-based financial planning, access to third-party managers, and various managed account solutions, with investment decisions implemented on either a discretionary or non-discretionary basis.

Trine Andersen is a financial advisor with Valic Financial Advisors in Tampa, FL, holding Series 65 and Series 66 licenses and 18 years of industry experience. Her prior roles include positions at Agia, International Assets Advisory, MassMutual, MetLife Securities, and Ameriprise. Outside of her advisory work, she services a variable annuity contract with Jackson National. Valic Financial Advisors serves primarily U.S. individuals, including high net worth clients and employer-sponsored retirement participants, offering portfolio management, financial planning, and discretionary unified managed accounts through a large network of advisors. The firm manages approximately $29.2 billion and leverages technology and model solutions to support its client base.

Phillip Sparke is a financial advisor at Oppenheimer with 25 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Fahnestock & Co. Inc., part of Oppenheimer, since 2003. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, pooled investment vehicles, and IRAs. The firm offers a range of programs and advisory services that include equity, balanced, and fixed-income portfolios with both discretionary and non-discretionary management, along with consulting and retirement services tailored to client objectives.

Michael Cantu is a CFP® professional with over 10 years of experience in financial services. He is currently affiliated with First Command Advisory Services and has previously worked at Securian Financial Services, Inc. Outside of his advisory role, he is the owner and president of an e-commerce business operating an Amazon store. First Command Advisory Services, Inc. is an SEC-registered investment adviser serving individuals, corporations, and charitable clients, with a focus on active-duty service members and their families. The firm offers comprehensive financial planning and wrap-fee asset management programs, utilizing a centralized Investment Management Team to design and manage model portfolios and third-party managers.

Daniel Gutcher is a Series 65-licensed financial advisor with J. W. Cole Advisors, Inc., based in Tampa, FL, with two years of industry experience. His background includes roles at J.W. Cole Financial, Inc. and academic positions at the University of Tampa, Eckerd College, and the University of South Florida. J.W. Cole Advisors, Inc. provides fee-based portfolio management, financial planning, retirement plan services, and access to third-party manager platforms for individuals, high-net-worth clients, and institutions. The firm employs a range of investment strategies and utilizes multiple custodial platforms and digital advice providers.

Kristina Salvato is a financial advisor with Valic Financial Advisors in Tampa, FL, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. She has been with Valic Financial Advisors since 2004 and also serves as an agent with Agia, focusing on non-securities insurance products. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants, offering managed-account programs, financial planning, and brokerage services.

James Pitts II is a financial advisor with J.W. Cole Advisors, Inc. in Clearwater, FL, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. He has been with J.W. Cole Financial, Inc. since 2011 and also manages a dental practice, James R Pitts DMD, PA, which he has owned since 1987. In addition to his advisory role, he provides dental practice management consulting and serves as a referral partner for a dental consulting firm. J.W. Cole Advisors is an SEC-registered investment adviser that serves individuals, charities, corporations, and retirement plans through a network of over 400 independent investment adviser representatives. The firm offers a range of portfolio management and financial planning services, utilizing both discretionary and non-discretionary investment strategies supported by fundamental and technical analysis, model portfolios, and digital advice platforms.

Desiree Trader is a financial advisor at Citigroup Global Markets with 20 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at both Morgan Stanley Smith Barney and Citigroup Global Markets, where she has been since 2007. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering investment advisory programs alongside broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and operates with a combination of large institutional scale and specialized market roles, including swap dealing and futures commission merchant activities.

Jared Wilson is a financial advisor with Ameritas Advisory Services, LLC in Tampa, FL, holding Series 63 and Series 65 licenses and bringing six years of industry experience. His prior roles include positions at Paychex, Transamerica Life Insurance Company, and Fisher Investments. Jared has worked within multiple Ameritas affiliates since 2026. Ameritas Advisory Services, LLC provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth investors, retirement plans, charitable organizations, and businesses. The firm utilizes a range of investment vehicles and program platforms, including model portfolios and third-party managers, to deliver customizable asset management and retirement plan advisory services.

Laura Akins is a financial advisor with Valic Financial Advisors, holding Series 63 and Series 65 licenses and 19 years of industry experience. She has been with Valic Financial Advisors since 2016 and currently holds an agent position with Agia, where she is involved in non-securities insurance products. Valic Financial Advisors serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and consulting services through a large network of advisors, utilizing discretionary unified managed accounts and an emphasis on technology and model solutions.

Jonathan Sarquis is a financial advisor at Truist Advisory Services with 14 years of industry experience. He has been with Truist Advisory Services since 2016 and has also worked at Truist Investment Services, Inc. since 2011. Sarquis holds the Series 66 designation and is based in Tampa, FL. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm employs a combination of discretionary manager relationships and non-discretionary consulting, supported by third-party platform and manager arrangements, to deliver its investment solutions.

Max Valavanis is a CFP® professional with eight years of industry experience, currently serving as a financial advisor at J.W. Cole Advisors, Inc. since 2020. His prior roles include positions at Valic Financial Advisors and involvement with Florida State University’s Department of Athletics and Office of Admissions. Outside of his advisory work, he manages a self-directed IRA through Fyrefly, LLC. J.W. Cole Advisors operates a large network of independent advisors and offers a range of services including portfolio management, financial planning, and retirement plan services for individuals, high-net-worth clients, and institutions. The firm utilizes both discretionary and non-discretionary strategies, combining fundamental and technical analysis along with digital advice and multiple custodial platforms.

Elson Christian is a financial advisor with NewEdge Advisors, holding a Series 66 designation and 22 years of industry experience. His prior roles include positions at Wells Fargo Clearing and Ameriprise Financial Services. He also serves as a Successor Trustee for his parents’ trust. NewEdge Advisors is an enterprise-scale registered investment adviser serving individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations through a network of independent advisers. The firm offers a wide range of services, including portfolio management, financial planning, and retirement consulting, and employs multiple program structures supported by centralized due diligence and technology tools.

Richard Waters Jr. is a CFP® professional with 27 years of industry experience, currently associated with OSAIC Institutions, INC. His previous roles include positions at Infinex Investments, Ameriprise Financial Services, Centennial Bank, LPL Financial, and Truist Investment Services. Outside of advisory work, he contributes as a publishing author on financial advice for NFL players preparing for life after football and provides financial planning and counseling services to military personnel and their families through Magellan Financial. OSAIC Institutions, INC. is an SEC-registered investment adviser serving individuals, retirement plans, trusts, estates, and corporate clients. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments, operating through a hybrid adviser/broker-dealer model with a focus on both discretionary and non-discretionary account management.

Edilberto Cancel is a financial advisor at TIAA-CREF with Series 63 and Series 66 credentials and 25 years of industry experience. He has been with TIAA since 2005, based in Tampa, FL. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm provides a range of advisory services including model and customized portfolio management under a fiduciary standard within a vertically integrated structure.

Emma Mueller is a financial advisor at Wealth Enhancement Advisory Services, LLC with 17 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Park Capital Management, Purshe Kaplan Sterling Investments, and Hausmann-Johnson Bauch Financial LLC. Mueller serves as a board member and director of the Olbrich Botanical Society Foundation, Inc. Wealth Enhancement Advisory Services provides financial planning, asset management, and retirement-plan consulting for individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets and employs a diversified, risk-class based investment approach that combines passive and active management, supported by an internal Investment Committee.

Todd Woodard is a CFP® with 31 years of industry experience, currently serving as an advisor at J.W. Cole Advisors, Inc. since 2017. Prior to that, he worked at G. A. Repple & Company for 24 years. Outside of his advisory role, Woodard is president of Mosaic Wealth Management Group, a financial planning firm. J.W. Cole Advisors, Inc. is an SEC-registered investment adviser serving individuals, charities, corporations, and retirement plans through a national network of over 400 independent investment adviser representatives. The firm offers portfolio management, fee-based financial planning, access to third-party investment managers, and various managed account solutions with both discretionary and non-discretionary investment options.

Chery Victoria is a financial advisor at Empower Advisory Group with 11 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Gwfs Equities, Inc. since 2014. Outside of her advisory role, she is an independent business owner involved in direct sales of travel memberships and operates as an Amazon seller. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain IRA and retail brokerage clients. The firm emphasizes long-term portfolio returns and integrates its services with Empower’s recordkeeping and administrative platforms.

Paul Mcaneny is a financial advisor with Hornor, Townsend & Kent, LLC in Tampa, FL, holding Series 63 and Series 65 designations and seven years of industry experience. He has worked at Hornor, Townsend & Kent since 2019 and also has experience with Penn Mutual Life Insurance Company beginning in 2018. In addition to his advisory work, he serves as the Transition Committee Chairman for the Tampa Chapter of the Military Officers Association of America, organizing seminars for transitioning military members and their spouses. Hornor, Townsend & Kent provides advisory and brokerage services to individuals, trusts, businesses, charitable organizations, and retirement plans. The firm offers a range of investment programs and financial planning solutions, leveraging third-party asset manager relationships and operating as both an SEC-registered adviser and FINRA-member broker-dealer.

Richard Looney is a financial advisor at Davenport & Company LLC in Tampa, FL, holding Series 63 and Series 66 licenses with 28 years of industry experience. He has been with Davenport since 2002. Looney is a minority shareholder in Gibian & Gibian, a family investment partnership. Davenport & Company serves individual and institutional clients, offering asset management, retail brokerage, fixed income, public finance, and investment banking and advisory services. The firm’s investment approach involves dedicated portfolio manager teams and a Manager Research group overseeing various strategies, including separately managed accounts and mutual funds.