Sherif Salib is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and bringing 15 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has also worked with JPMorgan Chase Bank, N.A. since 2010. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through its Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer, investment adviser, and commodity-related registrations.

Lisa Silva is a financial advisor with Osaic Wealth, Inc., holding Series 63 and Series 65 licenses and 20 years of industry experience. Her prior roles include positions at Woodbury Financial Services and Lincoln Financial Securities Corporation. Outside of financial advisory, she is the broker and owner of Strategix Realty Inc., a real estate brokerage firm. Osaic Wealth, Inc. serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations. The firm provides integrated financial services through a large network of advisors, utilizing advanced asset-allocation tools and third-party platforms to manage portfolios that may include stocks, bonds, mutual funds, ETFs, and alternative investments.

Sean Kang is a financial advisor at Morgan Stanley with 23 years of industry experience. He holds the Series 66 designation and has been with Morgan Stanley Private Bank since 2015, following several years at Morgan Stanley Smith Barney starting in 2011. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques as part of its financial planning process.

George Veater is a financial advisor at OSAIC with 39 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at LPL Financial and Sagepoint Financial. Outside of his advisory role, he owns and operates a working cattle ranch and bronc riding school, hosting rodeo events and producing related content. OSAIC Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charities. The firm provides a range of integrated brokerage and advisory services, utilizing asset-allocation tools and third-party platforms to offer customized portfolio management across various investment types.

Josie Chuang is a financial advisor with J.P. Morgan Securities who holds Series 63 and Series 66 licenses and has 12 years of industry experience. She has worked at various J.P. Morgan entities since 2014. J.P. Morgan Securities provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework when recommending strategies.

Lulu Lo is a financial advisor with J.P. Morgan Securities and holds Series 63 and Series 66 licenses. She has six years of industry experience and has worked at J.P. Morgan Securities since 2019, with prior roles at JPMorgan Chase Bank and KinFine USA, Inc. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Steven Reyna is a financial advisor with LPL Financial, holding a Series 63 designation and 29 years of industry experience. He has been with LPL Financial since 2002. Outside of his advisory role, he is involved in selling whole life insurance and fixed annuities for pension plans. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Kevin Han is a financial advisor with OSAIC based in Anaheim, CA, holding a Series 66 credential and 18 years of industry experience. His prior roles include positions with Woodbury Financial Services, Questar Asset Management, and Wells Fargo. He is president of Cornerstone Financial Planning, a corporation he established for business planning and marketing related to his financial advisory practice. OSAIC serves a broad range of clients, including individual investors, institutions, and charitable organizations, offering integrated brokerage and advisory services. The firm utilizes asset-allocation tools, efficient-frontier analysis, and access to third-party managers to construct diversified portfolios across multiple investment types.

Phillip Orr is a financial advisor at OSAIC with 40 years of industry experience. He previously worked at Signator Investors, Inc. for 32 years before joining OSAIC in 2018. Orr is also an author of World War II archaeological publications and serves as secretary on the board of a nonprofit radio station. Additionally, he coaches running and track & field and founded a scholarship fund for high school athletes. OSAIC serves a diverse client base, including individuals, high-net-worth investors, pension plans, and charitable organizations, providing integrated brokerage and advisory services through a large network of affiliated advisors. The firm employs tools such as asset-allocation models, risk-tolerance assessments, and automated rebalancing to manage portfolios across various asset classes on discretionary or non-discretionary bases.

Brandi Evans Padilla is a financial advisor with Primerica Advisors in Riverside, CA, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. She has been with Primerica Advisors and Primerica Financial Services since 2015. Outside of her advisory role, she owns Kona Butterflyz, which provides ADHD coaching and tutoring for securities licensing exam preparation. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm uses a wrap-fee structure and curates third-party asset managers, delegating trading responsibilities to BNY Mellon Advisors.

Jon Massey is a financial advisor with OSAIC Wealth, Inc., holding the ChFC® designation and Series 63 license, and has 29 years of industry experience. He has previously worked with Mariner Independent Advisor Network, LLC, LPL Financial, LLC, and WealthPLAN Partners. Massey is President of Providence Professional Insurance Services and Plan With Providence, LLC, which provides insurance and administrative support services. He also serves as a board member for Lamb's Fellowship Church. OSAIC Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated financial services through a large network of advisors, utilizing asset-allocation tools and multiple advisory platforms to manage a wide range of investment products.

Krishna Agnihotri is a financial advisor with LPL Financial, holding the Series 66 designation and bringing 23 years of industry experience. His career includes roles at Crown Capital Securities, Foresters Equity Services, IOF Forsters, and Ameriprise. In addition to advisory work, he devotes time to insurance sales as an independent agent. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individual investors, retirement plans, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Kristin Charlebois is a financial advisor with OSAIC based in La Verne, CA. She holds a Series 66 designation and has three years of industry experience. Prior to joining OSAIC, she has worked with Royal Alliance Associates, INC. since 2023 and has been involved with Pension Portfolios, Royal Alliance Associates since 2004. Charlebois also provides notary public services as a courtesy to clients. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools and third-party platforms to manage portfolios across various investment types.

Christine Shepherd is a financial advisor at Ameriprise with five years of industry experience. She holds the Series 66 designation and has worked previously at UCLA and Northwestern Mutual. Outside of her advisory role, she manages an advisory business through Timberline Lane LLC. Ameriprise Financial Services is a large diversified firm that serves both individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement income planning through written recommendation reports and ongoing advice.

Jason Galardy is a financial advisor at Cambridge Investment Research Advisors with 20 years of industry experience. He holds the Series 66 designation and has worked at Cambridge Investment Research Advisors since 2019 following five years at FSC Securities Corporation. Outside of his advisory role, he is involved with Nettworth Financial Group in a marketing and trading capacity. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension plans, charitable organizations, and trusts. The firm offers a range of services such as financial planning, investment management, and retirement plan advisory through a network of independent Financial Professionals utilizing various portfolio management and model-based solutions.

Phillip Bracey is a CFP® with 40 years of industry experience, currently serving as a financial advisor at Cetera. He has been associated with Cetera Wealth Services, LLC since 2013 and joined Cetera in 2023. Outside of advisory work, he owns and operates tax preparation services and serves as a church elder at Kindred Outreach Ministries Inc. Cetera Investment Advisers LLC is an SEC-registered adviser that supports a nationwide network of independent advisors serving individual, institutional, and retirement plan clients. The firm offers a multi-manager platform with diverse portfolio management options and financial planning services.

Ara Malazian is a CFP® professional with 31 years of industry experience currently with LPL Financial since 2017. Prior to joining LPL, he worked at National Planning Corporation for 14 years and has owned AGM Enterprises, a technology consulting business, since 1991. He also serves as an instructor at the University of California, Irvine, and works as an independent appraiser. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services through a large network of investment adviser representatives. The firm serves individuals, retirement plan participants, banks, trust companies, and other institutions, offering financial planning, model portfolios, third-party asset management, and institutional platforms.

Cassra Mashkouri is a financial advisor at LPL Financial with 10 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at institutions including JPMorgan Chase Bank, J.P. Morgan Securities, and Wells Fargo. Mashkouri is also a licensed notary and has been affiliated with SchoolsFirst Credit Union since 2019. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a network of over 22,800 advisors.

Joshua Mason is a financial advisor at Osaic Wealth with four years of industry experience. He holds a Series 66 designation and has previously worked at Mariner Independent Advisor Network and LPL Financial. His background also includes roles outside of finance such as positions with California Baptist University and in athletics. Osaic Wealth, Inc. serves a broad range of retail and institutional clients through a large network of affiliated advisors and advisory platforms. The firm offers a variety of financial services including brokerage, investment advisory, and retirement plan consulting, utilizing tools such as asset-allocation models and automated rebalancing to construct diversified portfolios.

Susan Leivas Sturner is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 24 years of industry experience. She has been affiliated with various firms including Avantax and H&R Block, and is the owner of Leivas Wealth Management. Additionally, she works as a tax preparer and manages client relationships in a separate corporate officer role. Cetera Investment Advisers LLC is an SEC-registered advisor that serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.