Noah Boctor is a financial advisor at Cetera with Series 66 credentials and less than one year of industry experience. His prior work includes roles at Norcal Flight Center and In-N-Out, alongside entrepreneurial activity with HNL Boctor Holdings. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual investors, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with access to various portfolio management and financial planning services through a large nationwide network of independent advisors.

Kaitlyn Pfluger is a financial advisor with Cetera and holds a Series 66 designation. She has two years of industry experience and has previously worked at LPL Financial and Sierra Ridge Wealth Management. Her current role includes involvement with Sierra Ridge Advisor Group, a DBA for LPL Financial business. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management and financial planning services, and manages over $256 billion in assets through a network of more than 10,000 advisors.

Mansoor Saqi is a financial advisor at Merrill with nine years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Wells Fargo Clearing Services LLC and Wells Fargo Bank NA. Saqi’s background also includes a brief tenure at Home Depot. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services and implements model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions. The firm offers various portfolio approaches developed by internal and third-party managers and supports a range of client types including pension plans, corporations, and charitable organizations.

Gregory Mabra is a financial advisor at Edward Jones in Roseville, CA, holding a Series 66 designation with one year of industry experience. His prior work history includes roles at First Command Brokerage Services Inc. and Patriot Group Global, as well as experience outside the financial services sector. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of discretionary and non-discretionary investment strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Douglas Norton is a financial advisor at Wells Fargo Clearing with 23 years of industry experience. He holds a Series 66 designation and has been with Wells Fargo in various capacities since 2012. Outside of finance, he owns and operates a photography business based in Sacramento, CA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services guided by an IPS-driven process grounded in modern portfolio theory. The firm serves institutional clients with tailored investment solutions and includes insurance-related vehicles and bank deposit sweep options among its offerings.

Kelley Grimes is a financial advisor at Morgan Stanley with 26 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009 and holds Series 63 and Series 66 designations. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Mike Oroszi is a Financial Consultant at Fidelity Investments, where he works with clients to help them pursue their financial goals. He has extensive experience in the financial services industry, having held various roles at T. Rowe Price from 2009 to 2023, including Vice President of Client Implementation and Client Operations, as well as Senior Manager and Supervisor positions in advisory and financial institution services. Mike holds a California Insurance License, supporting his work in financial consulting. Outside of his professional career, he and his family enjoy outdoor activities available in the Northern California area, including biking, camping, snowboarding, tennis, and traveling.

Zachary Gomez is a financial advisor at Morgan Stanley in Sacramento, CA, holding Series 63 and Series 65 licenses. He has one year of industry experience and previously worked at Safe Credit Union, Best Buy, O'Reillys Auto Parts, Intech Mechanical, and Kids Camp. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, offering tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct and corporate financial planning agreements.

Nichol Nadeau is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. She has been affiliated with Addison Avenue Investment Services and Raymond James since 2012 and provides backup notary services for First Tech Federal Credit Union. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, institutions, and charitable organizations. The firm employs tailored, non-discretionary planning using analytical tools to model potential outcomes and supports a broad array of advisory programs and institutional consulting.

Aryan Manchanda is a financial advisor at OSAIC with three years of industry experience and holds a Series 66 designation. He previously worked at Lincoln Financial Advisors and has supported financial planning efforts through a role as a financial paraplanner at Retirement Security Centers. Manchanda has also been employed at Sierra College for nine years alongside his advisory career. OSAIC serves a diverse client base, including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and investment advisory services through a large network of advisers and employs a range of asset-allocation tools, third-party money managers, and unified managed accounts to construct portfolios across various asset classes.

Claudia Seelbach is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. She has been with Merrill and Bank of America N.A. since 2022 and previously worked at Bank of America N.A. from 2011 to 2022. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jaime Caraveo Jr. is a financial advisor at Wells Fargo Clearing with four years of industry experience and holds a Series 66 designation. His prior work includes roles at U.S. Bancorp Investments, Bank of America, Merrill, and Wells Fargo Bank. He serves as a volunteer board member for the Rancho Cordova Little League, assisting with volunteer recruitment and business sponsorships. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process includes investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking, with a notable inclusion of insurance-related products and bank deposit sweep options.

Jeanne Lease is a financial advisor with Edward Jones in Sacramento, CA, holding a Series 66 designation and six years of industry experience. Prior to joining Edward Jones in 2020, she worked at Northern Arizona University and has experience in event coordination and the hospitality industry. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment advisory programs and maintains a nationwide network of financial advisors and branch offices.

Ryan Fisher is a financial advisor with J.P. Morgan Securities, holding Series 65 and Series 66 licenses and 22 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has also worked at JPMorgan Chase Bank, N.A. since 2011. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines institutional advisory operations with brokerage, distribution, and investment management capabilities.

David Hillesland is a CFP® professional with 31 years of industry experience, currently serving as a financial advisor at Charles Schwab in Roseville, CA. He has been with Charles Schwab and Charles Schwab Bank since 2009. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance, leveraging a multi-asset model portfolio approach and comprehensive due diligence on alternative investments.

Jace Koehn is a financial advisor with OSAIC Wealth, Inc. in Sacramento, CA. He holds a Series 66 designation and has been with OSAIC Wealth and Retirement Security Centers since 2025. His prior experience includes roles in several restaurant groups and educational institutions. OSAIC Wealth, Inc. serves a diverse range of clients including individual investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm provides integrated brokerage and advisory services, employing asset-allocation tools and third-party platforms to manage portfolios that may include various investment types on both discretionary and non-discretionary bases.

Lisa Haygood is a financial advisor at Morgan Stanley with 22 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley since 2015. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, focusing on tailored financial planning supported by firm‑approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and offers services including wrap programs and access to affiliated investment vehicles.

Pamela Rosse is a financial advisor with Cetera, holding the ChFC® designation along with Series 63 and Series 65 licenses, and has 31 years of industry experience. She has been with Cetera and its affiliated entities since 2016 and also serves as a client services manager at Gba Wealth Group. Outside of her advisory roles, she acts as co-trustee and holds durable power of attorney for financial management and personal care decisions for her mother. Cetera Investment Advisers LLC operates a multi-manager platform serving individual, retirement plan, corporate, charitable, and institutional clients nationwide. The firm provides a range of portfolio management, financial planning, and retirement services, with over 10,000 advisors and more than $256 billion in assets under management.

Randi O'Neill is a financial advisor at Wells Fargo Advisors with 15 years of industry experience. She holds the Series 66 designation and has worked at Wells Fargo in various capacities since 2009, with a brief tenure at Merrill in 2015-2016. Outside of her advisory role, she serves as treasurer for the Bella Vista High School Boys Basketball Program in Fair Oaks, CA. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad planning menu tailored to clients who meet a net-worth threshold, using proprietary research and tools to develop customized recommendations.

Devon Robb is a CFP® with 10 years of industry experience, currently serving as a financial advisor at Ameriprise in Roseville, CA since 2020. Prior to this, he worked at Ameriprise Financial Services, Inc. from 2011 to 2020. He also works as an online instructor for OLL Services LLC, teaching a financial management class affiliated with BYU-Idaho. Ameriprise is an institutional firm that provides retirement-income planning services primarily for clients with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary retirement recommendations supported by a centralized consulting team.