Paul Listerman is a financial advisor with Wells Fargo Clearing in Cincinnati, OH, holding Series 63 and Series 65 credentials and 38 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously spent seven years with Wells Fargo Advisors LLC. Outside of his advisory role, he holds an ownership interest in a family auto dealership in Edinboro, PA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Richard Payne II is a financial advisor with UBS Financial Services in Cincinnati, OH, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with UBS since 2013. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings. The firm integrates proprietary capital market assumptions, model-based asset allocations, and global research to tailor financial plans and portfolio management to client goals and risk tolerances.

Jacob Lackner is a financial advisor with Wells Fargo Clearing in Cincinnati, OH, holding a Series 66 designation and 11 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at WELLS FARGO Advisors from 2014 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Megan Sarnecki is a financial advisor at Fidelity with 10 years of industry experience. She holds the Series 66 and Series 63 designations and has worked across several Fidelity entities, including Fidelity Brokerage Services, FIDELITY Personal and Workplace Advisors, and Fidelity Investments. She is also affiliated with Ferris State University. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including advisory for registered investment companies and charitable funds. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios and employs formal governance procedures and oversight controls in its investment process.

Ashlee Willis is a financial advisor at Ameriprise with 12 years of industry experience and holds a Series 66 designation. Her work history includes roles at Ameriprise, Horter Financial Strategies, Securian Financial Services, and Edward Jones. Outside of her advisory work, she serves as a poll worker for the Butler County Board of Elections. Ameriprise provides a range of advisory, brokerage, and insurance solutions, including a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets. The firm utilizes a centralized consulting team and algorithmic tools to deliver non-discretionary, tax-efficient retirement recommendations tailored to client needs.

Frank Trotta is a financial advisor with Ameriprise in Cleves, Ohio, holding a Series 66 designation and two years of industry experience. He has worked with Ameriprise and its affiliates since 2020 and previously spent eight years at First Financial Bank. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement with significant investable assets, providing comprehensive written recommendations on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver tailored retirement income plans, supported by a centralized consulting team and algorithmic tools.

Paul Redden is a financial advisor at Merrill with 28 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Nuveen Asset Management and Nuveen Investments for over a decade before joining Merrill in 2020. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Peter Mccolgan is a financial advisor at Wells Fargo Clearing with 38 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Wells Fargo Clearing Services LLC since 2018, following nine years at UBS Financial Services Inc. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Joseph Kuethe is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 63 designation and over 30 years of industry experience. He worked at Edward Jones for 22 years before joining Raymond James in 2021. Kuethe is also a part-owner of Ascension Partners, LLC, which supports satellite offices joining its OSJ network. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pensions, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using risk profiling and modeling tools, and it supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Ted Lucien is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has worked with Morgan Stanley Private Bank since 2015 and previously with Morgan Stanley Smith Barney and Citigroup Global Markets. Outside of his advisory role, he is involved in lending activities in Cincinnati, Ohio. Morgan Stanley Wealth Management provides advisory and brokerage services to individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and a broad range of investment services, including private funds and structured-product activities.

William Mccarthy is a financial advisor with UBS Financial Services in Cincinnati, OH, holding a Series 66 designation and 23 years of industry experience. He has been with UBS Financial Services Inc. since 2013. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and discretionary portfolio management. The firm combines institutional trading capabilities with wealth management services, leveraging proprietary research and model-based asset allocations to tailor investment strategies to clients’ goals and risk tolerances.

Stephen Ashworth is a financial advisor with Morgan Stanley in Cincinnati, OH, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has worked at Morgan Stanley since 2013 and at Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs that include tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and research to help clients with their financial goals.

Benjamin Zureick is a financial advisor with Ameriprise in Cincinnati, OH, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. His career includes six years at Fidelity and multiple roles within Ameriprise since 2017. Ameriprise provides retirement-income planning services primarily for individuals with substantial investable assets, combining research, modeling, and tax-efficiency analysis to create personalized Recommendation Reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Tara Koob is a financial advisor with Primerica Advisors in Cincinnati, OH, holding Series 63 and Series 65 licenses and three years of industry experience. Prior to joining Primerica, she worked at Trane and studied at The Ohio State University. Outside of her advisory role, she is a partner in several non-investment related LLCs based in Mason, Ohio. Primerica Advisors is a large firm serving primarily individual investors through a wrap-fee asset management program that uses model-driven strategies managed by unaffiliated asset managers. The firm supports nearly 3,700 advisors and manages approximately $15.5 billion in assets.

Jonathan Weber is a financial advisor at Wells Fargo Clearing with 10 years of industry experience. He has held roles at Wells Fargo Clearing since 2016 and previously worked at WELLS FARGO Advisors, LLC from 2015 to 2016. He holds the Series 66 designation and is based in Cincinnati, OH. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with options including discretionary management and a range of financial products like insurance-related vehicles and bank deposit sweep programs.

Frank Re is a financial advisor with LPL Financial and holds a Series 66 designation. He has nine years of industry experience, including roles at LPL Financial LLC and Lebanon Citizens National Bank since 2016. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios, third-party subadvisors, and advanced technologies.

Jacklyn King is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 21 years of industry experience. She worked at Nuveen Investments for 11 years before joining Wells Fargo Clearing in 2022. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering both brokerage and advisory solutions.

Jahn Gazder is a financial advisor with Ameriprise in Cincinnati, OH, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. He has been with Ameriprise and its related entities since 2009. Outside of his advisory role, he serves on the boards of directors for Landen HOA and Kings Local Pantry. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides customized retirement-income planning advice, focusing on reliable income sources and tax-aware withdrawal strategies.

Louis Moore is a CFP® and ChFC® with 44 years of industry experience. He currently works at OSAIC, having joined the firm in 2025 after 27 years at Lincoln Financial Advisors Corporation. He is also the owner of Wealthstrong Financial LLC, through which he markets and sells fixed insurance products. OSAIC serves a diverse client base, including retail and institutional investors, offering a range of brokerage and advisory services supported by firm-provided asset-allocation tools and third-party money managers. The firm is notable for its complex corporate structure and multiple platforms resulting from mergers and private-equity ownership.

Beth Diacono is a financial advisor at Merrill with 18 years of industry experience. She holds Series 63 and Series 66 designations and has worked at Merrill since 2017, following three years at Bank of America Home Loans. Based in Cincinnati, OH, she focuses on serving clients through Merrill’s managed account services. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients via the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.