Thaddeus Crass is a financial advisor at Merrill with Series 63 and Series 65 licenses and 31 years of industry experience. He previously worked at Prudential Insurance Company of America and Pruco Securities, LLC from 2015 to 2024. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

J Fioroni is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing over four decades of experience in investment and wealth management advisory services. Since joining Merrill in 1982, he has focused on developing client relationships tailored to their individual needs and aspirations. Working as part of Team Fioroni, which collectively holds over 60 years of industry experience, he assists clients ranging from growing families to retirees in defining and pursuing their financial goals through comprehensive wealth management planning. Fioroni holds the Chartered Retirement Planning Counselor (CRPC™) and Personal Investment Advisor (PIA) designations. He earned dual Bachelor of Arts degrees from Michigan State University. Beyond his advisory role, he has been involved in leadership development, having taught Dale Carnegie Leadership Courses for 15 years across Michigan. He is an officer of the Rotary Club of Flint, Michigan, and actively participates in the community through this organization. Fioroni is also an avid baseball player and fan, competing in Men’s Senior Baseball tournaments locally and nationally. He lives in Michigan with his wife, Lynette, and their three children.

Nicole Gatto is a financial advisor at Merrill with 10 years of industry experience. She holds the Series 66 designation and has worked at Merrill and Bank of America since 2017, with prior experience at PNC Bank and PNC Investments. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Leonard Zito is a financial advisor with Cetera who holds Series 63 and Series 66 licenses and has 39 years of industry experience. He has been with Cetera Advisors LLC since 2013 and with Cetera since 2024. Outside of his advisory role, he is a 33% owner of MSZ Enterprises, LLC, a business involved in leasing office buildings. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various program options, discretionary and non-discretionary portfolio management, and access to third-party money managers.

Paul Tackett is a financial advisor with Equitable Advisors, holding the Series 66 designation and beginning his industry experience in 2026. His background includes work outside finance in sectors such as golf resort management and automotive manufacturing, as well as roles during his education at the University of Michigan and community involvement through university telefund activities. Equitable Advisors serves a wide range of clients, including individual investors, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset management programs. The firm emphasizes matching clients to investment models or discretionary managers and leverages third-party asset managers and LPL-sponsored advisory programs.

Philip Piesko is a financial advisor at LPL Enterprise with Series 63 and Series 65 credentials and 31 years of industry experience. He previously worked at Prudential Insurance Company of America and Pruco Securities, LLC. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities through a network of investment adviser representatives. The firm’s investment approach is model-driven, utilizing portfolios from LPL’s Research Department and third-party strategists, and offers access to financial planning, third-party asset managers, insurance products, and affiliated trust and lending services.

Ryan Robertson is a financial advisor at Cambridge Investment Research Advisors with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked with firms including Securities America, Inc. and Securities Service Network. Robertson is also a partner at The Dickerson Group, a business he has been involved with for over two decades. Cambridge Investment Research Advisors serves a diverse clientele including individual investors, pension plans, and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm manages a multi-billion dollar asset base through thousands of financial professionals utilizing multiple platforms and proprietary investment models.

Brooks Black is a ChFC® credentialed financial advisor with 26 years of industry experience. He is currently with LPL Enterprise and has previously worked at Prudential Insurance Company of America, Pruco Securities, Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and Metropolitan Life Insurance Co. His outside activities include managing a real estate rental business. LPL Enterprise provides investment advisory and brokerage services to a diverse clientele, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm’s investment approach is model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, and it offers financial planning, access to third-party asset managers, and insurance product sales through affiliated entities.

Jill Syracuse is a ChFC® credentialed financial advisor with 23 years of industry experience, currently serving clients at Ameriprise Financial Services, LLC since 2021. Prior to this, she worked for Royal Alliance for 10 years. Outside of her advisory role, she is involved in tax preparation through Blumark Tax Advisors, LLC, and participates in a wellness shopping club called Melaleuca. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations. The firm also offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Peter Molesa is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. His prior roles include positions at Woodbury Financial Services and Sii Investments. Outside of financial advising, he is the owner of Happy Plant Stand, a business specializing in bonsai and related products. OSAIC Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including financial planning, portfolio management, and retirement plan consulting. The firm’s investment approach emphasizes model-based asset allocation and portfolio optimization, supported by various analytical tools and discretionary management options.

Brian Higgins is a financial advisor with Merrill in Auburn Hills, MI, holding Series 63 and Series 66 registrations and 43 years of industry experience. He has been with Merrill since 1977 and has also worked with Bank of America since 2009. Outside of his advisory work, he serves in a power of attorney capacity for a non-investment-related entity. Merrill serves a broad range of clients, including individuals, retirement plans, corporations, and institutional clients, offering managed account programs, third-party manager selection, discretionary portfolio management, brokerage execution, and custody services. The firm’s investment management includes multiple program strategies and extensive manager-constructed offerings, supported by integration with Bank of America’s broader banking and capital markets platform.

Nicholas Kozak is a Private Wealth Advisor and founding member of MK Private Wealth at Merrill, where he serves as Managing Partner. In this role, he focuses on ensuring that the advisory team consistently delivers service aligned with their vision and mission for the families they advise. He acts as the primary advisor to many of the firm's families as well as to athlete and entertainer clients. Growing up working in his family's businesses, Nicholas gained firsthand insight into the challenges business owners and their families face. This experience has informed his work in helping clients navigate business succession and sale, family dynamics, and legacy planning. He earned the Certified Divorce Financial Analyst® designation to provide financial guidance in complex divorce cases, working with families and their legal and tax advisors to achieve favorable outcomes in high-asset divorce situations. Nicholas holds a Bachelor's degree from Portland State University. He is involved in several professional organizations including Brother Rice High School Alumni Association, Cranbrook Schools, Detroit Athletic Club, Michigan State University Alumni Association, Our Lady Queen of Martyrs Parish, and The Hundred Club of Detroit. Additionally, he is engaged in community activities such as the Pope Francis Center. His personal interests include adventure sports, boating, fishing, hiking, skydiving, spending time with family, and traveling.

David Mitter Sr. is a financial advisor with LPL Enterprise who holds Series 63 and Series 65 licenses and has 18 years of industry experience. His prior work includes roles at Prudential Insurance Company of America, Pruco Securities, LLC, Mass Mutual Investors Services, and MetLife Securities Inc. He is also involved in property and casualty insurance through his activities with St. Mitter Financial Services Inc. and NuStar Insurance Agency. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, and corporate and charitable entities. The firm uses model-driven investment implementation and offers financial planning, access to third-party asset managers, and insurance product facilitation through affiliated entities.

David Bultynck is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 20 years of industry experience. He has worked at Cetera Advisors LLC since 2013 and is involved with multiple business ventures, including serving as a partner at Bultynck & Co., which provides accounting and tax services. Outside of his advisory role, he is also engaged in business consulting and facilitates business management through several related entities. Cetera Investment Advisers is a nationwide SEC-registered firm serving individual, corporate, charitable, and institutional clients with a range of portfolio management and financial planning services. The firm operates a multi-manager platform allowing advisors to use affiliated and unaffiliated third-party managers or customized strategies across various program structures and custodial relationships.

Nicholas Litton is a financial advisor with Equitable Advisors in Troy, MI, holding Series 63 and Series 65 credentials and eight years of industry experience. He has worked at Equitable Advisors since 2018 and previously held roles at AXA Advisors, Gale A Cengage Company, J. Crew, and Michigan State University. Equitable Advisors serves individual clients, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients, providing financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives. The firm offers a range of advisory models implemented by third-party managers and does not sponsor its own wrap fee program, relying instead on affiliated and third-party solutions.

Connor Carbary is a financial advisor at Equitable Advisors in Troy, MI, with eight years of industry experience. He holds a Series 66 designation and has been with Equitable Advisors since 2018, including two years when the firm operated as Axa Advisors. Outside of his advisory work, he manages Extravagante Valet, a valet service he has been involved with since 2015. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement consulting, and asset management programs through a network of representatives and third-party managers, providing a variety of investment options and ERISA fiduciary services for qualified plans.

Thomas Cooper is a CFP® with 38 years of industry experience. He has been with Ameriprise since 2005, currently serving as a financial advisor in Troy, MI. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research and modeling with tax-efficiency analysis to deliver tailored, non-discretionary recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Taylor Brynaert is a CFP®-certified financial advisor with LPL Financial, based in Washington, Michigan, with 11 years of industry experience. He has been affiliated with LPL Financial and Tarr & Associates since 2015. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advice and account management primarily provided by investment adviser representatives using a range of discretionary and non-discretionary strategies.

Donald Simpson is a financial advisor with Raymond James & Associates in Bloomfield Hills, MI, holding Series 63 and Series 65 licenses. He has 46 years of industry experience, including two years with Wells Fargo Clearing prior to joining Raymond James in 2018. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving a diverse client base that includes individuals, institutional clients, and charitable organizations. The firm offers tailored financial planning and consulting, municipal advisory services, and a range of portfolio management options supported by affiliated research and model managers.

Sarah Cunningham is a financial advisor at Merrill with 25 years of industry experience. She holds a Series 66 designation and has worked at Merrill Lynch, Pierce, Fenner & Smith Inc. since 1998 and Bank of America since 2009. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.