Donna Andrews is a financial advisor at Morgan Stanley with 37 years of industry experience. She holds Series 63 and Series 65 licenses and has worked with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Prior to that, she was with Citigroup Global Markets starting in 1999. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Thomas Rickey is a financial advisor with Merrill, holding a Series 66 designation and 23 years of industry experience. He has been with Merrill since 2002 and has worked at Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Hoff is Vice President and Financial Consultant at Fidelity Investments. He has been with Fidelity since 2000, progressing through several roles including Financial Consultant and Account Executive before his current position since 2011. With 25 years of experience in the financial industry, Michael has worked extensively with clients to develop personalized financial plans and strategies that target their specific needs and goals. His long-term relationships with clients enable him to support them through various stages of their financial lives. Having navigated multiple market cycles, he brings a unique perspective to financial planning. Michael holds a California Insurance License and began his career as an agent with Massachusetts Mutual from 1999 to 2000.

Tory O’keefe is a financial advisor with Charles Schwab, holding Series 63 and Series 66 credentials and 26 years of industry experience. O’keefe has been with Charles Schwab since 1998 and Charles Schwab Bank since 2005. Outside of advisory work, O’keefe co-owns a residential real estate rental property with a family member. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, offering multi-asset model portfolios and centralized custody and brokerage services.

Joseph Frank is a financial advisor with Wells Fargo Clearing in Oakland, CA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2011 to 2016. Outside of his advisory role, he manages a rental property in Antioch, CA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Richard Daum Jr. is a financial advisor with Morgan Stanley in Oakland, CA, holding Series 63 and Series 65 licenses with 31 years of industry experience. He has been with Morgan Stanley and its associated entities since 2007, including Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing advisory programs and tailored financial planning to individuals and institutions, managing approximately $2.74 trillion in client assets. The firm employs a structured planning process supported by proprietary tools and offers a broad range of retail and institutional investment services.

Ian Logue Radicchi is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and four years of industry experience. He has worked with Wells Fargo in various capacities since 2008, including a thirteen-year tenure at Wells Fargo Bank, N.A. and five years at Wells Fargo Clearing. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and supports a large network of over 14,000 financial advisors.

Jason Gailes is a Financial Consultant at Fidelity Investments, where he partners with clients to develop and execute personalized investment plans tailored to their unique financial goals. He has been in this role since 2024. Prior to his current position, Jason held roles including Managing Director and Investment Banker at Castle Placement LLC from 2022 to 2024, and Business Development at ImpactAdvisor LLC from 2019 to 2022. He also has extensive experience in institutional equity sales, having served as Senior Vice President at several firms including Credit Suisse, BMO Capital Markets, UBS Securities, Dahlman Rose & Co. LLC, and Lehman Brothers between 1997 and 2017. Jason holds a California Insurance License. Outside of his professional work, he has interests in art and parenthood.

Sean Cook is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been a financial advisor since 2000 and joined Merrill in 2003 after three years with Morgan Stanley Dean Witter. Sean focuses on creating customized wealth plans tailored to each client's specific needs, regularly tracking and adjusting these plans to respond to market changes and personal circumstances. This approach aims to help clients achieve their financial goals while managing investment risk. Sean has experience working with a diverse clientele, including highly compensated professionals such as corporate attorneys, corporate employees with stock option and restricted stock grants, and retirees seeking income generation from their portfolios. His client focus areas include divorce transition planning, executive compensation, family wealth management strategies, personal retirement planning, portfolio management services, small business strategies, women and wealth, investment strategy, tax minimization, and retirement income. He earned a Bachelor of Arts degree from the University of California, Berkeley. Sean holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. He lives in Alameda, California, with his wife and two sons, and is active in his community as a coach for youth basketball and baseball and as a teacher of adult and high school Bible classes at the Church of Christ in Hayward, California.

Marina Merkouris is a financial advisor with RBC Capital Markets, holding a Series 66 designation and nine years of industry experience. She has worked at RBC Capital Markets since 2019 and previously at Merrill from 2015 to 2019. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers multiple advisory programs with tailored investment strategies using a combination of in-house and third-party managers, along with various portfolio management and financial planning services.

Chad Pate is a financial advisor at Wells Fargo Clearing with 10 years of industry experience. He holds the Series 66 designation and previously worked at Merrill for 12 years before joining Wells Fargo Clearing in 2020. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Rodrigo Flores is a Financial Consultant at Fidelity Investments, a role he has held since 2024. He works closely with clients and their families to develop financial plans tailored to their individual needs, focusing on strategies that support their financial goals. Rodrigo holds a California Insurance License, which supports his ability to provide comprehensive financial advice. Outside of his professional work, he enjoys biking, cars, family activities, and fitness.

Stephanie Wong is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and three years of industry experience. She is also a part owner and corporate secretary of Blue Mountain Construction, a design and general contracting business. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory options grounded in modern portfolio theory. The firm’s approach includes a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Mark Sanchez is a financial advisor at Morgan Stanley with 39 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Morgan Stanley since 2009, including over a decade at Morgan Stanley Private Bank, N.A. based in Oakland, CA. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and models to support its advisory services.

Margaret Hiller is a CFP® and Series 66-registered financial advisor with 20 years of industry experience. She is currently with Morgan Stanley, having previously worked at The Advisory Group of San Francisco for 18 years before joining Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank. Outside of her advisory role, she speaks on financial literacy topics for high school seniors through her consulting business, Launchpad. Morgan Stanley Wealth Management serves both individual and institutional clients, providing tailored financial planning and advisory programs supported by firm-approved planning tools and a structured discovery process.

Kevin Tarrant is a financial advisor at Morgan Stanley with 12 years of industry experience. He holds the Series 66 designation and has been with Morgan Stanley Private Bank, N.A. since 2015 and MORGAN STANLEY SMITH BARNEY LLC since 2013. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that utilizes structured discovery conversations and firm-approved planning tools.

Danian Peo is a financial advisor with Ameriprise in San Francisco, CA, holding a Series 66 designation and 24 years of industry experience. He has been with Ameriprise and its affiliates since 2005. Outside of his advisory role, Peo serves as Treasurer and a board member of Foodwise, a nonprofit organization. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with substantial investable assets, combining research-driven modeling and tax-efficient strategies to generate personalized, non-discretionary recommendations. The firm also offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Daniel Deitrick is a financial advisor with Morgan Stanley in Oakland, CA, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers services through both direct client relationships and corporate financial planning agreements.

Conradine Morehouse is a financial advisor with RBC Capital Markets, LLC, holding Series 63 and Series 66 credentials and bringing 30 years of industry experience. She previously worked at Merrill from 1982 to 2019 before joining RBC in 2019. RBC Wealth Management serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm provides various advisory programs that offer portfolio management, financial planning, and brokerage services, using a combination of in-house and third-party investment managers tailored to client risk profiles.

Sabrina Kheirolomoom is a financial advisor at Morgan Stanley with one year of industry experience. She holds a Series 66 designation and previously worked at the Training, Rehabilitation & Development Institute. Outside of finance, she is involved in ballet as a dancer, instructor, and choreographer, working with organizations such as Deanna Stanton Choreography and Piedmont Ballet Academy in Oakland. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a broad range of advisory programs. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and market models to support financial strategies.