Paul Camara is a financial advisor at Merrill with eight years of industry experience. He holds a Series 66 designation and has been associated with both Merrill and Bank of America since 2000. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Robert Rius is a financial advisor with Morgan Stanley in Burlingame, CA, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. He has worked at Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, N.A. since 2015. He also serves as treasurer of the Menlo College Alumni Association. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a broad range of advisory programs and financial planning services to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools as part of its advisory process.

Ava Fairlie is a financial advisor at Morgan Stanley in Burlingame, CA, holding a Series 66 designation with one year of industry experience. Prior to joining Morgan Stanley, she worked at Stifel, Nicolaus & Company Inc and has experience in retail at Nordstrom. Ava also has a background in education, having worked at Burlingame High School and Santa Clara University. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a broad range of advisory programs to individual and institutional clients, including financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured, firm-approved planning process without providing individual security recommendations in standalone plans.

Timothy Gedeon is a financial advisor at Morgan Stanley in Burlingame, CA, with 19 years of industry experience. He has been with Morgan Stanley since 2009 and holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process with firm-approved tools and modeling techniques.

Liny Li is a financial advisor with LPL Financial in Millbrae, CA, holding a Series 66 designation and 17 years of industry experience. Prior to joining LPL in 2022, Li worked at U.S. Bancorp Investments, Bancwest Investment Services, Merrill, TD Ameritrade, and Wells Fargo Investments. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Benjamin Zusman is a financial advisor at Edward Jones with one year of industry experience. He holds Series 63 and Series 66 credentials. Prior to joining Edward Jones, he worked at New York Life for two years and was involved in the restaurant business at Italian Colors Restaurant for four years. He also has experience working with the U.S. House of Representatives Foreign Affairs Committee. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including various types of households and organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory and investment services through a national network of advisors and branch offices.

Richard Zak is a financial advisor with Charles Schwab in San Mateo, CA, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. He has been affiliated with Charles Schwab since 2000 and serves as a volunteer board member with the CFP Board since 2017. Charles Schwab & Co., Inc. serves a large client base including high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advice with access to discretionary separately managed accounts and utilizes multi-asset model portfolios supported by centralized operations and alternative investment due diligence.

Michael Petersen is a financial advisor at Fisher Investments with 22 years of industry experience. He holds a Series 65 designation and has been with Fisher Investments since 2002. Fisher Investments serves a global mix of institutional and private clients, providing discretionary portfolio management across equity, fixed-income, and blended mandates. The firm utilizes a centralized investment approach combining quantitative screening and qualitative research to construct globally diversified portfolios and manages risk through tax-aware processes and defensive tactics.

David Yu is a financial advisor with Charles Schwab in Redwood City, CA, holding Series 63 and Series 65 designations and 28 years of industry experience. He has been with Charles Schwab since 1998. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm operates a combination of non-discretionary and discretionary investment guidance, utilizing multi-asset model portfolios and oversight from the Schwab Center for Financial Research.

Roopali Cirillo is a financial advisor at J.P. Morgan Securities with two years of industry experience. She holds the Series 66 designation and has previously worked at Morgan Stanley, Citibank/Citigroup, and Bank of America. Outside of her advisory roles, she has been involved with Roopali Beauty, a personal entrepreneurial venture. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm combines quantitative and qualitative research in its advisory process and offers broader derivatives and commodities capabilities compared to many institutional advisory programs.

Michael Hsu is a financial advisor with Morgan Stanley in San Mateo, CA, holding a Series 66 license and 16 years of industry experience. His career includes roles at Morgan Stanley since 2020, the Morgan Stanley Private Bank since 2021, and prior positions at Tenergy and AdviceBridge, Inc. Morgan Stanley Wealth Management serves individual and institutional clients, offering a range of advisory programs and financial planning services supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides customized plans that incorporate advanced modeling techniques.

Laura Schaefer is a financial advisor at Fisher Investments based in San Mateo, CA, holding a Series 66 designation with 13 years of industry experience. She has been with Fisher Investments since 2014. Fisher Investments serves a global client base that includes institutional and private clients such as pension plans, foundations, investment companies, and high-net-worth individuals. The firm provides discretionary portfolio management across various mandates and employs a centralized investment decision process combining quantitative and qualitative methods to manage globally diversified portfolios.

Adam Green is a financial advisor with J.P. Morgan Securities in San Mateo, CA, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. His career includes roles at MSI Financial Services, Mass Mutual Investors Services, and JPMorgan Chase Bank, N.A. Outside of his advisory work, he owns a business buying and selling new and used watches. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through a select group of Wealth Advisors. The firm’s non-discretionary program focuses on written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Nicholas Scott is a financial advisor at Morgan Stanley in Burlingame, CA, holding Series 63 and Series 66 licenses with nine years of industry experience. His prior roles include positions at MA Private Wealth, Alamo Capital, Edward Jones, and Wells Fargo. Outside of his advisory work, he serves as a referee for recreational basketball games. Morgan Stanley Wealth Management offers a wide range of advisory programs to both individual and institutional clients, focusing on tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and provides services that include retail and institutional offerings, specialized investment products, and estate planning strategies.

Patrick Baker is a financial advisor at J.P. Morgan Securities with 19 years of industry experience. He holds a Series 66 designation and has previously worked at Merrill, Credit Suisse Securities, UBS Financial Services, and Charles Schwab. He is based in San Francisco, CA. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research with forward-looking capital market assumptions to build model asset allocations.

Radha Narayan is a financial advisor at UBS Financial Services with 32 years of industry experience. She has been with UBS since 2009 and holds Series 63 and Series 65 designations. Outside of her advisory role, she serves as a trustee for a colleague's child's UTMA/trust account. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client strategies.

Cliff Liang is a financial advisor at OSAIC with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Fsc Securities Corp, J.P. Morgan Securities, Chase Investment Services Corp., Wells Fargo Clearing, Citigroup Global Markets, Citicorp Investment Services, and Merrill. Outside of his advisory work, he operates a sole proprietorship assisting clients with health insurance enrollments. OSAIC serves a diverse client base including retail and institutional investors, offering brokerage and advisory services across multiple platforms. The firm’s investment process utilizes model-based asset allocation and portfolio optimization, providing advisors with discretionary and non-discretionary strategies supported by various proprietary tools and third-party managers.

Aashish Bhattarai is a Wealth Management Advisor at Merrill Lynch Wealth Management, leading the AHM Wealth Management Group as Managing Director. With over 25 years of experience, he manages a substantial portfolio valued at $2.1 billion as of June 2025. Aashish and his team provide comprehensive wealth management services, including legacy planning, philanthropic planning, portfolio management, small business strategies, tax minimization, and retirement income solutions. Their approach emphasizes tailored investment portfolios, tax optimization, and lifetime planning designed to meet the unique needs of high-net-worth clients. Aashish holds several industry certifications, including the Chartered Financial Analyst (CFA), Certified Investment Management Analyst (CIMA), Certified Private Wealth Advisor (CPWA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned his bachelor’s degree from Old Dominion University. His professional affiliations include memberships with the CFA Society of Virginia, CFA Society of New York, and the Investment and Wealth Institute. Recognized repeatedly by Barron’s and Forbes as a leading financial advisor, Aashish ranks among the top advisors in Virginia and Merrill Lynch nationally. In addition to his professional work, Aashish is involved with community and nonprofit organizations such as the Chesapeake Bay Wine Classic Foundation, Williamsburg Community Foundation, and Barron's in Education Program. He is fluent in English and Gujarati. Outside of work, he enjoys biking, golfing, pickleball, reading, running, skiing, and spending time with his family.

Ryan Herrera is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2022. He has been with Fidelity since 2016, previously serving as a Financial Consultant. Prior to that, he held roles at TD Ameritrade, T. Rowe Price Investments, and Wells Fargo Advisors, accumulating over a decade of experience in the financial services industry. Throughout his career, Ryan has focused on building collaborative relationships with clients to develop and maintain comprehensive financial plans tailored to their goals. His experience includes investment consulting and business development within major financial institutions. He holds a California Insurance License. Additional details about his education, credentials beyond his insurance license, or personal interests are not provided.

Ashley Runnicles is a financial advisor at Edward Jones in Redwood City, CA, holding a Series 66 designation with two years of industry experience. Prior to joining Edward Jones, Ashley worked in various roles including fitness instruction and hospitality. She has also spent time engaged in extended travel. Edward Jones is a full-service wealth management firm serving a diverse client base, including individual and institutional clients, with over $1 trillion in assets under management and a nationwide network of more than 23,000 financial advisors. The firm offers a range of advisory programs with discretionary and non-discretionary strategies and operates under a fiduciary standard.