Ashley Tran is a financial advisor with Morgan Stanley in Tampa, FL, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. Prior to joining Morgan Stanley in 2024, Tran worked at FIDELITY Brokerage Services LLC for nine years. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved tools.

Natalia Konstantinova is a financial advisor with Merrill in Tampa, FL, holding a Series 66 designation and 19 years of industry experience. Prior to joining Merrill in 2024, she worked at Prudential Insurance Company of America and Pruco Securities, LLC for 11 years, and at Citigroup Global Markets for five years. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Jonathan Hanvey is a financial advisor at Morgan Stanley in Tampa, FL, holding Series 66 and Series 63 licenses with one year of industry experience. Before joining Morgan Stanley in 2025, he worked at ADP for four years and held various roles in the retail and hospitality sectors. Morgan Stanley Wealth Management provides advisory and brokerage services to individuals and institutions, offering tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct and corporate financial planning agreements.

Ana Romero is a financial advisor at Fidelity with five years of industry experience. She holds the Series 66 designation and has worked at Fidelity Investments since 2021, following a year at Equitable Advisors. Outside of her advisory role, she is an Independent Business Owner involved in e-commerce related to health and beauty products with Amway Global. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including IRS-qualified Charitable Gift Funds and registered investment companies. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to deliver model portfolios using mutual funds, ETFs, and ETPs.

Patrick Bonanno is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 15 years of industry experience. His prior roles include positions at Sanford C. Bernstein & Co. LLC, Advisor Asset Management Inc., and AllianceBernstein L.P. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program that emphasizes written asset allocation advice, investment manager and fund searches, and customized performance reporting.

Christopher Hacker is a financial advisor at Wells Fargo Clearing with 18 years of industry experience. He holds the Series 66 designation and has worked previously at Merrill, Northwestern Mutual Investment Management, and Edward Jones. Outside of advisory work, he co-owns Hacker Ventures LLC, an investment-related business. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with a range of investment advisory services, financial planning, and retirement consulting, managing approximately $671 billion in assets through a large network of advisors.

Jordan Leuschke is a financial advisor with Charles Schwab in Tampa, FL, holding Series 63 and Series 66 licenses and having 19 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2013. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and utilizes multi-asset model portfolios supported by due diligence from its Center for Financial Research.

Nicole Lebaron is a financial advisor with Morgan Stanley in Tampa, FL, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. She has worked at Morgan Stanley since 2017 and had a prior role at Wells Fargo Clearing from 2016 to 2017. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a range of advisory programs to both individual and institutional clients, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services through direct client engagements as well as Corporate Financial Planning agreements.

Logan Devicente is a Certified Financial Planner (CFP®) with 19 years of industry experience, currently serving at Wells Fargo Clearing since 2016. He holds a Series 66 license and is based in Tampa, Florida. Outside of his advisory role, Devicente has partial ownership in several investment-related ventures. Wells Fargo Advisors is a national securities firm offering investment advisory, financial planning, and retirement plan consulting services to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Ricky Wallace is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has worked with The Prudential Insurance Company of America and Pruco Securities, LLC since 1986. In addition to his advisory role, he sells life, health, fixed annuities, property and casualty, and disability insurance. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and charitable entities through a large network of investment adviser representatives. The firm uses model-driven investment strategies and offers financial planning, access to third-party asset managers, and insurance products through affiliated entities.

Katharine Curtis is a financial advisor at Morgan Stanley in Tampa, FL, holding a Series 66 designation with one year of industry experience. Her prior roles include working at Raymond James from 2020 to 2023 and employment with Hillsborough County Public Schools from 2015 to 2020. Her background also includes a period of extended traveling in 2023. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers tailored financial planning and a range of advisory programs, managing approximately $2.74 trillion in client assets.

Karen Hernandez is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. She has worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2017 and previously was employed at The Buckle from 2013 to 2017. Based in Tampa, FL, her background spans both financial services and retail sectors. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of model-based and discretionary investment strategies crafted by internal teams and third-party managers, with support for trading, account administration, and custody.

Austin Polo is a financial advisor with LPL Financial in Tampa, FL, holding a Series 66 designation and four years of industry experience. Prior to joining LPL Financial in 2025, he worked with Grow Financial Federal Credit Union and CUSO Financial Services, LP. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

John Hinken is a financial advisor at Merrill with Series 63 and Series 65 credentials and 46 years of industry experience. He has worked at Merrill since 1979 and has been associated with Bank of America, N.A. since 2009. Outside of his advisory work, he serves as president of the American Shotokan Kenkojuku Karate-Do Alliance, a nonprofit organization, and teaches quarterly clinics. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Liane Conceicao is a Financial Advisor with Merrill Lynch Wealth Management and a member of the Bank of America team. She supports clients by developing personalized financial strategies that align with their short-, mid-, and long-term goals. Her approach includes understanding what matters most to each client and providing guidance on general investing, retirement planning, liquidity management, and legacy planning. Liane also connects clients to Bank of America specialists for banking, credit, home financing, and small business solutions. Liane's areas of focus include family wealth management strategies, managing new wealth, personal retirement planning, women and wealth, and retirement income. She holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) professional designations. Her educational background includes a High School Diploma from Classical High and an Accredited Certificate Program from the Community College of Rhode Island. Born and raised in Rhode Island within a Cape Verdean family, Liane values hard work, family, and planning for future generations. She is fluent in English, Spanish, and Portuguese. Outside of her professional role, Liane enjoys cooking, dancing, music, reading, and spending time with her family.

Carla Rossi is a financial advisor with Merrill in Tampa, FL, holding a Series 66 designation and 18 years of industry experience. She has been with Merrill since 2015. Outside of her advisory role, she is the sole owner of a rental property in Doral, FL. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Robert Chase is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 designations and bringing 26 years of industry experience. He has been with Raymond James & Associates since 2011. Outside of his advisory role, he is a partner in Bentley Condo, LLC, a business involved in locating, purchasing, and managing property. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary solutions through a range of portfolio management styles and affiliated research.

Thomas Ballash is a financial advisor with Morgan Stanley in Tampa, FL, holding a Series 66 designation and three years of industry experience. He has worked at Morgan Stanley Smith Barney LLC since 2022 and previously spent 19 years at USAA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools such as Monte Carlo simulations and Secular Return Estimates in its financial planning process.

Jordan Boudreau is a financial advisor with Morgan Stanley in Tampa, FL, holding Series 63 and Series 66 licenses and with three years of industry experience. His prior roles include working at E*Trade Securities and involvement in the transportation sector as a contractor for Doordash. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients, offering a range of advisory programs and tailored financial planning services that utilize firm-approved tools and methodologies.

Robert Fleming is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. He has worked with Cetera and its affiliated entities since 2021 and previously spent seven years at VOYA Financial Advisors. Fleming is also an independent insurance agent with a fixed insurance product sales business. Cetera Investment Advisers LLC serves a broad range of clients including individuals, employer-sponsored retirement plans, corporate and charitable entities, and institutional accounts. The firm operates a multi-manager platform offering various portfolio management and consulting services through discretionary and non-discretionary programs.