Karl Kim is a CFP® with 39 years of experience in financial advising. He is currently with Integrity Alliance, LLC, where he has worked since 2020. Prior to that, he was with Triad Advisors, Inc. for 14 years and Retirement Planning Advisors, Inc. for one year. Outside of his advisory work, Kim owns Medi-Cal Eligibility Services, which helps clients qualify for government benefits related to long-term care, and he serves as a board member for Keiro Kikyo Home, a care facility in Los Angeles. Integrity Alliance is a large advisory network serving individual investors, corporations, and qualified retirement plans. The firm offers portfolio management, financial planning, and access to third-party managers through various platforms, with advisors employing a range of investment allocation strategies.

Megan Hurches is a financial advisor at EP Wealth Advisors with four years of industry experience. She holds a Series 65 designation and previously worked at Executive Wealth Management, Dynamic Wealth Management Solutions, and has experience in healthcare roles at Ascension St. Thomas West, Sarah Cannon Research Institute, and Northwestern Memorial Hospital. Outside of advising, she serves as a nurse educator, virtually instructing patients on the use of home INR monitoring systems. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, and financial planning services, employing customized portfolios with a range of analytical approaches and facilitating ERISA-related fiduciary services.

Steven Mahan is a CFA® charterholder with 12 years of industry experience. He is currently an advisor at EP Wealth Advisors and previously worked at Capital Insight Partners LLC and American Funds. EP Wealth Advisors is a registered investment adviser that serves individuals, corporate clients, and retirement plans, offering wealth management, discretionary portfolio management, and financial planning services. The firm employs a customized investment approach combining fundamental, technical, and cyclical analysis and provides additional services including tax preparation and estate-document assistance for clients meeting asset criteria.

Robert Shier Jr. is a CFP® with over 31 years of industry experience, currently serving at Cerity Partners LLC. His career includes roles at Goldman Sachs Wealth Services and multiple advisory firms, including HPM Partners LLC, where he has worked since 2012. Cerity Partners serves a diverse client base including individuals, families, institutions, and high-net-worth investors, managing approximately $166.2 billion in assets as of the end of 2025. The firm employs a client-specific investment approach that integrates quantitative screening, manager selection, and direct security choices, while offering access to private market solutions and a range of wealth management services.

John Gardner is a CFP® and ChFC® at EP Wealth Advisors with six years of industry experience. He previously worked at Northwestern Mutual in various roles from 2018 to 2023 before joining EP Wealth Advisors. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, financial planning, and ancillary services, using a combination of fundamental, technical, and cyclical analysis along with alternative investment strategies.

Kamron Nahavandi is a financial advisor with Money Concepts Capital Corp in Placentia, CA, holding Series 63 and Series 65 licenses and possessing 19 years of industry experience. His prior roles include positions at MassMutual, The Prudential Insurance Company of America, and Fit Strategic Advisors LLC. He is also involved with FIT Planning Group, offering fixed and indexed insurance products. Money Concepts Advisory Service provides investment advisory, financial planning, and consulting services to a diverse client base including individuals, pension plans, trusts, and corporations. The firm employs model-driven and asset-allocation approaches and operates alongside its broker-dealer and insurance businesses, offering clients access to a wide range of proprietary and third-party investment programs.

Michelle James is a CFP® at EP Wealth Advisors with one year of industry experience. Prior to joining EP Wealth Advisors, she worked at the Colorado Department of Homeland Security and Emergency Management, Douglas County School District, and Charles Schwab & Co. She also co-founded Mixing Bowl Cookie Dough, LLC, a food-related business. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document preparation for qualified clients, using a mix of fundamental, technical, and cyclical analysis in their investment approach.

Frank Messano III is a financial advisor with Private Advisor Group, LLC, holding Series 66 and Series 63 licenses and 19 years of industry experience. His prior roles include positions at LPL Financial LLC, Strategic Wealth Advisors Group, and First Financial Equity Corporation. He also managed 3D Studio Gallery for 16 years. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by providing portfolio management, financial planning, retirement plan consulting, and access to various managed account solutions. The firm’s fiduciary-based model involves tailored investment advice through portfolio management or manager selection, utilizing technology platforms and multiple investment strategies.

Timothy Mcvey is a CFP® with 40 years of industry experience, currently serving at Centaurus Financial, Inc. since 2004. He has been self-employed since 1986 and also works as a tax preparer and real estate broker. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base including individuals, families, businesses, trusts, and foundations. The firm offers financial planning, portfolio management, retirement-plan consulting, and specialized advisory services through both discretionary and non-discretionary arrangements.

Maxon Seckman is a financial advisor at EP Wealth Advisors with three years of industry experience. He holds a Series 65 credential and previously worked at Criterion Capital Advisors LLC and Dell Technologies. EP Wealth Advisors serves individuals, corporate and business clients, and retirement plans by offering wealth management, discretionary portfolio management, and financial planning services. The firm uses customized model portfolios and a variety of investment strategies, including fundamental and technical analysis, and provides ancillary services such as tax preparation and estate-document preparation for qualifying clients.

Kathleen Zwickl is a financial advisor with Centaurus Financial, Inc. in Anaheim, CA, holding a Series 66 credential and 15 years of industry experience. Prior to joining Centaurus Financial in 2015, she worked at J P Turner & Company Capital Management, LLC from 2012 to 2015. In addition to her advisory role, she provides life and legacy coaching focused on helping individuals and families achieve their goals and preserve wealth across generations. Centaurus Financial, Inc. serves a diverse client base including individuals, families, small businesses, and foundations, offering financial planning, portfolio management, and specialized advisory services through both discretionary and non-discretionary arrangements. The firm utilizes a variety of analytical approaches and maintains a range of investment options, including model overlay programs and select non-traded alternative investments.

Cristopher Moran is a CFP®, CFA®, and Series 66 credentialed advisor with 22 years of industry experience. He has been with EP Wealth Advisors since 2008. EP Wealth Advisors is a registered investment adviser serving individuals, including high-net-worth clients, corporate and business clients, and retirement plans. The firm provides wealth management, discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document preparation for eligible clients, using customized model portfolios and a combination of fundamental, technical, and cyclical analysis.

David Lawrence is a financial advisor with EP Wealth Advisors in Torrance, CA, holding Series 65 and Series 66 credentials and 11 years of industry experience. His prior positions include roles at Executive Wealth Management, Dynamic Wealth Solutions, TD Ameritrade, DWS Distributors, Inc., and UBS Financial Services. EP Wealth Advisors serves individuals, corporate and business clients, and retirement plans, offering wealth management, discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document preparation for qualified clients. The firm employs customized model portfolios with ongoing monitoring, employing various investment analyses and strategies, and provides ERISA plan services including fiduciary management.

Osvaldo Cisneros is a financial advisor at Centaurus Financial, Inc. with five years of industry experience. He holds the Series 66 designation and has worked at Centaurus Financial since 2020, with prior roles at Pruco Securities LLC and the University of California, Irvine. Outside of his advisory work, he owns an online blog called Socratic Speech and a related podcast named I Think, Therefore I Pod. Centaurus Financial, Inc. serves a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm provides financial planning and portfolio management services through its CLASSIC Plus platform, employing both discretionary and non-discretionary investment arrangements with varied analytical approaches.

John Nguyen is a financial advisor with Money Concepts Capital Corp, holding Series 63 and Series 65 licenses and 21 years of industry experience. He has previously worked at FIT Strategic Advisors LLC, FITax Planning, Inc., Crown Capital Securities, L.P., and other firms. Outside of his advisory role, Nguyen serves on the board of Youth Leadership American, a nonprofit leadership program. Money Concepts Advisory Service provides investment advisory, financial planning, and consulting services to a diverse client base, including individual investors, pension plans, trusts, and corporations. The firm employs model-driven and asset-allocation strategies, offering discretionary and non-discretionary programs supported by third-party managers and technology platforms.

Joey Katz is a financial advisor at EP Wealth Advisors with over 26 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Morgan Stanley, E*Trade Securities, TD Ameritrade, J.P. Morgan Securities, Fidelity, and Citigroup Global Markets. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm provides wealth management, discretionary portfolio management, and financial planning services, often incorporating tax preparation and estate-document support for clients meeting certain asset thresholds. Their investment approach includes customized model portfolios, fundamental and technical analysis, and use of alternative investments and third-party managers.

Regina Frias is a financial advisor at Centaurus Financial, Inc. with 29 years of industry experience. She holds Series 63 and Series 65 licenses and has worked with firms including Vanderbilt Financial Group and Prosperity Builders, Inc. In addition to her advisory role, she serves as a marketing representative for a legal services network focused on educating clients about living trusts and advanced estate planning. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base, including individuals, families, small businesses, and institutions. The firm offers financial planning, portfolio management, and retirement-plan consulting through a variety of discretionary and non-discretionary arrangements utilizing both fundamental and technical analysis.

Jason Yamamoto is a CFP® professional with 22 years of experience in the financial industry. He has worked at Independent Financial Group, LLC since 2016, following prior roles at Partners Capital Services, Inc. and SCF Investment Advisors, Inc. Outside of his advisory work, Yamamoto has involvement in insurance sales and real estate sales. Independent Financial Group, LLC offers investment advisory and brokerage services to a diverse client base including individuals, high-net-worth clients, trusts, and institutional plans. The firm combines strategic asset allocation with a mix of passive and active management across multiple platforms and manages potential conflicts through disclosure and monitoring.

Jerome Duhovic is a financial advisor with Centaurus Financial, Inc. and Pacific Point Securities, LLC, holding a Series 63 credential and 32 years of industry experience. He also works as a marketing and training consultant for non-investment-related firms. Centaurus Financial serves a wide range of clients, offering advisory and brokerage services with a mix of discretionary and non-discretionary portfolio management, employing various analytical approaches and providing specialized financial planning and retirement consulting.

Jordan Sisson is a financial advisor at EP Wealth Advisors with three years of industry experience. He holds a Series 65 designation and previously worked at Warren Financial Service & Associates, Inc. Outside of finance, he has experience in the hospitality industry, having worked at PJ Ryan's Pub for four years. EP Wealth Advisors serves individual, corporate, and retirement plan clients by offering wealth management, discretionary portfolio management, and financial planning services. The firm uses customized model portfolios and a combination of fundamental, technical, and cyclical analysis to manage investments, and provides ancillary services such as tax preparation and estate-document preparation for clients meeting certain asset thresholds.