Ted Lukeman is a financial advisor with OSAIC, holding Series 63 and Series 65 credentials and bringing 41 years of industry experience. His prior roles include positions at Royal Alliance Associates, Cetera Wealth Services, LLC, and MetLife Investment Fund Services LLC. He also operates a sole proprietorship offering major medical and life insurance products. OSAIC serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients. The firm utilizes a model-based investment approach with a variety of advisory programs and third-party manager options, supported by a large, multi-advisor platform.

Richard Davis is a financial advisor with Edward Jones in Spring, TX, holding a Series 66 designation and seven years of industry experience. He has been with Edward Jones since 2019 and also works as an athletic trainer providing coverage for sporting events in the north Houston area. Prior to joining Edward Jones, he worked in education with Magnolia ISD and Conroe ISD. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary wrap fee strategies and separately managed accounts. The firm manages approximately $1.01 trillion in assets and maintains a large nationwide network of advisors and branch offices.

Cassie Lopez is a financial advisor with Fidelity, holding Series 63 and Series 66 licenses and bringing three years of industry experience. Her work history includes roles at JPMorgan Securities LLC and Wells Fargo prior to joining Fidelity. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified portfolios and model strategies.

Mark Hemann is a financial advisor with Thrivent Investment Management in Spring, TX, holding Series 63 and Series 65 licenses and possessing 38 years of industry experience. He has been with Thrivent and its predecessor, Thrivent Financial for Lutherans, since 2002. Outside of his advisory role, Hemann serves as a board member and treasurer for the Northampton Municipal Utility District and co-manages a family-owned ranch property. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based analyses across various planning areas without portfolio management for institutional clients. The firm allows clients to combine planning with managed-account programs through a consolidated billing option called “WealthPlan” while keeping these services separate.

Matthew Cote is a financial advisor at Edward Jones in Houston, TX, holding a Series 66 designation and possessing two years of industry experience. Prior to joining Edward Jones, he worked at The Prudential Insurance Company of America and Pruco Securities LLC, and he has been involved with Velox Accounting and Financial Services since 2013, assisting with payroll, bookkeeping, research, and business consulting. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and investment options, supported by a nationwide network of over 23,700 advisors and managing approximately $1.01 trillion in assets.

Jack Salisbury is a financial advisor with Charles Schwab in Houston, TX, holding Series 63 and Series 66 licenses and having 10 years of industry experience. He has worked at Charles Schwab Bank, SSB and Charles Schwab & Co., Inc. since 2018, following two years at Fidelity Brokerage Services, LLC. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm provides integrated advisory, brokerage, custody, and cash-sweep services with a client relationship model that combines non-discretionary advisory guidance and access to discretionary separately managed accounts.

Nicholas Perry is a CFP® and holds a Series 66 license, currently serving as a financial advisor at Edward Jones in Houston, TX. He has eight years of industry experience, including six years in the restaurant sector prior to joining Edward Jones in 2017. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, with approximately $1.01 trillion in assets under management. The firm offers a range of investment strategies and affiliated services through a nationwide network of more than 23,700 financial advisors.

John Gutfranski is a CFP® professional with 31 years of industry experience, currently advising at Cetera since 2021. His prior experience includes six years at VOYA Financial Advisors. He serves as a director on a local utility district board overseeing water management operations. Cetera Investment Advisers LLC is a large SEC-registered firm that supports over 10,000 advisors and serves individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a wide range of portfolio management and advisory services, managing over $256 billion in assets.

Jason Roberts is a financial advisor with Ameriprise in Cypress, TX, holding Series 63 and Series 65 credentials and 26 years of industry experience. He has been with Ameriprise and its related entities since 2005. Roberts serves on the board of directors for Last Chance Recovery Center. Ameriprise offers retirement-income planning services primarily for clients with substantial investable assets, delivering tailored, research-driven recommendations through a centralized consulting team. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Richard Ashcroft is a CFP®-certified financial advisor with Robert Baird & Co., based in Houston, TX, and has 42 years of industry experience. He has been with Robert Baird since 2013. Outside of his advisory role, he is a co-owner and manager of a family partnership, Ashcroft Management. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management department, which serves individuals, corporate clients, pensions, profit-sharing plans, and charitable organizations. The firm employs a range of portfolio management strategies and emphasizes ongoing manager selection, internal research, and the use of technology in client advice.

Katharine Christian is a CFP® with 30 years of industry experience, currently serving at Robert W. Baird & Co. since 2018. Her prior roles include positions at Hornor, Townsend & Kent, Inc and Penn Mutual Life Insurance Company. She is part of The DDK Group within Baird’s Private Wealth Management department, which serves individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of services including financial planning, discretionary and non-discretionary portfolio management, and utilizes a blend of manager-traded and model-traded strategies, supported by internal research and ongoing manager monitoring.

Oscar Ferrufino is a Financial Advisor with Merrill Lynch Wealth Management, bringing 13 years of industry experience to his role. He began his career at Bank of America as a teller and progressed to become a Financial Advisor at Merrill, where he has been for eight years. Oscar's approach involves taking the time to understand clients' priorities to help develop their short-, mid-, and long-term financial goals. His expertise includes college education planning, employee benefits planning, family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, philanthropic planning, sports and entertainment, tax minimization, and retirement income. He serves as a resource for general investing, retirement planning, and saving for unexpected events, and can facilitate access to Bank of America specialists for banking, credit, home financing, and small business solutions. Oscar holds a Personal Investment Advisor (PIA) designation and earned his High School Diploma from Westbury High School. He is fluent in English and Spanish. Outside of his professional work, Oscar's personal interests include baseball, fishing, music, photography, and watching movies.

Hoang Nguyen is a financial advisor with J.P. Morgan Securities in Katy, TX, holding Series 63 and Series 66 licenses and 17 years of industry experience. He has worked at J.P. Morgan Securities since 2012 and has been with JPMorgan Chase Bank, N.A. since 2009. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a wealth advisory program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The advisory process incorporates centralized due diligence with both quantitative and qualitative research and includes capabilities in derivatives and commodities.

Steven Spurling is a financial advisor at Edward Jones with 32 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously with firms including Columbia Management Investment Distributors Inc and MML Distributors, LLC. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs and investment solutions. The firm manages approximately $1.01 trillion in assets and operates a large national network of financial advisors and branch offices.

Tuyet Minh Hoang is a financial advisor at J.P. Morgan Securities with 19 years of industry experience. She holds Series 65 and Series 63 designations and has worked previously at Bank of America, Merrill, and operated TMHH Investments LLC. She is based in Katy, TX. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process combines quantitative screening and qualitative research, incorporating ESG considerations and leveraging broader derivatives and commodities capabilities.

Richard Lullo II is a CFP® credentialed financial advisor with Cambridge Investment Research Advisors and has 10 years of industry experience. His prior work includes positions at Fidelity Investments and FSC Securities Corp. He is based in Houston, TX. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, by providing financial planning, investment management, and retirement-plan advisory services. The firm manages a multi-billion dollar asset base and offers both discretionary and non-discretionary management through multiple platforms and proprietary model strategies.

Poopak Saatpour is a financial advisor at Merrill with Series 65 and Series 63 licenses and seven years of industry experience. Her prior roles include positions at Bank of America, Wells Fargo Clearing, Wells Fargo Bank, and Keller William Realty. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

John Gauthier is a financial advisor with LPL Financial in Kingwood, TX, holding a Series 66 credential and 21 years of industry experience. His prior roles include positions at Wells Fargo Clearing, Chase Investment Services Corp., Wamu Investments, Inc., and Wells Fargo Investments, LLC. Outside of advising, he sells sports cards on a limited basis. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and portfolio management services through a large network of investment adviser representatives, leveraging a variety of advisory platforms and tools.

Schneyder Metellus is a financial advisor at Morgan Stanley in Cypress, TX, with four years of industry experience. He holds the Series 66 designation and has previously worked at the United States Department of Justice. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Kelly Keahey is a financial advisor with Primerica Advisors in Katy, TX, holding Series 63 and Series 65 credentials and over 30 years of industry experience. She has been with Primerica Advisors since 1995 and with Primerica Financial Services since 1994. Outside of her advisory role, she is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and discretionary separately managed accounts to individual and high-net-worth clients. The firm uses third-party asset managers and BNY Mellon Advisors for model implementation, with custody and trade execution facilitated by Pershing and Primerica Brokerage Services.