Lloyd Woelfle is a CFP® with 50 years of industry experience, currently affiliated with Ameriprise in Frisco, TX. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he is a co-owner of Woelfle-Notman, LLC, a business that manages his Ameriprise practice. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, known for its Premier Retirement Income service that provides tailored retirement planning advice through a centralized team working alongside advisors. The firm’s approach includes detailed retirement income recommendations focused on income sources and tax-efficient withdrawal strategies within an investment framework influenced by its affiliated product ecosystem.

Paula Czapko is a Senior Financial Advisor with Merrill Lynch Wealth Management. She specializes in personal retirement planning, women and wealth, and retirement income, working closely with clients to develop personalized financial strategies tailored to their individual goals. Paula has been in the financial industry since graduating from Texas Christian University, where she earned her bachelor's degree. She holds the Personal Investment Advisor (PIA) designation, reflecting her commitment to professional development and client service. In her personal time, Paula enjoys cooking, gardening, and horseback riding.

Margaret Sanchez is a financial advisor with Merrill in Frisco, TX, holding a Series 63 designation and 36 years of industry experience. She has been with Merrill since 2012. Outside of her advisory role, she is a co-owner of a family rental property business. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Tyler Dempster is a CFP® professional with nine years of industry experience, currently serving at Cambridge Investment Research Advisors. He previously worked at Securities America Advisors and Securities America, Inc. Dempster is involved in financial education and public speaking through his role at My Secure Advantage, where he presents financial concepts and produces related content. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, by providing financial planning, investment management, and retirement-plan advisory services. The firm manages a multi-billion dollar asset base and offers a range of platforms and proprietary model strategies.

Nash Noorali is a financial advisor at J.P. Morgan Securities with 9 years of industry experience. He holds Series 66 and Series 63 licenses and previously worked at Northwestern Mutual Investment Management. Outside of his advisory role, he is an owner and partner of a retail corporation and a commercial real estate entity. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting.

John Kopenhaver is a CFP® professional with 32 years of industry experience, currently affiliated with LPL Financial. He has a long tenure with Morgan Stanley, having worked there in various capacities from 1997 through 2020 before joining LPL in 2020. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services through a broad network of advisers, utilizing model portfolios, third-party subadvisors, and customized strategies.

Ginger Renwick is a financial advisor with Merrill in Frisco, TX, holding a Series 66 designation and bringing nine years of industry experience. She has been with Merrill since 2013. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Rusti Rogger is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and bringing 22 years of industry experience. She previously worked at UBS Financial Services for 26 years before joining Wells Fargo. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Michael Jarvis is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 35 years of industry experience. He has worked at Cetera since 2017 and previously spent eight years at Girard Securities, Inc. He also manages his own financial and insurance services firm, Legacy Financial Advisors, and is involved in selling life, disability, and long-term care insurance. Cetera Investment Advisers LLC serves individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform that supports various investment strategies and custodial arrangements.

Karen Hawthorne is a financial advisor with Merrill based in Frisco, TX, holding Series 63 and Series 66 licenses and bringing 33 years of industry experience. She has been with Merrill for 26 years, beginning in 2000. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies guided by internal and third-party managers.

Marion Parker is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. She holds Series 63 and Series 66 licenses and has worked previously at Fidelity Brokerage Services LLC. Outside of finance, she has experience in the fitness industry, including roles at Camp Gladiator and Rumble Boxing. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm combines quantitative and qualitative research in its advisory process and offers access to a broad range of strategies supported by affiliated investment management entities.

Muralidharan George is a Financial Solutions Advisor (FSA) with Merrill Lynch Wealth Management. In this role, he works closely with clients to understand their personal priorities and financial goals. His approach involves developing tailored strategies that address a variety of needs, such as retirement planning, funding education, and managing unexpected expenses. He emphasizes simplicity and transparency in wealth planning, aiming to make the process accessible and aligned with each client's unique circumstances. Mr. George holds a Personal Investment Advisor (PIA) designation and has earned a Master's Degree, an MBA, both from Wayne State University, as well as a Bachelor's Degree from Bharathiar University. Proficient in multiple languages including English, Hindi, Tamil, Telugu, Kannada, and Malayalam, he is positioned to serve a diverse client base. He is affiliated with Merrill Lynch Wealth Management as his primary professional organization.

Mark Blankinship is a financial advisor at Ameriprise with 19 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at several firms, including Raymond James and Logsdon Wilson Wealth Advisors. Blankinship is based in Frisco, TX. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients, offering a specialized retirement income service that provides written recommendation reports and ongoing advice focused on retirement income planning and tax-aware withdrawal strategies.

Lucas Chavez is a financial advisor with RBC Capital Markets in Frisco, TX, holding a Series 66 designation and four years of industry experience. His work history includes roles at City National Bank, Farmer's Insurance, and Metlife. Outside of finance, he works as a rideshare driver and bartends at an Afghani restaurant. RBC Wealth Management serves a diverse client base, including individual investors, institutions, and charitable organizations, offering tailored advisory programs with discretionary and non-discretionary portfolio management and financial planning services.

Matthew Johnston is a financial advisor at Merrill with 19 years of industry experience. He holds Series 66 and Series 63 licenses and has worked at Bank of America, N.A., Bofa Securities, Inc., and Merrill. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Charles Daniel is a Wealth Management Advisor at Merrill Lynch Wealth Management based in Frisco, TX. He focuses on assisting business owners who are planning to exit within the next 3-5 years, helping them develop long-term wealth plans and maximize their assets. His approach includes personalized wealth management strategies tailored to individual goals and circumstances. With expertise in areas such as pre-sale planning for business owners, portfolio design, college education planning, family wealth management strategies, legacy planning, liquidity management, and retirement income, Charles works collaboratively with clients and their families to provide thoughtful advice. He leads a team with over 50 years of wealth management experience, emphasizing comprehensive understanding of clients' financial situations and personal goals. Charles holds a Bachelor's Degree from the University of Southern California and holds the Certified Investment Management Analyst (CIMA) and Personal Investment Advisor (PIA) designations. He is a member of the USC Alumni Association. In addition to his professional work, Charles is involved in community volunteering and enjoys cooking, golfing, tennis, traveling, and spending time with his family.

Garrett Linker is a financial advisor at Cetera with 14 years of industry experience and holds a Series 66 designation. He has worked with various affiliated firms since 2008, including First Allied Advisory Services and Linker Financial Group. Outside of his advisory role, he serves on the Prosper ISD School Board and is an elected board member of the Prosper Historical Society. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of over 10,000 independent advisors. The firm offers a multi-manager platform with a range of portfolio management, financial planning, and retirement services, managing more than $256 billion in assets.

Michael Sherman Jr. is a Senior Financial Advisor with UBS Financial Services in Argyle, Texas, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. He has been with UBS since 2015 and previously served as an Assistant Vice President at Merrill Lynch Global Private Client. He is also involved in managing personal and family living trusts. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, combining institutional trading capabilities with wealth management. The firm delivers tailored financial plans using proprietary capital market research and maintains a broad platform that includes discretionary portfolio management, custody, underwriting, and other capital markets services.

Jonathan Pace is a financial advisor at Osaic with Series 63 and Series 66 credentials and 32 years of industry experience. He has longstanding roles at Pro-Integrity Securities, PACE Insurance Agency, and Farmers Insurance Group, each exceeding 25 years. Pace also owns AP Insurance Services LLC and Advisor Bridge, Inc., which provide insurance marketing and corporate services. OSAIC serves a diverse client base including individual investors, retirement plans, nonprofits, and corporations, offering brokerage and advisory services through a multi-advisor platform. The firm utilizes a model-based investment process with portfolio optimization tools and supports discretionary and third-party managed strategies.

Cody Bradshaw is a Wealth Management Advisor and Senior Vice President, as well as a founding partner with JBMC Wealth Management Group. He began his career in 2001 and was named to the 2023 Forbes "Best-in-State Wealth Advisors" list. Cody holds the Certified Private Wealth Advisor® (CPWA) and Personal Investment Advisor (PIA) designations, reflecting his commitment to meeting ongoing credentialing requirements in wealth advisory. Cody specializes in developing personalized strategies that address the complex needs of families with substantial wealth. His expertise includes college education planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, individual and corporate investment strategy, tax minimization, and retirement income. JBMC Wealth Management Group employs a holistic approach, focusing on the needs of multi-generational families. He earned a bachelor's degree from East Central University and an associate's degree from Carl Albert State College. Cody is an advocate for charities such as Wipe Out Kids Cancer and Team Conner, which support childhood cancer research. He resides in Frisco with his three sons and enjoys adventurous travel, sporting events, fly-fishing, boating, camping, fishing, football, hiking, scuba diving, and spending time with his family.