Jodi Pieczynski is a financial advisor with UBS Financial Services in Roseville, CA, holding Series 63 and Series 65 designations and bringing 33 years of industry experience. She has been with UBS since 1993. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, operating as a broker-dealer, investment adviser, and futures commission merchant.

Douglas Van Order is a financial advisor with MassMutual Investors Services, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with MML Investors Services LLC and MassMutual Life Insurance Company since 2013. Outside of his advisory role, he is president of Tier One Enterprise, Inc., a company focused on sales coaching and goal setting. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, using firm-approved software tools to develop written recommendations within collaborative, annual client engagements.

Nicole Martinenko is a financial advisor with Wells Fargo Clearing in El Dorado Hills, CA, holding a Series 66 designation and 4 years of industry experience. She has been with Wells Fargo Clearing since 2010. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Ryan Rainbolt is a Wealth Management Advisor and Managing Director at Merrill Lynch Wealth Management. He specializes in family wealth management strategies, legacy planning, and individual and corporate investment strategy. Ryan works with private clients to help provide financial wellness for today and future generations. He has been recognized in the Forbes Best-In-State Advisors list from 2018 through 2026. Ryan holds the Certified Private Wealth Advisor (CPWA) and Personal Investment Advisor (PIA) designations. He earned a Bachelor's degree in Business Administration with a focus on Finance from California State University, Chico. Ryan lives in Loomis, California, with his wife and two daughters. His personal interests include basketball, fishing, golfing, hiking, skiing, spending time with family, and traveling.

Michele Oldham is a financial advisor at Mass Mutual Investors Services with one year of industry experience. She holds the Series 63 and Series 66 designations and has previously worked at Nuvia, ClearChoice, and Pacific Dental Services. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm’s approach includes collaborative, goal-oriented financial planning using firm-approved software tools, with implementation of recommendations handled through separate brokerage or insurance arrangements.

Garrett Walker is a financial advisor at Fisher Investments with seven years of industry experience. He holds the Series 65 designation and has been with Fisher Investments since 2019. Prior to that, he worked at the University of Arizona from 2016 to 2019. Fisher Investments serves a diverse global client base that includes institutional and high-net-worth individuals, providing discretionary portfolio management across various asset classes. The firm uses a centralized investment process combining quantitative and qualitative research to construct globally diversified portfolios and employs tax-aware strategies and defensive tactics to manage risk.

Kari Allen is a financial advisor at Edward Jones with a Series 66 designation and three years of industry experience. She has been affiliated with Edward Jones and Edward Jones Investments since 2009. Outside of finance, she has worked in a medical office performing therapy modalities and administrative duties. Edward Jones is a full-service wealth management firm serving a wide range of individual and institutional clients with over $1 trillion in assets under management. The firm offers discretionary and non-discretionary investment strategies, affiliated mutual funds, and operates under a fiduciary standard.

Anthony Owings is a CFP®-credentialed advisor with over 32 years of experience, currently affiliated with Raymond James Financial in Rocklin, CA. He previously worked at Legato Financial and Boomerang Business Solutions. Owings serves on the advisory board of Visit Truckee-Tahoe, contributing to sustainable tourism efforts in the region. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a wide range of clients, including individuals, high-net-worth clients, corporations, and institutional investors. The firm uses tailored, non-discretionary planning supported by advanced analytical tools and offers specialized advisory programs and consulting services.

Donna Harrison is a Series 66-licensed advisor with Merrill in Roseville, CA, with 21 years of industry experience. She has worked at Merrill since 1984, totaling 42 years with the firm. Merrill and its affiliate Managed Account Advisors LLC provide managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jeffrey Auwinger is a CFP® and holds a Series 66 license with 25 years of experience in the financial industry. He is currently with Morgan Stanley in Roseville, CA, where he has worked since 2018, including a prior role at Morgan Stanley Dw Inc. from 2002 to 2005. Before joining Morgan Stanley, he held positions at Wells Fargo Clearing and Wells Fargo Advisors LLC. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs and customized financial planning using firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers planning services supported by the Global Investment Committee’s analyses, while emphasizing client responsibility for plan implementation.

Antonio Dimatteo is a financial advisor at LPL Financial with seven years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Wells Fargo Bank and Wells Fargo Clearing Services prior to joining LPL in 2023. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advice delivered through a large network of investment adviser representatives using a range of discretionary and non-discretionary strategies.

Trenton Schmitt is a financial advisor at Robert W. Baird & Co. with one year of industry experience. He holds the Series 66 designation and began his professional career at Baird in 2022. Prior to advising, Schmitt was involved with Rancho Robles Winery and completed his studies at Columbia University. He is part of The DDK Group within Baird’s Private Wealth Management department, which serves high net worth individuals, corporate clients, pensions, and charitable organizations with a range of financial planning and portfolio management services. The firm employs a variety of advisory strategies, including separately managed accounts and tax-management techniques, supported by in-house research and manager oversight.

Andrew Fairbanks is a financial advisor with LPL Financial in Sacramento, CA, holding a Series 66 designation and 13 years of industry experience. He has worked with LPL Financial since 2012 and has been associated with Golden 1 Credit Union since 2011. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms.

Philip Woodland is a financial advisor at OSAIC with 13 years of industry experience. He holds a Series 66 designation and previously worked at Lincoln Financial Advisors for 11 years. Outside of his advisory role, Woodland serves as a notary public and is the practice manager of Retirement Security Centers LLC, where he supports financial planners with analysis and operations. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools, risk-tolerance questionnaires, and third-party money managers to construct portfolios across various asset classes.

Jonathan Hardisty is a financial advisor with Equitable Advisors in Folsom, CA, holding a Series 66 designation and bringing 21 years of industry experience. He has worked at Equitable Advisors since 2007, following a year at 1717 Capital Management Company. Outside of his advisory role, he owns and operates a health insurance business. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives. The firm utilizes a combination of proprietary and third-party programs to deliver customized investment solutions and fiduciary services.

Mark Jagow is a financial advisor with LPL Financial in Roseville, CA, holding a Series 66 designation and 19 years of industry experience. His prior roles include positions at M Holdings Securities, Bancwest Investment Services, and First Allied Advisory Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advice provided through a large network of investment adviser representatives using various investment strategies and support tools.

Sandra Kirschten is a financial advisor with Robert W. Baird & Co. in Roseville, CA, holding a Series 66 designation and 23 years of industry experience. She has been with Robert W. Baird since 2008. She is part of The DDK Group, a team within Robert W. Baird’s Private Wealth Management practice that serves individuals, families, pensions, corporations, and charitable organizations. The group provides consulting and portfolio services tailored to client goals, utilizing a range of traditional and complex investment strategies through both in-house and third-party managers.

Mike Monahan is a financial advisor at Morgan Stanley with 20 years of industry experience. He holds Series 63 and Series 66 credentials and previously worked at E*TRADE Capital Management LLC and E*Trade Securities LLC. In addition to his advisory role, Monahan is a committee member of Ruck for 22, Inc., a nonprofit organization supporting veterans. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to both individual and institutional clients. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets.

Amy Peeples is a financial advisor at UBS Financial Services with 28 years of industry experience. She holds the Series 66 designation and has worked previously at Safe Credit Union, LPL Financial LLC, Wells Fargo Clearing, and Wells Fargo Advisors LLC. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services delivered by a large network of advisors using proprietary research and model-based asset allocations.

Craig Weis is a financial advisor at Raymond James & Associates with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Raymond James since 2020, following seven years at UBS Financial Services. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional clients, and municipal entities, offering financial planning, advisory programs, and institutional consulting with a focus on non-discretionary planning and a range of portfolio management styles.